How Much Is Car Insurance In Sweden?

The Motor Traffic Damage Act mandates that all motor vehicles on the road be insured (1975:1410). If you like, you can get additional vehicle insurance (comprehensive or third-party, fire and theft insurance).

How much does a car cost in Sweden?

The cost of a secondhand car varies greatly depending on the model. Used automobiles are available for between 20 000 and 70 000 SEK. If you want to buy one brand new, expect to pay more than 150 000 SEK.

How much is car tax in Sweden?

You must be familiar with the words “basic charge,” “carbon dioxide charge,” “added environmental charge,” and “additional fuel charge” in order to compute the magnitude of the vehicle tax.

The annual basic payment is 360 SEK and must be paid for all malus-covered vehicles.

The carbon dioxide charge is 82 SEK per gram of CO2 if the vehicle emits more than 95 grams and up to 140 grams of CO2 per kilometer, and 107 SEK per gram if the vehicle emits more than 140 grams of CO2 per kilometer for vehicles that are put into use and become taxable for the first time between 1 July 2018 and 31 March 2019.

The carbon dioxide charge is 107 SEK per gram of CO2 if the vehicle emits more than 90 grams and up to 130 grams of CO2 per kilometer, and 132 SEK per gram if the vehicle emits more than 130 grams of CO2 per kilometer for vehicles that are put into use and become taxable for the first time on or after 1 April 2021.

For diesel-powered automobiles, an additional environmental levy of 250 SEK per year must be paid.

Diesel-powered vehicles must also pay an extra fuel fee. It’s computed by multiplying the vehicle’s total CO2 emissions (in grams) per kilometer when driving in mixed traffic by 13.52.

What is a good salary in Sweden?

Sweden is one of only a few European countries without a mandatory minimum wage. Don’t let this deter you, though. In Sweden, the average monthly pay is roughly 46,000 SEK (4,700 USD). The minimum monthly income is approximately 6,400 SEK (660 USD), while the maximum is 210,300 SEK (21,600 USD). Someone working in the service industry on an hourly basis can expect to earn around 100–110 SEK (10 USD) per hour, or around 143,000 SEK per year (14,700 USD).

What is a Good Salary in Sweden?

Sweden’s salaries are generally high due to the country’s high cost of living, but they are not the highest in Europe. Expats going to Sweden can expect to make enough money to live comfortably, but it is unlikely that they will be able to save much.

A family of four living in Stockholm’s city center, Sweden’s most costly city, can get by on a monthly salary of around 23,000 SEK (2,400 USD). A good monthly wage for a single foreigner in the same city would be 12,800 SEK (1,300 USD). In Gothenburg, the second most costly city, a family of four should budget 19,200 SEK (2,000 USD), while a single individual should budget around 10,420 SEK (1,100 USD).

The Most In-Demand Jobs and How Much They Pay

Programming and IT occupations are in high demand in Sweden, and most roles do not require a strong command of the Swedish language. As previously noted, Sweden publishes an annual report on job shortages. Expats considering relocating to Sweden should review the list to determine whether they qualify for any of the roles, since this is one of the finest ways to differentiate oneself in a competitive work market.

How do I get insurance in Sweden?

If you want to stay in Sweden for more than a year, you can register with the Swedish Tax Agency to obtain a personnummer that will allow you to access healthcare.

You’ll require private or international health insurance for your time in Sweden if you’re a short-term resident or tourist. These websites may be useful:

The health card

In order to obtain a personnumber ID card in Sweden, you must first contact your local Swedish Tax Office (Skatteverket). For additional information, see the skatteverket website. The waiting period for a simple application could be 1-2 weeks. It’s possible that special cases will take twice as long.

You can go to your local Swedish healthcare center (vrdcentraler) once you have your personal Swedish tax ID number.

Which Insurance company should I choose??

Here are several prominent foreign health insurance providers and comparison sites to assist you secure private insurance during your time in Sweden:

What happens if you damage another car?

If you were in a car accident and believe the other driver was at fault, you may be able to sue the other driver for your damages and losses. If the other person is covered by insurance, they can file a claim with their carrier. You might be able to work out a deal with the other driver or their insurance company on your own.

What is full car insurance?

Liability plus comprehensive and collision is how many lenders, agents, and car dealerships define “full coverage” auto insurance. Your lender may use the term “full coverage,” but it simply means that you must have comprehensive and collision coverage, as well as whatever your state requires.