What does it mean to drive other cars in a complete manner? This means you can drive other automobiles that you don’t own, hire, or lease with the same comprehensive coverage you have on your own policy. This document is available in your MyAXA account.
Can I drive a second car on my insurance?
If your insurance company allows you to drive a different car, it’s likely that you’ll only be covered for third-party damage. This means that if you’re in a car accident, your insurance will cover the damages to the other vehicle, but you’ll have to pay for the repairs to the vehicle you were driving. Depending on the extent of the damage, this might cost thousands of dollars.
Many comprehensive insurance used to protect you when you were driving other vehicles, but this is no longer the case. Always double-check your certificate of insurance or policy documentation to make sure what you’re covered for.
It’s not worth getting in the automobile if you’re unsure. Driving without insurance is prohibited, even if you believe you are covered, and you might face a fine of up to £300 or six penalty points on your license. These would be recorded on your record for a period of five years. If you already have convictions on your record, the penalty could be more severe.
Are AXA good for car insurance?
3.8 out of 5 stars on TrustPilot AXA has received a 3.8 out of five star rating from TrustPilot, based on 3,160 reviews, which is considered “excellent.” To ensure transparency, the company posts reviews immediately and without modification.
Does AXA cover courtesy car?
If you have to use a courtesy car, we want it to be as easy as possible for you. As a result, you can always count on the following from AXA:
- Your insurance coverage with us includes a courtesy car, which can be standard or upgraded.
- We will cover alternative travel costs in accordance with your level of coverage if a suitable car cannot be found.
Does my insurance cover any car I drive?
For each driver, the answer to whether insurance follows the car or follows the driver will be different. No matter who the driver is, as long as he or she has the consent of the car owner to operate the vehicle, the owner’s policy will offer coverage.
What is the cheapest way to insure a second car?
Multi-car insurance is a type of insurance that covers many vehicles under the same policy. It has all of the benefits of a single-car coverage with the extra bonus of a discount for the second vehicle. This could make it one of the most cost-effective ways to insure multiple vehicles.
Insurance coverage for up to five automobiles registered at the same address are common. Depending on your insurance provider, the larger the savings, the more automobiles you add to your policy.
When shopping for a multi-car coverage, though, it’s a good idea to browse around because the discounts offered by different insurance companies differ.
Unfortunately, Compare the Market does not presently provide a multi-car insurance comparison service. However, if you want to compare different auto insurance packages, we’re a wonderful place to start.
What insurance do you need to drive any car?
You must have permission to drive and the car you want to drive must be covered by a current insurance policy. Driving other cars coverage is normally only available with a comprehensive auto insurance policy, so if you only have third-party (or third-party, fire, and theft) coverage, you won’t be allowed to drive any other vehicles.
Do AXA do black boxes?
We promised to make things easier, so we’re giving up the little black box (driver app) in exchange for complete transparency and trust: To give you a competitive quotation, we don’t need to track your driving.
Who underwrites AXA insurance?
AXA Car Insurance, AXA Home Insurance, and AXA Travel Insurance are underwritten by AXA Insurance UK Plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Financial Services Register number 202312.
Who owns AXA insurance company?
In the United Kingdom, AXA Health sells private medical insurance. It was previously known as the London Association for Hospital Services, which was founded in 1938 as a private healthcare system for Londoners in the middle class. With the help of the British Medical Association, the King’s Fund, and the medical royal colleges, it was founded in 1940.
In 1998, Guardian Royal Exchange Assurance purchased it for £435 million; a year later, Sun Life & Provincial Holdings, an Axa subsidiary, purchased it for £435 million.
In 2018, it introduced Global Care on Demand, a virtual doctor service for consumers with outpatient coverage. It is targeted towards expats and is provided by Advance Medical. It provides access to medical advice by phone or video from doctors situated in eight major centers across the world who speak more than 20 languages.