Is A GTI Considered A Sports Car For Insurance?

“A Volkswagen Golf GTI is a sports automobile,” says the author. This vehicle is considered a higher risk vehicle by car insurance companies. Because most sports cars are built for speed, insurance companies link them to more claims.

Is a VW GTI expensive to insure?

The average annual cost of Volkswagen GTI insurance is $1,500, or $125 per month. When compared to similar vehicles, expect to pay about $61 more per year for Volkswagen GTI insurance, and $6 less than the national average of $1,506 for all vehicles.

The table below shows the average cost of Volkswagen GTI insurance in 2021 for a variety of policy risk profiles.

Can I get insured on a GTI?

GTI insurance is designed for high-performance road automobiles with lower specifications than those in the high-performance category. Because of the engine’s power, GTIs have higher insurance rates. Quotezone is the place to go for low-cost quotes from major online UK brokers and insurance companies.

What kind of vehicle is a GTI?

Users save an average of $3,206 with the U.S. News Best Price Program, and a lower price implies reduced monthly leasing payments. On a 36-month lease, this translates to a monthly savings of $90.

Is the Volkswagen GTI a Good Car?

The 2022 GTI is a fantastic vehicle. It boasts one of the highest composite performance scores of any vehicle on our site, thanks to its quick turbocharged acceleration and superb handling. The GTI is a comfortable car to drive, with lots of passenger room and a hatchback design that makes it one of the greatest compact cars for luggage transportation.

The Golf GTI comes standard with a lot of driver assistance and infotainment technologies, and the revised infotainment displays and a digital gauge cluster give the car a fresh look. The over-reliance on haptic buttons, on the other hand, necessitates a learning curve. While the interior of this hatchback has been completely overhauled, some of the materials and surfaces may not live up to the GTI’s superb reputation.

Should I Buy the Volkswagen GTI?

If you’re looking for a fun, practical car that’s equally at home carving canyons as it is doing errands on the weekend, the GTI should be on the top of your list. Its performance, livability, and overall value are unmatched by any other car on the market. The GTI hot hatch offers a lot for your money, with a long list of standard amenities and a starting price under $30,000.

To help you determine if the 2022 Volkswagen Golf GTI is the appropriate new car for you, we looked at eight Volkswagen Golf GTI reviews, as well as interior details, fuel efficiency projections, and more.

Since 2007, U.S. News Best Cars has been evaluating and assessing vehicles, and our crew has over 75 years of total automotive experience. To maintain our objectivity, we never take expensive gifts from carmakers, and the adverts on our site are managed by a third-party company.

vs. 2022 Volkswagen GTI: What’s the Difference?

The Volkswagen GTI is completely revamped for the 2022 model year, marking the start of the car’s eighth generation. Interior and external aesthetics have been updated, as well as performance upgrades like as a retuned suspension, a standard torque-sensing limited-slip differential, and a 13-horsepower increase. The GTI also receives various technological enhancements, such as a standard digital instrument cluster and larger touch screens, as well as improved fuel economy over prior models.

Volkswagen discontinues the standard Golf, on which the GTI is based, for the 2022 model year, but introduces a redesigned, high-performance Golf R.

  • 2022: completely revamped with new styling, increased horsepower, improved suspension and handling, and new technology.
  • 2020: standard features include forward collision warning, pedestrian recognition, automated emergency braking, blind spot monitoring, and rear cross traffic alert.
  • 2019: horsepower increased to 228 from 220; dual-clutch seven-speed automatic transmission replaced six-speed automatic; limited-slip differential became standard; Introduced the Rabbit Edition trim
  • 2018: new interior and exterior style; increased horsepower (220 from 210); two-door variant discontinued; standard rain-sensing windshield wipers; An 8-inch touch screen was released.

If you’re thinking about buying an older model, check out our reviews for the 2019 GTI, 2020 GTI, and 2021 GTI. Also, see our Best New Car Deals and Best New Car Lease Deals pages for information on new vehicle savings and discounts.

How Much Does the Volkswagen GTI Cost?

The revised 2022 Volkswagen Golf GTI starts at $29,545, making it the most expensive small car on the market. The price of the GTI SE and GTI Autobahn is $34,295 and $37,995, respectively. A manual transmission is standard on all versions.

For excellent savings at your local Volkswagen dealer, check out our U.S. News Best Price Program. Our Volkswagen offers page also has some great manufacturer incentives.

Volkswagen GTI Versus the Competition

If you’re searching for a thrilling compact car, both the GTI and the Subaru WRX are excellent options, and which one you choose depends on your priorities. The WRX is an all-wheel-drive sedan, whereas the GTI is a front-wheel-drive hatchback. Because of its smooth ride and higher fuel economy, the GTI is simpler to live with on a daily basis. The WRX is a lot more aggressive; it has two engine options that outperform the GTI in terms of horsepower (268 and 310 vs. 241 for the VW), but it has a harsh suspension setup and notably less expensive cabin materials. Choose the WRX if you want a powerful engine and all-wheel drive. Choose the GTI for a better overall package.

