Do You Need Travel Insurance For Southern Ireland?

Several of our visitors from the United Kingdom are unsure whether or not they require travel insurance for their trip to Ireland. The quick answer is that trip insurance isn’t necessary, but each visitor’s coverage requirements are different. The UK and Irish governments have reached an agreement that allows UK people to travel to Ireland for short visits without having to show their European Health Insurance Card (EHIC). The United Kingdom’s plan to leave the European Union is still being worked out, and this could affect the EHIC need in the future. Foreign visitors to Southern Ireland who prefer to have a medical policy to assist fill in any gaps in coverage might consider purchasing a medical travel insurance package.

Do we need travel insurance for Ireland?

Yes, you’ll need travel insurance for a trip to Ireland, just as you would for any other vacation abroad. While travel insurance for Ireland is not required by law for UK citizens, it can help you reclaim non-refundable travel and lodging costs if you have to cancel your trip due to illness. It may also be able to compensate you if your luggage is lost or delayed in transit. Even though Ireland is only a short flight away, these incidents might leave you out of pocket by hundreds or thousands of pounds if you don’t have travel insurance.

It seems like a simple decision when the average cost of cheap travel insurance for Ireland is around £5 from the cheapest travel insurance companies for Ireland—roughly the cost of a pint of Guinness. Get travel insurance for Ireland as well, just in case.

Travel insurance coverage differs slightly based on whether you’re visiting Northern Ireland or Southern Ireland. Because Northern Ireland is part of the United Kingdom, vacations there are often viewed as being within your “home region,” which means that emergency medical bills would not be covered by travel insurance because you have access to the NHS, just like the rest of the UK.

Do you need health insurance in Ireland?

In Ireland, private health insurance is an option. You are eligible to public in-patient and out-patient hospital services if you are ordinarily resident in Ireland. This implies you won’t have to pay for private health insurance to use the hospital. More information on establishing ordinary residency can be found here.

If you do not purchase private health insurance, you are entitled to public hospital care based on clinical need.

You can use public health services even if you have private health insurance. If your GP recommends you to a specialized consultant in a hospital, for example, you can choose whether you wish to be treated in the public or private system. Similarly, if you are admitted to the hospital, you must specify whether you wish to be treated as a public or private patient.

If your UK employer has sent you to Ireland temporarily (‘posted workers’)

A posted worker is someone who is hired or self-employed in the United Kingdom but is sent to work in another country on a temporary basis.

You are entitled to necessary healthcare in Ireland as a posted worker, which is paid for by the UK.

In Ireland, not all public healthcare is free, and you may have to pay for services that would otherwise be free under the NHS.

Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) issued in the United Kingdom (EHIC)

2 recent documents proving your UK address (for example, a bank statement or utility bill).

You may also be required to submit documents demonstrating the type and duration of your assignment.

National Insurance questions from non-UK citizens can be directed to HMRC’s helpline. They can answer any questions you have regarding your position as a posted worker and explain the documentation you’ll need to access healthcare while you’re there.

If you’re studying in Ireland

To access medically essential, state-provided healthcare for the duration of your study period in Ireland, whether it is for part or all of your course, you need apply for a Student GHIC. This means you’ll be able to access vital healthcare on the same terms as an Irish citizen, either for free or at a reduced cost.

If you already have a valid Student EHIC, you can continue to use it until it expires.

If you’re a UK resident living and studying in Ireland, you’re eligible to UK-funded ‘essential healthcare.’

2 recent documents proving your UK address (for example, a bank statement or utility bill).

A note from your educational institution confirming your enrollment in studies may also be required.

If you were living in Ireland before 1 January 2021

If you’ve lived in Ireland since before January 1, 2021, you can be eligible for a UK-funded Irish medical card if you’re an Irish resident and:

a frontier worker (someone who works in one state but lives in another) who started working on the border in the UK before January 1, 2021

ID

Ireland is a member of the Common Travel Area, along with the United Kingdom. Traveling to Ireland from the United Kingdom does not require a passport. However, all travellers travelling by flight from the UK will have their identification checked by Irish immigration agents, who may ask for proof of nationality, especially if you were born outside the UK. As a result, you should bring your British passport with you.

