This is $289 higher than the national average for luxury sedans. Our car insurance comparison analysis assumes a 40-year-old safe driver with full coverage and excellent credit who drives 13,000 miles per year. They also assume a single-car insurance on a brand-new car and do not account for multi-car savings.
Age, state, insurance company, and mileage all affect auto insurance premiums. Recent accidents, driving tickets, and credit history all have an impact on these rates. The graph below shows how some of these possibilities affect the cost of BMW 5 Series car insurance.
Is a BMW expensive to insure?
A BMW’s cost of ownership extends beyond its above-average MSRP. A BMW’s auto insurance costs $1,788 per year, which is 25% higher than a standard car’s insurance. Because BMW insurance is more expensive than the national average, you should search around for a policy.
Is BMW 5 Series a good car?
Users save an average of $3,206 with the U.S. News Best Price Program, and a lower price implies reduced monthly leasing payments. On a 36-month lease, this translates to a monthly savings of $90.
Is the BMW 5 Series a Good Car?
The BMW 5 Series is, without a doubt, a fantastic luxury midsize automobile. It is more expensive than other automobiles in the class, but the attraction of this BMW justifies the price. Every engine has enough of power, and the ride is smooth even on bumpy roads. This vehicle impresses on the inside with its spacious cabin and simple infotainment system. Furthermore, it has a flawless safety rating.
Our objective is to make purchasing your next vehicle as simple as possible. In our in-depth review, you’ll learn everything there is to know about this sedan. It combines 28 professional ratings with concrete statistics such as fuel efficiency figures, horsepower specs, and cargo space dimensions.
This analysis of the 2021 5 Series includes relevant research for all models in this generation, which debuted in 2017.
Should I Buy the BMW 5 Series?
The BMW 5 Series is a terrific car, but it’s expensive, and there are plenty of enticing alternatives in this class. The Audi A6 has a lot in common with the BMW 5 Series, including a powerful engine lineup. The Lexus ES is a well-rounded vehicle that costs about $14,000 less than the BMW 5 Series.
vs. 2021 BMW 5 Series: What’s the Difference?
The outer appearance of the BMW 5 Series is refreshed for 2021, and amenities like Android Auto and a bigger 12.3-inch touch screen (up from 10.25 inches) are now standard. Finally, the 540i’s six-cylinder engine now has a 48-volt mild-hybrid system, increasing fuel economy estimates from 22/30 mpg city/highway to 25/32 mpg.
The following are the most significant improvements to the BMW 5 Series since it was revamped for the 2017 model year:
- Apple CarPlay and BMW’s Active Driving Assistant have been added to the list of standard equipment for 2019.
- 2020: The 530e PHEV gets a 5-mile range upgrade, and the M550i gets a 67-horsepower boost.
- In 2021, there will be more standard features, a mild-hybrid powertrain will launch, and the appearance will be revised.
If you’re thinking about buying an older model, read our reviews for the 2018 5 Series, 2019 5 Series, and 2020 5 Series to help you decide. Also, see our Best New Car Deals and Best New Car Lease Deals pages for information on new vehicle savings and discounts.
How Much Does the BMW 5 Series Cost?
The 530i, the entry-level 5 Series, has a starting MSRP of $54,200. That is one of the most expensive items in the class. The top-of-the-line BMW M5 Competition costs more than $111,000 dollars.
For excellent savings at your local BMW dealer, check out our U.S. News Best Price Program. Our BMW offers page also has some great manufacturer incentives.
BMW 5 Series Versus the Competition
Although the Mercedes-Benz E-Class is a good luxury midsize sedan, the BMW is significantly superior. With the Mercedes-AMG and BMW M models, both German cars have high-quality, well-equipped cabins and high-performance V8-powered variants. The 5 Series, on the other hand, has greater fuel economy and handling.
The Audi A6 and the BMW 5 Series have a lot in common. The S6 and RS 6 are performance versions that compete with BMW M variations. The rides in both cars are silky smooth while still being entertaining. The BMW, on the other hand, wins due to its plush interior and simple infotainment controls.