Because of its stylish inside, great safety rating, and well-rounded performance, the Mazda3 is a top-ranked entrant in the compact car class. Both the Mazda and the Volkswagen have athletic handling, but the Mazda3 has a lot more choices for customization: It comes in a sedan or hatchback body style, with three engines to choose from, a manual or automatic transmission, and front- or all-wheel drive. However, the Mazda’s small back seat, which is not found in the VW, may turn you off.

GTI Interior: Could be Classier

While the departing seventh-generation 2021 Golf GTI (and previous versions) were praised for their luxurious inside fittings, the next generation has received mixed reviews. The entire cabin is clean, modern, and minimalistic, although the ambiance is dragged down by some cheap-feeling plastics.

The installation of extra touch screens and the removal of buttons are also part of the GTI’s interior makeover. Every model comes with a 10-inch completely digital instrument cluster that is praised for its clear graphics and ability to customize the information shown.

Both the 8.25-inch touch screen with older software and the optional 10-inch touch screen with a newer interface work nicely and respond swiftly to your touches.

However, you may find yourself having to sift through menus to complete certain things, and the lack of physical controllers can be aggravating. Small, imprecise capacitive buttons beneath the touch screen are used to adjust things like audio volume and climate control. There are also a slew of haptic controls on the steering wheel that, if hit while driving, can cause unintentional adjustments.

  • A 10.25-inch digital instrument cluster, an 8.25-inch touch screen, Android Auto, Apple CarPlay, wireless device charging, four USB ports, a seven-speaker audio, and Bluetooth are among the standard infotainment features.
  • A 10-inch touch screen, navigation, voice recognition, a nine-speaker Harman Kardon premium sound, wireless smartphone integration, a Wi-Fi hot spot, and satellite radio are among the available infotainment options.
  • Automatic climate control and 30-color ambient inside illumination are also included as standard features.
  • A sunroof, proximity keyless entry, and tri-zone automatic climate control are also offered.

The Volkswagen Golf GTI has around 20 cubic feet of cargo capacity behind its back seats, which can be folded down to create 34.5 cubic feet of room. Because of its squared-off, spacious storage capacity, this hatchback remains one of the most capable compact automobiles on the market. It should be simple to transfer large, bulky products or load in heavy stuff.

The GTI has five seats. The greatest perches are those directly in front of the driver, where he or she has a commanding posture and excellent view. The standard front sport seats are well-bolstered and provide long-distance comfort.

Both rows have broad doors that make it simple to enter and exit. Taller persons will appreciate the extra legroom in the back, but they will want more than the GTI’s 35 inches of legroom.

The rear outboard seats have two complete sets of LATCH connectors, and the rear center seat has a tether anchor.

GTI Performance: Back with a Vengeance

The latest iteration of the GTI retains the turbocharged four-cylinder engine, but it gains 241 horsepower and 273 pound-feet of torque in 2021, up from 228 and 258, respectively. As soon as you step on the gas, the acceleration kicks in hard, and getting up to higher speeds is a breeze.

Despite the fact that Volkswagen has not released an official zero-to-60 mph time for the 2022 GTI, critics claim it feels noticeably faster than the previous model. The GTI can reach a top speed of 155 miles per hour.

The six-speed manual transmission is a nice complement for the engine; it’s simple to operate and has good clutch feel. A seven-speed dual-clutch automatic shifts gears with precision for individuals who prefer to do less work.

The 2022 VW GTI manual transmission scores 24 mpg in the city and 34 mpg on the highway, according to the EPA. This is about average for the tiny car segment, although it’s a significant upgrade over the manual 2021 GTI.

Thanks to upgrades like a standard electronic limited-slip differential and improvements to the optional adaptive damping suspension, the latest Golf GTI handles as well as – if not better than – any of its predecessors. Corners are taken with zeal, and the road grip and body control are outstanding. Although the steering is a little over-assisted, it remains crisp and responsive. The brakes are powerful, allowing you to confidently stop this hot hatch or traverse twisties on a track.

Which Volkswagen GTI Model Is Right for Me?

The Volkswagen GTI is available in three trim levels for 2022: S, SE, and Autobahn. A 241-horsepower turbocharged engine and front-wheel drive are standard on all versions; a six-speed manual transmission is standard on all trims, while a seven-speed dual-clutch automatic transmission with paddle shifters is available for $800.

If you’re on a tighter budget, the base model still comes with a slew of standard features, including a number of active safety features. The midrange SE, on the other hand, strikes a good balance between price and features, including a bigger touch screen.

The starting price for the 2022 Volkswagen GTI S is $29,545. Automatic climate control, 30-color ambient interior lighting, an electronic limited-slip differential, rain-sensing windshield wipers, front and rear parking sensors, a rearview camera, and LED headlights, taillights, and fog lights are among the standard equipment.

