What Travel Insurance Do I Need For Cape Verde?

So, that long-awaited trip has arrived? And where have you decided to go? You’ve chosen a piece of paradise, complete with mountains, beaches, and communities. There’s a lot of greenery and music in this place. You’ve decided on Cape Verde.

This small island nation in the Central Atlantic Ocean is located around 600 kilometers (373 miles) from the African continent’s western coast. It is made up of eleven volcanic islands, each with its own natural wonders. The country has been one of Africa’s more stable political and economic states since the early 1990s, with a heavy emphasis on tourism and foreign investment in the service sector. If you’re taking a trip, make sure you have travel insurance or travel medical insurance in case you have any unplanned mishaps, illnesses, or injuries.

Things to Do for Travelers in Cape Verde

With its indigo-blue oceans, beautiful beaches, and craggy mountains, Cape Verde, commonly known as Cabo Verde, is a sight to behold. There is also a lot of beautiful vegetation and greenery. Fogo and Brava’s windswept dunes and volcanic vistas are guaranteed to pique your interest.

Take a Hike up the Pico De Fogo

This is Cape Verde’s highest point (2,829 meters, or 9,281 feet). Although dormant, this is a volcanic mountain. Taking a walk up its slopes would be a treat for daring people. The time required will vary depending on your fitness level. However, as you continue going, you’ll be rewarded with breathtaking vistas of the landscape all around you. However, you should go on the hike with a guide.

Do Some Bird Watching

In Cape Verde, you can witness some uncommon African bird species such as swifts, warblers, and sparrows. There are also other seabird colonies and terrestrial bird locations seen here. Although many native Cape Verde bird species are threatened, the government has taken initiatives to ensure their survival and propagation.

Relax by the Sea in Sal

Sal is Cape Verde’s sunniest island. It features miles and miles of white sand beaches that are bordered by the beautiful ocean. Spend some time relaxing on these lovely beaches. Take a swim, go for a walk, or simply lie down with a book and enjoy some alone time. Scuba diving is another option for seeing the underwater wrecks and reefs. In the evening, visit the restaurants and pubs for some refreshing drinks and mouthwatering local cuisine.

Heritage Trip in Santiago

The island of Santiago is known for the richness of its landscape. Visit the Cidade Velha, one of the country’s early European settlements. An historic fort’s remnants can still be seen. Visit for a taste of history as well as breathtaking views of the Atlantic from the cliffs. There are numerous festivals held here, particularly during the summer months.

Sing and Dance in Sao Vicente

This island is home to Mindelo, Cape Verde’s most beautiful city. It is the country’s cultural capital, hosting the Baia das Gatas music festival every August, which attracts thousands of visitors. Here you’ll be able to hear live local music that will have you tapping your feet. Put on your dance shoes and get ready to have a good time!

Travel Risks for International Travelers in Cape Verde

It’s especially unpleasant if something unexpected occurs during a much-anticipated vacation. As a result, it’s best to play it safe and take the required safeguards.

Cape Verde is a relatively safe and pleasant country, with most residents being warm and welcoming. However, as tourism has grown, some criminal activity has begun to emerge. As a result, you must be cautious.

  • Malaria and dengue fever do occur on the island, albeit they are not common. Take all necessary precautions to avoid mosquito bites.
  • Pickpockets prey on people in public places, such as beaches, so keep your handbag, phone, and other valuables safe. Outside the hotel, don’t bring too many valuables.
  • After dusk, stay away from deserted sections of towns and remote beach corners. Muggings and sexual assaults are possible in such settings, though they are rare.
  • Swimming in the waters should be done with caution. While sharks do not offer a significant threat, stormy seas do. Around the islands, the currents and tides are extremely strong. Please follow the safety guidelines and obey the red flags.
  • Hike with a guide or in a group if you’re going to a remote location. Always leave a message with your hotel letting them know about your plans for an occasion like this.

Cape Verde Travel Medical Insurance for International Travelers – FAQs

A disaster might happen at any time. While Cape Verde has hospitals and trained doctors, don’t expect them to be as good as those in Europe or the United States. Treatment might be costly, especially if evacuation is required. It’s far better to be safe than sorry by purchasing travel medical insurance.

Do I need travel medical insurance for Cape Verde?

You are not required by law to purchase Cape Verde travel medical insurance. However, buying health insurance before going on a foreign trip is always a good idea.

Why buy travel medical insurance for Cape Verde?

Nothing is more frustrating than having your holiday ruined by an accident or illness. You may become ill as a result of insect bites or overindulgence in the culinary delights. Hiking and swimming can potentially result in minor to major injuries. You will have to pay a lot of money for medication and therapy in a private facility. As a result, it would be prudent to purchase Cape Verde travel medical insurance so that you can relax and enjoy your holiday.

Cape Verde Trip Cancellation Insurance for International Travelers – FAQs

Trip cancellation can occur for a variety of reasons, including the death of a traveling companion or someone close to you, inclement weather, disturbance at the destination, and so on. Because most advance payments are non-refundable, it results in a financial loss. That is why trip cancellation insurance for Cape Verde is essential.

Why buy trip cancellation insurance for Cape Verde?

If you cancel for a covered reason as mentioned in your policy’s certificate wording, trip cancellation insurance will repay you for any pre-paid, nonrefundable charges you put down before your trip. Always read the tiny print to find out what situations are and are not covered.

What all is covered under trip cancellation insurance for Cape Verde?

The trip cancellation insurance covers the majority of the frequent reasons for canceling your trip to Cape Verde. Have a good understanding of the reasons covered before you buy. However, if you want to be financially secured, you should purchase Cape Verde travel insurance.