Series Interior: Five Stars
The 5 Series features a standard amount of cargo space for the class, with a 14-cubic-foot trunk. Due to the positioning of its battery pack, the plug-in hybrid 530e loses space. Its 10-cubic-foot trunk is small in comparison to other sedans, but it can be expanded by folding the back seats. There is a motorized trunk lid available.
This automobile can accommodate up to five passengers. BMW’s SensaTec synthetic leather upholstery and 16-way power-adjustable front seats are standard. Genuine leather upholstery, heated back seats, and heated, ventilated, massage, and 20-way power front seats are among the options.
In both rows, adults will have plenty of head and legroom. The 5 Series’ appeal is boosted even further by its supportive, well-cushioned seats, which stay pleasant even after hours of driving.
The rear outboard seats have two complete sets of LATCH connectors, and the rear center seat has a tether anchor. The Insurance Institute for Highway Safety gave this LATCH system an Acceptable rating for simplicity of use, noting that the lower anchors can be difficult to maneuver around.
The BMW 5 Series offers a plush interior with soft leathers throughout, including high-end Merino leather in the M5. Nonetheless, some observers believe the style is a tad drab when compared to competitors’ more opulent interiors.
The iDrive infotainment system may be controlled in a variety of ways, including a rotary dial, a touch screen, and voice commands, making it simple to master.
- A 12.3-inch touch screen, a 12.3-inch digital driver display, Android Auto, Apple CarPlay, a navigation system, two USB ports, Bluetooth, satellite radio, HD Radio, and a 12-speaker audio are among the standard infotainment features.
- Wireless device charging, a Wi-Fi hotspot, two more USB ports, and a Harman Kardon or Bowers & Wilkins 16-speaker audio system are among the available infotainment options.
- Dual-zone automatic climate control, a moonroof, proximity keyless entry, and push-button start are also included as standard features.
Series Performance: Five Serious Engines
This BMW doesn’t have a horrible powertrain. The standard engine is powerful enough for everyday driving and accelerates quickly. The trend continues in the higher trims, with powerful six-cylinder and V8 engines especially in the top-of-the-line M5 and M5 Competition. A sophisticated automatic transmission completes the powertrains.
- Starting at $54,200, the base engine is a 2.0-liter turbocharged four-cylinder with 248 horsepower and 257 pound-feet of torque (530i)
- Starts at $57,200 and has a 2.0-liter turbo-four engine and an electric motor with a combined 288 horsepower and 310 pound-feet of torque (530e)
- Starts at $59,450 and has a 3.0-liter turbocharged six-cylinder engine with 335 horsepower and 331 pound-feet of torque (540i)
- Starting at $76,800, the 4.4-liter twin-turbocharged V8 engine produces 523 horsepower and 553 pound-feet of torque (M550i)
- Starting at $103,500, the 4.4-liter twin-turbo V8 engine produces 600 horsepower and 553 pound-feet of torque (M5)
- Starting at $111,100, the 4.4-liter twin-turbo V8 engine produces 617 horsepower and 553 pound-feet of torque (M5 Competition)
- The M Sport style package (starting at $3,300 in the 530i, $2,500 in the 530e, and $3,300 in the 540i) includes: Shadowline exterior styling, 19-inch double-spoke alloy wheels, and a M sport steering wheel
- Shadowline package (starts at $550; available in 530i, 530e, 540i, and M550i): external trim and shadowline lighting
- Active steering, M Sport brakes with blue calipers, dynamic damper adjustment, active roll stabilization, adaptive drive, and an adaptive M suspension are included in the Dynamic Handling package (prices range from $3,500 to $3,600).
- M Sport Brakes ($650; 530i, 530e, 540i) come with blue or red calipers.
The standard BMW 530i gets 25 mpg in the city and 33 mpg on the interstate, according to the EPA. Despite having a six-cylinder engine, the 540i comes close to matching those numbers, with 25 mpg in the city and 32 mpg on the interstate, thanks to its 48-volt mild hybrid system. Those are respectable numbers for the luxury midsize car segment. Fuel consumption is reduced when all-wheel drive (named xDrive by BMW) is added.