Check with your airline or other mode of transportation about their ID requirements before traveling, as most airlines and other modes of transportation will not transport passengers to and from Ireland unless they have satisfactory photographic ID.

Passport validity

If you’re entering Ireland with a passport, be sure it’s current and valid. You should also verify the terms and conditions of your air or marine carrier. When crossing the land border on the island of Ireland, British and Irish citizens do not need any travel documents.

Can I use NHS in Ireland?

You can access ‘required healthcare’ from state healthcare services in Ireland if you’re habitually living in the UK.

‘Necessary healthcare’ refers to medical care that becomes necessary during your stay and that you cannot reasonably wait to have once you return to the UK.

This includes treatment for a pre-existing or chronic ailment that is medically required. Some treatments, such as renal dialysis or chemotherapy, will need to be pre-arranged with the appropriate healthcare practitioner in Ireland.

It does not cover treatments for which you travel to Ireland explicitly.

This is not intended to be a substitute for travel insurance. Before you go on your trip, be sure you have travel insurance.

Do I have to quarantine if I go to Ireland?

Before boarding a flight or taking a boat to Ireland, everyone arriving must fill out a Passenger Locator Form.

  • An EUDigital COVID Certificate (DCC) demonstrating that you have been fully immunized with an EMA-approved vaccine, or that you have recovered from COVID-19, or that you have been fully vaccinated with an EMA-approved vaccine.
  • Other acceptable documentation that you have been fully immunized with an approved vaccine, or that you have recovered from COVID-19, or that you have been fully vaccinated with an approved vaccine
  • Proof of a negative RT-PCR test performed within 72 hours of your arrival.

Children under the age of 11 are excluded from the testing requirements, and there are a few minor exceptions.

Vaccination certificates for primary vaccination series will no longer be accepted for travel after 270 days (9 months) have passed since the last dose in the primary vaccine series. Vaccine certificates for booster and subsequent doses have no expiration date.

If you develop COVID-19 symptoms or are in close contact with a confirmed COVID-19 case, you should seek medical care.

Do Irish citizens get free healthcare?

Everyone who is habitually resident in Ireland, as well as some visitors, is entitled to a variety of public health services, which are either free or at a reduced cost. If you have lived in Ireland for at least a year or intend to stay for at least a year, you are normally resident.

Short-term visitors to Ireland may be eligible for free or reduced-cost health care, depending on their circumstances.

How much is the average house insurance in Ireland?

Making a claim isn’t a problem. According to chill.ie, a home insurance coverage for a typical four-bedroom detached property in Dublin 18* might cost between €250 and €530.

How much does it cost to see a doctor in Ireland?

Because GPs are usually part of the private healthcare system, you will almost always be charged when you visit one. Adults over the age of 70 and children under the age of six, on the other hand, are eligible to a free GP visitcard.

For GP services, there are no predetermined fees or levies. You should expect to pay between 45 and 65 euros to see a GP (in some urban areas). Before your initial visit, inquire about fees with your doctor.

Certain services provided by GPs to private patients may be provided free of charge. If they have agreements with the HSE, they may be able to provide maternity and infant care, as well as immunisation and vaccination services.

Some vaccination services (for example, the flu vaccine for at-risk groups) are provided free of charge to private customers, but the GP’s service must be paid for.

Do you need travel insurance to go to Ireland from UK?

Throughout the year, travelers flock to the Emerald Isle for weekend city breaks and all-season retreats, and it packs a lot of action and culture into such a little country. Do you, however, require travel insurance in order to visit?

To begin, some terminology must be clarified. England, Scotland, Wales, and Northern Ireland are referred to as the United Kingdom, whereas Great Britain exclusively refers to England, Scotland, and Wales. So someone who resides in Belfast is a member of the United Kingdom, but not of the United Kingdom.

So, do visitors from the United Kingdom require travel insurance to visit Northern Ireland? Is a holiday insurance policy required for visitors from the United Kingdom to visit the Republic of Ireland?

