A Miata should cost roughly $1,298 per year to insure, or around $108 per month for the average driver. Collision coverage will set you back $576 a year, liability and medical payments will set you back $356, and the remaining comprehensive coverage will set you back $366.
The figure below shows how the cost of MX-5 Miata insurance fluctuates depending on driver age and policy deductibles.
Is a Miata a sports car to insurance?
The 2011 Mazda MX-5 Miata starts at roughly $23,000, with a pleasing 22 city/28 highway fuel economy for the basic transmission. The Sport has a five-speed manual transmission, while the Touring and Grand Touring versions have a six-speed manual transmission.
Optional six-speed automatic transmission with steering-mounted manual paddle shifters is available on all trim levels.
Although the Miata retains its barebones sports car driving feel, a variety of packages and options are available to enhance the basic experience with practical, fun, and high-tech features.
Remote keyless entry, power door locks, fog lights, cruise control, steering-wheel-mounted controls, and a trip computer are all included in the Convenience Package. This package is standard on the Touring and Grand Touring trim levels, although it is optional on the Sport trim level.
On Touring and Grand Touring models, the Suspension Package adds a sport-tuned suspension, Bilstein shock absorbers, and a limited-slip differential with the manual transmission.
Xenon headlights, Mazda’s Advanced Keyless Entry and Start System, Bluetooth, satellite radio, Dynamic Stability Control, and Traction Control are included with the Grand Touring’s Premium Package.
Many standard safety features seen on the safest SUVs and sedans are available on the Miata, demonstrating Mazda’s commitment to safety even in an open-top roadster. Front and side-impact airbags, as well as passenger-weight and driver-seat-position sensors and a passenger-side deactivation switch, are all included in the crash-protection package.
All of this is done to protect undersized passengers and drivers from the direct trajectory of airbags deployed at too close a range. Seatbelt pretensioners with force limiters, ABS brakes with Brake Assist and Electronic Brakeforce Distribution, side-impact door beams, collapsible steering column, tire-pressure monitoring, and a complete antitheft alarm system are among the other safety features.
Dynamic Stability Control and Traction Control contribute to the Grand Touring’s safety credentials.
The National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety do not regularly evaluate the Mazda MX-5 Miata, as they do with a number of other convertible sports cars, preferring to focus on family and conventional driving vehicles such as SUVs, minivans, and sedans.
However, according to a 2005 review by US News, it received a positive rating. For front-impact on the driver’s side, the Miata received four out of five stars, five for front passenger-side impact and rollover, and three for driver’s side-impact.
Despite the inherent danger and sporty driving profile associated with convertible sports cars, the Miata is less expensive to insure than its competitors. The MX-5 has a national average premium of roughly $1400 per year, compared to $1600 for the Hyundai Genesis Coupe and around $2300 for the Nissan 370Z.
A national average, of course, is only a starting point. The state and town where you live, driver age and driving record, credit history, annual mileage, and multi-policy discounts are just a few of the factors that influence the price you pay for insurance.
For example, the typical premium price for a Mazda MX-5 in Vermont is roughly $900; in Louisiana, the same coverage costs over $2300. Depending on how it is statistically factored in, each other variable will push the price up or down.
Simply input your zip code in the box provided to see how much it costs to insure a Mazda MX-5 Miata in your area and start comparing prices.
Are miatas expensive to insure for teens?
- Teenage drivers have the highest costs, which are roughly $4,291 per year or $358 per month.
- Insurance for the Mazda MX-5 Miata is about $345 less per year than the average vehicle.
Is insurance high on miatas?
In the 2022 sports car segment, the Mazda MX-5 Miata is ranked first out of 23 comparison vehicles. The MX-5 Miata costs $1,298 per year on average to insure, while the category average is $2,115, a difference of $817 per year.
Insurance for a Mazda Miata is $282 cheaper per year than the Ford Mustang, $834 less than the Dodge Challenger, $778 less than the Chevrolet Camaro, and $408 less than the Subaru WRX when compared to other sports cars.
The figure below compares Miata auto insurance prices in 2022 to the most popular sports vehicles in the United States. A more detailed table is included following the chart, which breaks down insurance rankings for all 23 models in the sports car class.
Is a 1990 Miata a sports car?
From the Archives: Mazda’s first-generation Miata signified the return of the honest sports car, but with all of the modern conveniences.
Are miatas reliable?
The Mazda Miata has a high level of reliability, with certain model years rating higher than others. It received a 4.0 out of 5.0 rating from RepairPal, placing it eighth among the 21 subcompact automobiles in its category. J.D. Power gave the 2019 Mazda Miata a 73 out of 100 rating.
The Mazda Miata was ranked second out of eight vehicles in the sports car market by US News & World Report in 2021. It also placed the model second in the convertibles category out of four vehicles. With these data, it’s clear that the Mazda Miata can easily have a long service life with careful handling and proper maintenance.
What is a good car for a 16 year old?
Teens’ Favorite Cars and SUVs
- Toyota RAV4 2017 The 2017 Toyota RAV4 received the IIHS Top Safety Pick+ award for its sophisticated safety systems.
Is a Mazda mx5 a Miata?
The convertible is sold in Japan as the Mazda Roadster (, Matsuda Rdosut) or the Eunos Roadster (, Ynosu Rdosut), and in North America as the Mazda MX-5 Miata (/mit/).
What is Miata?
Mazda’s renowned lightweight roadster, the MX-5 Miata, has sold over a million units since its debut in 1989, making it the best-selling two-seat sports car of all time. Miatas came standard with a manual-folding soft top, but for 2017, Mazda launched the Miata RF with a power-retractable hardtop.