The M550i gets 17/25 mpg in the city and highway, while the M5 and M5 Competition get 15/21 mpg.
The plug-in hybrid 530e from 2021 offers a 21-mile all-electric range and a combined city/highway rating of 64 MPG-equivalent. When all-wheel drive is added, the all-electric range is reduced to 18 miles and the combined mileage is reduced to 62 MPGe. A 240-volt household-style power outlet can recharge its battery in roughly three hours.
The 5 Series offers a relaxing journey to its passengers. This vehicle effortlessly glides over potholes and irregularities on the road. The brakes are powerful and the steering is light. While the 5 Series handles well, it lacks the sportiness of some other BMW models or previous iterations of same car.
The 530e plug-in hybrid sports a regenerative braking system that works well and has a natural, progressive pedal feel for the most part.
The BMW 530i sedan is claimed to have a 0-60 time of 5.9 or 5.8 seconds, depending on the drivetrain. The 530e plug-in hybrid accelerates from 0 to 60 mph in 5.7 seconds. With rear-wheel drive, the 540i accelerates to 60 mph in 4.9 seconds, while with all-wheel drive, it takes 4.6 seconds. The M550i takes 3.6 seconds to complete the sprint, while the M5 takes 3.2 seconds. In the top-of-the-line BMW M5 Competition, that time drops to 3.1 seconds.
According to BMW, the 530i, 540i, and M550i have a top speed of 155 mph when properly equipped. The 530e can reach a top speed of 146 mph (143 mph with AWD), while the M5 and M5 Competition sedans can reach a top speed of 156 mph.
Yes, BMW’s xDrive all-wheel-drive system is standard on M models and is optional on the others.
Series Reliability
The expected reliability score for the 2021 BMW 5 Series is 77 out of 100. A predicted dependability score of 91-100 is considered the best, 81-90 is considered great, 70-80 is considered acceptable, and 0-69 is considered fair and below average, according to J.D. Power.
BMW offers a four-year/50,000-mile warranty on the 5 Series. A high-voltage battery guarantee of eight years/80,000 miles is also available on hybrid models.
Series Safety
The 2021 BMW 5 Series received the highest rating of Good in all six crash tests, as well as for how well its headlights illuminate the road ahead, from the Insurance Institute for Highway Safety. The IIHS grades collision avoidance features on a different scale, and it earned this sedan a Superior rating for its basic and optional vehicle-to-vehicle front crash prevention systems.
The 2021 BMW 5 Series has not been tested by the National Highway Traffic Safety Administration.
When Did the BMW 5 Series First Come Out?
The first 5 Series generation, known as E12, lasted from 1972 until 1981. The M5 debuted with the E28 generation, which spanned the model years 1981 to 1988. The third generation E34 introduced all-wheel drive (xDrive) and a wagon body type (1988 to 1996).
The E39, or fourth-generation 5 Series, was produced from 1995 until 2003. Then there was the fifth generation E60, which was notable for its contentious aesthetic aspects credited to design director Chris Bangle. Its M5 model is the only one with a V10 engine in the car’s history. The E60 generation was followed in 2010 by the F10 generation, which was the first to offer a hybrid powertrain and the only model with a Gran Turismo hatchback body type.
The G30 generation, which debuted for the 2017 model year, includes the 2021 model.
Which BMW 5 Series Model Is Right for Me?
The 2021 BMW 5 Series comes in five different trim levels: 530i, 530e, 540i, M550i, and M5. The M5 Competition, a more powerful variant of the M5, is available. The vehicle comes equipped with rear-wheel drive. The BMW xDrive all-wheel-drive technology comes standard on M models and is optional on others.
The engine is the key difference between both trims. The base trim should be sufficient for most buyers, and it comes with the majority of the tech and comfort options found in the 5 Series.
The entry-level 530i is powered by a 248-horsepower turbocharged four-cylinder engine and has a starting MSRP of $54,200. BMW’s iDrive infotainment system with a 12.3-inch touch screen, a 12.3-inch digital gauge cluster, cloud-based navigation, a 12-speaker stereo, HD Radio, satellite radio, Apple CarPlay, Android Auto, Bluetooth, and two USB ports are all standard on the 530i.
