An Independent Adjuster works for an insurance carrier on a contract basis, adjudicating claims directly. Staff adjusters in Indiana are not required to be licensed. Residents of Indiana who want to work as an independent adjuster must meet the following requirements:
- Not have performed any act that would result in a license being denied, suspended, or revoked.
- Have passed the Indiana Independent Adjuster exam with flying colors (Link to Page)
- For the required license, submit the relevant forms, application, and nonrefundable payments.
How do I become an insurance adjuster in Indiana?
Bring a copy of your Certificate of Completion from your pre-licensing course with you when you register for your state exam. Your Certificate of Completion is available in the Certificates folder of your online classroom if you took your course with AdjusterPro. When you go to take your exam, you must also bring your Certificate with you to the testing center.
To pass the state exam, you must have a score of at least 70%. You will have 1 hour and 35 minutes to complete the exam. Candidates who score less than 70% will be required to pay for and retake the exam.
The Indiana Candidate Handbook contains complete information and directions on the PearsonVue testing process.
#4: Submit an Application for Your Indiana Adjuster License
You’re ready to apply for your Indiana adjuster license once you’ve completed the requisite pre-licensing course and passed the state exam.
Sircon is where you should submit your application. You can also use the same Sircon link to determine if your license has been issued.
Do you require assistance in completing your application? Below is a video that explains how to fill out an Indiana adjuster application. We’ll take you step by step through the entire procedure.
#5: Complete Indiana Continuing Education and License Renewal Requirements
Once you’ve obtained your license, you’ll need to do a few more actions to maintain it current every few years. To renew their license, resident Indiana adjusters must complete 24 hours of continuing education (CE) every two years. In any CE reporting period, you cannot receive credit for the same course more than once. Excess CE credits are not transferable to the next compliance period.
The last day of the month in which the individual was born is when the license is renewed. Sircon is where you may renew your license.
The IDOI Renewal Requirements page contains detailed renewal information.
For Indiana adjusters, AdjusterPro offers over 40 hours of state-approved continuing education courses. Courses can be purchased separately or as part of a discounted package that will satisfy the 24-hour requirement completely.
Additional Information for Indiana Insurance Adjusters
Let’s look at the fees and charges of getting and keeping your adjuster’s license now that you know how to become one.
Indiana Adjuster Licensing Fees
- Fee for submitting a license application: $40 (plus a $12.50 Sircon service fee and a $1.20 processing fee). $53.70 total
- Renewal Cost: $40 (plus $1.20 transaction fee and $12.50 Sircon service fee)
- $53.70 total
Indiana Adjuster License Reciprocity
Reciprocity refers to the ability of an adjuster with a home state license to apply for a license in another state without having to take the state’s test. Visit our Reciprocity: The Truth About Adjuster Licensing Agreements Between States blog article to discover more about reciprocity and why it’s so important to your success.
The cost of a reciprocal license varies by state, but you may anticipate to spend between $40 and $60 per application on average, with some jurisdictions charging as much as $120. Visit our Indiana Adjuster Reciprocity Map to see which states will grant reciprocal license rights to Indiana adjusters. We also have a printable guide at the bottom of the page to help you prioritize which reciprocal licenses you should purchase first.
Except for California, Hawaii, New York, and Rhode Island, Indiana gives reciprocal licenses to adjusters who are licensed in their home state. For adjusters whose home state does not license insurance adjusters, Indiana will accept a Designated Home State (DHS) license.
Does Indiana require an adjuster license?
Staff adjusters in Indiana are not required to be licensed. Unless probated, suspended, revoked, or refused, an Independent Adjuster license is valid for two (2) years, expiring on the last day of the agent’s birth month.
How do I become a claims adjuster?
A high school diploma or GED equivalent is required to work as a claims adjuster. An associate’s or bachelor’s degree is preferred by some employers, although it is not required for claims adjuster licensing.
Is insurance adjuster a stressful job?
Claims adjusters are the hidden heroes of the insurance industry, but they are regrettably under a lot of stress and strain.
What is xactimate training?
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How do I get my Florida adjusters license?
Let’s take a look at everything you’ll need to get your Florida insurance adjuster license. You must do the following:
- To work as a claims adjuster, you must have a high school graduation or the equivalent. A bachelor’s or associate’s degree may be required by some businesses, but it is not a requirement for earning an adjuster license.
- Pass the Florida license exam or take a state-approved pre-licensing course for adjusters (and included exam).
- You hold an insurance degree from an approved university or college (with the required number of hours of college credit in commercial, health, casualty, and property insurance).
- You have a Florida General Lines Agent license and want to get the 6-20 All-lines Adjuster license.
You must receive a Letter of Clearance from the previous state proving your status if you currently have an adjuster license in another state for at least one year prior to migrating to Florida. Once you have this, you must submit your fingerprints (as required by the Florida Department of Financial Services) and apply for a Florida license within 90 days of becoming a resident.
How much is an Indiana adjuster license?
A resident’s licensing fee is $50.00. There is also a charge for electronic processing.
Licenses for public adjusters are valid for one year and expire on December 31st of each year. Licenses will be issued with expiration dates of December 31st of the following year if applications are received after October 1st. Licenses will be issued with expiration dates of December 31st of the current year if applications are received before October 1st.
What is a non resident adjuster?
The narrative deepens if your home state does not provide adjuster licenses, and you wish to be licensed in numerous states. Because your state does not give adjuster licenses, you must first obtain one in a state that does award non-resident adjuster licenses.
The first step is to decide on a home state (DHS). A DHS is a non-resident state that qualifies an adjuster for licensure reasons and allows them to designate that state as their “home state.” The non-resident adjuster license is required to meet the state’s resident licensing requirements. The DHS license will be used by other non-resident states to qualify the adjuster for non-resident adjuster licenses.
If you’re going to adjudicate claims in states other than your DHS, do you really need a non-resident license in those jurisdictions? Isn’t your driver’s license from your native state sufficient?
The answer to this question presupposes that you need a license in the state where you want to judge claims.
However, if it does, you will be required to obtain a license in that state. Once you’ve determined which states require non-resident licensing, go to the state insurance department’s website to learn about state-specific regulations.
Does Michigan require an adjuster’s license?
Applicants for a license as an adjuster must have a reasonable understanding of the provisions, terms, and conditions of the insurance for which they will adjust, as well as a reasonable understanding of Michigan insurance laws, intend to act in good faith as an adjuster, have a good business reputation, and be of good moral character.
Adjuster for the Insured (public adjuster) – A person who is licensed to work with and represent insureds who have had losses covered by insurance due to fire or other catastrophes.
Workers’ compensation losses may not be adjusted by the insured’s adjusters.
An individual licensed to deal with and represent insurance companies to adjust fire and other dangers, crop, and/or workers’ compensation losses is known as an insurance adjuster (independent adjuster).
The state of Michigan does not need a company/staff adjuster (a salaried employee of an insurance company) to be licensed.
Persons permitted to practice law in Michigan may adjust claims without getting a license, but they may not represent themselves as a licensed adjuster in the state.
What qualifications do you need to be a loss adjuster?
The majority of applicants have professional credentials and relevant job experience in fields such as insurance, accounting, law, engineering, and surveying. Some people, however, enter as trainees without a degree or, in some cases, with A levels (or equivalent).