Android Auto, Apple CarPlay, four USB connections, a seven-speaker audio, and Bluetooth are all included in the 8.25-inch touch-screen infotainment system. Wireless device charging and a 10.25-inch digital instrument cluster are also included.

The IQ.DRIVE suite of active safety technologies, which includes forward collision warning, automatic emergency braking, pedestrian and cyclist recognition, blind spot monitoring, rear cross traffic alert, lane departure warning, lane keep assist, and adaptive cruise control, is also standard on the GTI.

The Volkswagen GTI SE adds a sunroof, proximity keyless entry, adaptive headlights, traffic sign recognition, and a 10-inch touch-screen infotainment system with navigation, voice recognition, a nine-speaker Harman Kardon premium stereo, wireless smartphone integration, a Wi-Fi hot spot, and satellite radio to the base price of $34,295.

A leather upholstery package ($1,225) with ventilated front seats, synthetic leather door inserts, and a 12-way power-adjustable driver’s seat with memory settings is available.

The VW Golf GTI Autobahn is priced at $37,995, and includes adaptive suspension, performance summer tires, heated rear seats, tri-zone automatic temperature control, automatic high-beam headlamps, automated parking assist, a head-up display, and the SE trim’s optional extras.

For excellent savings at your local VW dealer, check out our U.S. News Best Price Program. Our Volkswagen offers page also has some great manufacturer incentives.

The Final Call

The 2022 Volkswagen GTI stands out among compact vehicles thanks to its fun-to-drive attitude and hatchback versatility. Despite several flaws, like as a lackluster interior and perplexing infotainment settings, the GTI remains a strong contender.

Take our word for it, but don’t take our word for it. Take a look at some of the reviews that inform our rankings and research.

  • “Rather than reinventing the GTI, Volkswagen engineers have fine-tuned what made it so good in the first place. It’s always enjoyable to drive because to a powerful engine and precise handling. It’s roomy and comfy, with plenty of cargo space. Although the lack of physical buttons for most functions can be annoying, the new GTI is nonetheless as entertaining as ever.” Edmunds –
  • “Scooting through congested city streets, cramming supplies into the cargo area, crowding pals into the back seat, squeezing into tight parking spaces—all it’s done with the typical chilled-out, cooler-than-you German modernism that makes the Golf—oops, Freudian slip—GTI such a fan favorite.” — According to Motor Trend
  • “The eighth-generation GTI (or ‘Mk8’), with its famed combination of performance and practicality reaching new heights, is the greatest yet.” — According to Forbes

What cars are considered sports cars to insurance companies?

A sports car is commonly defined as a vehicle with a high-horsepower engine, two seats, and a compact overall size. However, there is no standard set of classification norms, hence this is a broad description.

Are VW GTI fast?

Top Speed and Acceleration of the Volkswagen Golf GTI in 2022 The Volkswagen Golf GTI is a sporty automobile that keeps loyal to what a “hot hatch” should be in the first place. It boasts a top speed of 155 miles per hour, making it the fastest Volkswagen model currently available.

Is a Volkswagen GTI a reliable car?

The Volkswagen GTI has a 3.0 out of 5.0 reliability rating, which places it 34th out of 36 compact automobiles. The average yearly repair cost is $791, indicating that its ownership expenditures are greater than normal.

Is a 1.4 golf expensive to insure?

The Golf is often regarded as the quintessential hatchback, with the superior engineering and dependability that VW is known for. They also come in a dizzying array of models and specifications, ensuring that a Golf is available to fit most budgets and tastes.

The cost of insuring a Golf can also be rather variable, ranging from dirt-cheap to sky-high. If you want to insurance a sporty Golf GTI, you may end up spending the same amount as if you wanted to insure an Audi TT Coupe or a BMW Z3 Sport Convertible.

However, many Golfs are reasonably priced to insure. Models like the 1.4 litre Golf Plus Luna (2006-2009) and the three-door Golf S are available at the entry level (2004-2007). These Golfs are classified as insurance category 6 out of 50 by Thatchams. (In general, the lower the insurance group, the less expensive the insurance.)

Are Volkswagen Golf expensive to insure?

The Golf is normally available as a 3-door or 5-door hatchback, but it also comes in estate, cabriolet, and SV versions. The Golf GTI is a powerful, sporty alternative, while the e-Golf is an electric variant.

In general, the estate and hatchback VW Golfs are less expensive to insure, however the R Cabriolet and GTI are the most expensive because they have the most power and speed.

What does GTI mean?

The GTI stands for Grand Tourer Injection in the Volkswagen GTI. This signifies that the vehicle is equipped with a direct fuel injection system. Fuel injection for automobiles was all the rage when the Golf GTI was initially debuted in 1976, and the GTI brand became synonymous with Golf over time.

What does GTI mean for Volkswagen?

Whether you’re a long-time Volkswagen enthusiast or a newcomer, you may still be wondering, “What does GTI stand for?” you might wonder. GTI, on the other hand, stands for “Volkswagen’s direct fuel injection system is referred to as “Grand Touring Injection.”