Before You Travel to Cape Verde…

Consider purchasing Cape Verde travel insurance. Enter some basic trip details, compare a number of options, and pick the one that best suits your itinerary, destination, and price.

DISCLAIMER: The information in this article is intended to be a general overview of perks and services and is provided solely for educational purposes. The data does not include all possible scenarios, coverages, or exclusions under any insurance policy. An insurance plan’s benefits and services are susceptible to change. This is not your insurance policy or certificate. In the event of a conflict between the information in this article and the language of your policy/certificate wording, the policy/certificate wording will take precedence.

What does Cape Verde come under for travel insurance?

For travel insurance, Cape Verde is listed as Worldwide. To include Cape Verde in your travel plans, select Region 3 – Worldwide on the Annual Multi-Trip Travel Insurance page.

What travel insurance does not cover?

Baggage delay, damage, and loss plans do not cover all of your belongings. Glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones are all common travel insurance exclusions. These things are sometimes covered, but only up to a particular cost limit, so if you have several expensive electronic items (such as a laptop, tablet, and mobile phone), you may not have enough coverage to cover the loss of all of them.

Is international health insurance the same as travel insurance?

International health insurance protects you in the event of an emergency or for routine medical treatment in the country where you’ll be residing for an extended period of time.

Travel insurance only covers medical crises that occur during a vacation or business trip; it does not cover medical treatment that can be delayed until you return to the UK.

Do I need a Schengen visa if I have a passport?

If you wish to visit the Schengen area, you’ll need a Schengen visa in addition to a passport from your home country. Both of these documents are required for entry into the Schengen area.

What are the processing costs?

  • Rush processing is more expensive than ordinary processing, but it gets you your visa much faster.
  • Super Rush Processing is the fastest and most expensive way to process your application.

What country does Cape Verde come under?

The presence of Thomson and Thomas Cook in the list of travel alternatives should serve as a hint that these travel behemoths also offer fly-and-flop vacations to Cape Verde. They concentrate on the islands of Sal and Boa Vista, which are home to the majority of the beach resorts.

Its intriguing colonial heritage

Cape Verde’s anthropological history is one of a kind. The isles were deserted until Portuguese and Genoese sailors stumbled upon them in 1456, unlike most other portions of the world. In 1462, Portugal planted the first roots in what is now the settlement of Cidade Velha on Santiago’s south shore. In 1615, Praia was established as the archipelago’s capital, and in 1770, it became the archipelago’s capital. The Monumento de Diogo Gomes (a statue of the Portuguese explorer who discovered Santiago in 1460) and the Presidential Palace, a small metropolis of 130,000 inhabitants, look back into the past (Cape Verde got independence from Portugal in 1975). (which was built in the 19th century for the Portuguese governor).

Does travel insurance cover if you can’t go?

Every comprehensive policy includes basic trip cancellation coverage. This will increase coverage in the event of a trip cancellation due to particular unforeseen, covered reasons.

Travel insurance plans, particularly cruise insurance plans, typically cover things like:

  • Unexpected death, illness, or damage to you or a traveling companion that renders you and/or a traveling companion unsuitable to travel, as determined by a competent physician.
  • Jury service or appearing as a witness in court are examples of legal obligations.

The specifics differ from one provider to the next and from one plan to the next. If you must cancel, you will be fully compensated for the prepaid, non-refundable travel costs for which you are covered and can produce documentation. All of this protection is only available if the trip is canceled due to an unforeseeable covered reason.

Does any travel insurance cover pandemics?

COVID-19 is currently covered by a limited number of travel insurers. If you test positive for COVID-19, it will most likely only cover medical, quarantine, and cancellation charges. However, if you are unable to travel due to lockdowns at home or at your intended destination, travel insurance is unlikely to cover cancellation.

Travel insurance covers emergency evacuations

Emergency Evacuation Coverage will pay for airlifts and medically prepared planes back home, as well as transporting you to the hospital of your choosing for treatment.

An ambulance ride to the hospital, an airlift to a better facility, and then transporting you home on a medically staffed flight…evacuation costs can easily exceed $50,000.

Lost bags, delayed bags, delayed flights

These policies cover the “nice to have” “smaller things.” Again, this isn’t an exhaustive list, but it should give you a good indication of what’s available.

Travel insurance covers baggage and delays

If your luggage is lost, stolen, or damaged, Baggage Coverage can reimburse you for your personal belongings.

Baggage Delay Coverage pays for essential things like a hygiene pack, a swimsuit, or another change of clothes until your delayed bags arrive.

If your flight is delayed, Travel Delay Coverage reimburses you for additional expenses such as an extra night in a hotel or a dinner at a restaurant.

Phone assistance 24/7 worldwide

Medical situations, stolen luggage, lost passports, and travel cancellations are all common occurrences. All of these requirements are met by any travel insurance business, which provides assistance 24 hours a day, seven days a week.

Additional coverage with travel insurance

Rental Car Collision is a supplement to your personal insurance or the policy provided by the rental provider.

Identity Theft offers assistance in the event of identity theft while on the road.

Travel insurance covers cancellations, medical expenses, evacuations, losses or delays, and 24/7 assistance

We’ll look at the Two Most Popular Types of Travel Insurance in the next section, where you’ll learn about the plan that accounts for 96 percent of all travel insurance policies.

Can I use travel insurance if I live abroad?

If you’re emigrating or relocating overseas, one-way travel insurance normally won’t cover you. This is because most policies stipulate that you must be a resident of the United Kingdom in order to get travel insurance.