A moonroof, dual-zone automatic climate control, proximity keyless entry, SensaTec synthetic leather upholstery, 16-way power-adjustable front seats, rain-sensing windshield wipers, automatic high-beam headlights, adaptive headlights, adaptive cruise control, front and rear parking sensors, and BMW’s Active Driving Assistant suite of driver assistance features round out the package. Blind spot monitoring, rear cross traffic alert, lane keep assist, lane departure warning, and a pre-collision warning and braking system are all included in this package.
The cost of adding all-wheel drive is $2,300. The cost of leather seats is $1,500. After that, there are a slew of packages to choose from. The Convenience package adds heated front seats, remote start, and a motorized trunk lid to this sedan for $850. All of this, plus heated rear seats, a head-up display, wireless device charging, a Wi-Fi hot spot, a 16-speaker Harman Kardon radio, and gesture-based infotainment controls, all included in the $2,700 Premium package. The Executive package costs $3,600 and adds a rear-window sunshade and ceramic controls to the preceding options.
The gifts don’t end there. For $1,700, you may receive lane centering, traffic jam assist, front cross traffic alert, and steering evasion help as part of the Driving Assistance Plus package. Parallel park help is included in the $800 Parking Assistance package. The Luxury Seating upgrade adds ventilated and 20-way power-adjustable front seats for $1,000.
The front seats may be massaged for $1,000, and the heated steering wheel can be added for $190.
The 530e has a starting price of $57,200. While the 530e shares many of the same features and options as the 530i, the 530e is unique in that it is a plug-in hybrid. With a total output of 288 horsepower, it combines a turbo-four gas engine with an electric motor and a 12-kWh lithium-ion battery pack. AWD costs $2,300 once more.
The 540i is priced at $59,450. It has the same features and choices as the 530i, with the exception of a 335-horsepower 3.0-liter inline-six engine. A $3,500 Dynamic Handling package, which includes dynamic damper control, active roll stabilization, and adaptive drive, is also available. AWD will set you back $2,300.
AWD is standard on the M550i (MSRP: $76,800). It also comes with a 523-horsepower 4.4-liter V8 engine, a M rear spoiler, Dakota leather seats, 20-way power-adjustable multicontour front seats, and a Harman Kardon 16-speaker audio system. The same packages as the 540i are available, although prices may vary. A Bowers & Wilkins 16-speaker stereo can be fitted for $3,400.
The BMW M5 sedan has a starting price of $103,500. The engine is the same as the M550i, but it is boosted to 600 horsepower. A Wi-Fi hotspot, wireless device charging, two additional USB ports, heated front seats, a heated steering wheel, and remote start are all included.
The M5 Competition is available for $111,100. It’s a more powerful variant of the M5, with an extra 17 horsepower. An M Sport exhaust, M Sport seat belts, and shadowline external design are also included.
The Final Call
The BMW 5 Series is a luxurious midsize sedan with a number of tempting features, including a high safety rating and a comfortable ride. It includes a stylish and large cabin on the inside, as well as numerous high-tech gadgets. This sedan also comes with a number of powerful engine options. The 5 Series is costly, but it has so many features that it may be worth it.
Take our word for it, but don’t take our word for it. Take a look at some of the reviews that inform our rankings and research.
- “The BMW 540i xDrive is more than a luxury automobile in 2021. Sure, that’s what it is and it succeeds at it when it comes to being sumptuous but it’s more than a one-dimensional qualification. If there are a few curves between Points A and B, this straight-six sedan takes on a sportier aspect with a few button presses, making for a very entertaining experience.” From CNET
- “If quiet luxury and attractive appearance are important to you in a new automobile, the 2021 BMW 5-series sedan could be the answer. BMW’s large and comfortable cabin makes for a pleasant journey, and the company offers a variety of engine options to fit your demands, whether you’re looking for fuel efficiency or roaring V-8 performance. A facelift for 2021 adds crisper outward style to the 5-series, as well as many tech enhancements that should keep it competitive against important competitors like the Audi A6, Genesis G80, and Mercedes-Benz E-class.” Automobile and Driver
- “In a class of exceptional performance, the 2019 BMW 5 Series more than holds its own. Style, technology, driving ability, and luxury features abound in the premium midsize sedan segment. The 5 Series, like its primary competitors, excels at finding a sweet spot with so many well-balanced features.” Autotrader.com (2019)
Is a BMW 5 Series a luxury car?