It may appear difficult, but it is actually rather simple. They do, in fact. In fact, it’s beneficial for UK residents to get insurance even if they’re vacationing within their own nation – see why you need travel insurance for UK vacations.

It’s even more important if you’re traveling internationally, which includes anywhere in Ireland for British people. Whether you’re traveling for pleasure or business, travel insurance can protect you from losses, theft, cancellations, and delays that may occur while on the road.

The currency of the Republic of Ireland is the Euro. Euros are one of the numerous currencies available on the Post Office Travel Money Card, which you may use to access your vacation funds while you’re away.

Healthcare for Brits in Ireland

What you’ll need will vary depending on where you’re going on Ireland’s island.

The NHS in Northern Ireland operates in the same way that it does in Scotland, England, and Wales. If you’re visiting the Republic of Ireland, however, you’ll require a valid UK Global Health Insurance Card (Ghic) or a valid European Health Insurance Card (Ehic). These provide you access to the same medical care as Irish citizens.

If you’ve misplaced your Ghic or Ehic, being able to demonstrate that you live in the UK can help. To obtain a Provisional Replacement, contact the Health Overseas Healthcare Team (+44 191 218 1999).

There are several essential topics Ghic and Ehic will not discuss. Medical repatriation and some of the more expensive aspects of emergency medical assistance, such as airlifts, are not covered. As a result, it’s critical to get adequate holiday insurance in case the worst happens.

Travel risks in Ireland

Ireland is regarded as a safe destination. Visitors are encouraged to take the same precautions they would in London against pickpocketing and bag theft when visiting big cities like Dublin. Anyone who has been a victim of crime in Ireland can call the Irish Tourist Assistance Service, which is designed to assist travellers in this situation.

Irish culture

Ireland has a long and illustrious history. Garda (police), Mná (women), and Fir (fire) are a few words to keep an eye out for (men). So be cautious: the word “Mná” on the toilet is not a misspelling of “men.”

Ireland has a lot of live music, especially in major nightlife places like Dublin, and it’s usually high-quality folk music. There’s nothing like music to make you feel like you’ve immersed yourself in a culture, and thankfully, it’s practically inevitable on a night out in Dublin.

Galway will be the European Capital of Culture in 2020, and the county – and Ireland as a whole – will be inundated in cultural activities of all kinds. The year promises a fascinating assortment of activities for visitors, from travelling theatre to installations, concerts to events that defy description.

Major cities in the Republic of Ireland are often more expensive than those in the United Kingdom, with prices equivalent to and occasionally exceeding those in London. A pint of beer might cost anything from €7-8. Shop prices, on the other hand, tend to be similar. Dublin is around £40 more expensive for a weekend visit than London, according to the Post Office City Costs Barometer.

Getting around

Ireland’s public transportation is quite comparable to that of the United Kingdom, including bus and train systems that are very similar.

Driving in Ireland is likewise extremely comparable to driving in the United Kingdom. Make sure you have your driver’s license, as well as your VC5 (logbook) and information about your auto insurance and road tax, with you at all times. In 2011, the drinking and driving limit was lowered to 50mg of alcohol per 100ml of blood for fully certified drivers (20mg/100ml for new, trainee, and professional drivers), which is lower than the English standard of 80mg per 100ml.

However, determining how much you’ve drunk and how it relates to drink-drive regulations is never easy. As a result, even if you’ve only had a tiny amount of alcohol, it’s never a good idea to drive after drinking. In Ireland, the penalties for exceeding the legal limit are harsh, and Gardai conduct random testing.

Travel insurance for Ireland

While it may be tempting to believe that the Republic of Ireland is the same as the rest of the United Kingdom, keep in mind that it is not, and that it is more like a European country in terms of vacationing.

Because the Republic of Ireland is a member of the European Union, your EHIC card will be useful if you become ill; nevertheless, as previously said, this is no substitute for excellent travel insurance. Travel insurance is an important element of travelling abroad, whether it’s for medical repatriation, your hotel canceling your reservation, or your airline losing your bags.