The BMW 5 Series is an excellent all-arounder, providing luxury, room, and cutting-edge technology. However, a Mercedes E-Class is even more comfortable to drive.
Are BMWs worth buying?
When BMW began marketing its automobiles as the “Ultimate Driving Machine” in the 1970s, it soon grew to become a top luxury car brand globally.
BMW has built cars and SUVs that have turned heads and received high marks from automotive journalists for decades.
They are also widely sought after by car enthusiasts and ordinary people who simply want the finest performance from their vehicles.
BMWs are expensive because they are high-performance luxury vehicles with luxurious interiors, a refined ride, high levels of comfort, and some of the most cutting-edge technology. BMW is connected with high status, and its automobiles provide an unrivaled driving experience.
Are BMWs expensive to repair?
BMW Maintenance Costs: Frequently Asked Questions Yes, BMW’s after-warranty maintenance costs are more than many other brands, luxury or not. Over the course of ten years, a BMW can cost $5,000 more to maintain than a Mercedes-Benz and $12,000 more than a Toyota.
Does BMW have their own car insurance?
Car insurance protects you from the financial risk of injuring or destroying someone else’s property using your vehicle. If your own automobile is stolen or destroyed, car insurance may be able to reimburse you. You must have automobile insurance in 48 of the 50 states by law, but the amount of coverage you purchase is primarily determined by how much coverage you actually require.
Regardless of the type of car you have, auto insurance usually works the same way. You get coverage in each of the numerous areas that make up your auto insurance policy, pay your rates, and you’re insured if you cause damage to someone else’s property. This is how a budget car will work, as well as how a BMW will work.
However, because BMWs are higher-end vehicles, you may be required to pay a higher premium for coverage, even if the process of applying for car insurance and claiming benefits under your policy is the same. This is due to the fact that expensive cars are more expensive to repair or replace, posing a greater risk to the auto insurance company.
How much is insurance on a BMW for an 18 year old?
The age of the driver might also influence the cost of BMW 3 Series insurance. Younger drivers are often charged more by insurers due to their lack of experience. The average annual cost of BMW 3 Series insurance for an 18-year-old driver is $5,092. This is $3,532 more than the national average for a 40-year-old. More typical annual rates for young drivers aged 16 to 25 are listed below.
Teen drivers who wish to save money on vehicle insurance might consider joining their parents’ policy, as purchasing a separate policy is far more expensive.
Does BMW have a lifetime warranty?
Coverage is valid for the duration of your ownership of the vehicle. All you have to do is follow the maintenance schedule provided in your Warranty Forever agreement, and you’ll be covered FOREVER!
Why are BMW 5 Series so cheap?
One of the reasons BMWs are so inexpensive is that the secondhand market is overcrowded. Automobiles are products, just like any other, and when there is a surplus of supply and little demand, prices fall. If you’ve ever looked at a new BMW, you’ll note that practically all of them have excellent leasing deals. What happens, though, when those cars are leased and then returned at the end of the term?
BMW lease returns are often auctioned or sold as certified pre-owned vehicles on dealer lots. When dealer lots are brimming with CPO vehicles, the prices of those vehicles fall, not just at the dealership level, but also for private party sellers. And, regardless of whether you’re a dealer or a regular Joe on the street, you must price your car according to current market prices in order to stay competitive.
Will a BMW last 10 years?
If properly looked for and maintained, a BMW can easily last 150-200,000 miles. A BMW should survive at least 10 to 15 years if driven at the national average of 13,500 miles. However, there have been numerous accounts of BMW owners with 200,000+ miles on the clock who have had no major issues.