Payments can be done online using your bank account and routing information or a debit/credit card for your convenience. Please note that debit/credit card payments have a $4.99 convenience fee that is non-refundable. Visa, Mastercard, and Discover are all accepted credit cards.
During business hours, you can contact Customer Service at 800-640-2920 to make a payment over the phone.
Does Wawanesa have a grace period?
Is there a grace period if I make a late payment? There is no such thing as a grace period. To avoid a lapse in coverage, payments must be postmarked in the United States or received at our office prior to any expiration or cancellation date. If a loss happens during the lapse period, no claims will be recognized.
Step 4
You’ll now be questioned about the premium that was given to you. (They’ll be eager to see if they can outperform it.) It’s up to you to tell themor that he’s wrong. They may be able to lower your premium, but you must be cautious. They may have increased your deductible in order to offer you a lower premium.
Remember that if you file a claim, you must be able to afford to pay your excess. And if you’ve decided to switch to an insurer that gives monthly premium reductions (yes, they lower your premium as the value of your automobile decreases), even if your current insurer can lower your price, it won’t be competitive for long… So it’s still not worth it to stay.
Step 5
You can tell them what your last date of coverage will be once you’ve made it obvious that you’re canceling. If you’re moving insurers, your last day will be the day before your new insurer’s coverage begins.
Does Wawanesa have a DUI?
All policyholders must have had no DUIs in the previous ten years, no at-fault accidents or driving infraction points in the previous three years, and must have held a valid driver’s license for at least three years. Wawanesa allows you to insure numerous vehicles under one policy. Wawanesa recommends that you insure your car for at least a year.
Does Wawanesa record phone calls?
To deliver and administer the items and services that you’ve requested.
Some of your Personal Information may be used and disclosed so that we can deliver our products and services to you and notify you if any changes are made.
Some of your Personal Information will be used and disclosed to provide quotes for new or renewed insurance policies, assess your insurance application, process renewals, and underwrite policies.
To examine your claim documentation, establish any claim amounts owing, and arrange for claims payment, we will use and share part of your Personal Information.
Some of your Personal Information may be used by Wawanesa and other organizations to whom we have submitted your Personal Information to verify your identity and detect and prevent fraud.
We may disclose some of your Personal Information to law enforcement, investigators, or fraud prevention agencies if false or inaccurate information is provided to us and fraud is identified or suspected, and we or they may store and use that Personal Information for further investigation and record keeping purposes.
To conform with legal or regulatory standards, or if the law allows it.
We will use and disclose your Personal Information to comply with our legal and regulatory obligations, such as detecting and preventing money laundering, terrorist financing, and other criminal offenses, communicating with our regulators, defending or prosecuting claims, and conducting regulatory reporting. This may include providing some of your Personal Information to third parties, courts, regulators, or law enforcement authorities both inside and outside of Canada in conjunction with inquiries, proceedings, or investigations.
We will process and analyze your Personal Information, as well as that of other Wawanesa and its subsidiaries customers, so that we can better understand your and our other customers’ product, service, and marketing requirements and expectations, as well as the business of Wawanesa and other Wawanesa Group members, and develop and tailor products and services offered by Wawanesa and other Wawanesa Group members.
Wawanesa enters into agreements with third parties to help us run our business more efficiently.
Principle 5 lists the many categories of third parties with which we disclose your information.
In connection with the sale or reorganization of some or all of Wawanesa’s business, or the business of one or more of Wawanesa’s subsidiaries, we may disclose some or all of your Personal Information to a third party, or its advisors, for the purpose of conducting due diligence reviews and analyzing the proposed sale or reorganization.
We may contact you by phone, email, mail, chatbot, or SMS/text using some of your Personal Information.
We may keep track of our communications with you.
We may also monitor or record your calls and other contacts with us in order to verify service quality, comply with relevant laws and corporate policies, and discover, investigate, and prevent fraud and other criminal behavior.
If we discover a new reason to use your Personal Information, we will amend this policy to reflect it.
Who is Wawanesa owned by?
Wawanesa Insurance is a mutual insurance company in Canada that is owned by its policyholders. It is one of the country’s largest property and liability insurers.
Does Wawanesa offer umbrella policy?
Liability is often associated with enterprises or high-income earners. Even when we’re going about our daily lives, the majority of us are targets for legal action.
Personal umbrella insurance provides additional liability protection over and above your current home and auto policies. It covers your legal bills and lost income as a result of liability claims, even if the occurrence occurs outside of Canada.
Does Wawanesa cover theft?
Car insurance policy limits describe the types of coverage policyholders can expect, but you won’t know what’s included until you go deeper into the coverage’s genuine meaning. Wawanesa provides a variety of coverage options, but most states only require drivers to carry two types of insurance: bodily injury and property damage liability.
In the event that a policyholder is at fault for a catastrophic or expensive accident, bodily injury liability coverage protects the policyholder’s income, savings, and house. This coverage ensures that policyholders who cause a serious accident will not have to pay for their legal defense out of pocket. Property damage liability coverage, on the other hand, serves to reduce the financial costs incurred when an at-fault motorist damages someone else’s property. Their property damage liability coverage may cover the cost of repairs to their automobile or home.
Other types of coverage are also available to Wawanesa policyholders. Damages produced by causes other than an accident are covered by comprehensive coverage. For example, comprehensive coverage can compensate you if a tree falls on your automobile and causes it to be totaled due to a windstorm. Comprehensive coverage also includes vandalism, fire, glass breakage, and theft damage.
Uninsured/underinsured motorist coverage is optional in some places, but any driver looking for insurance coverage should definitely consider it. This type of coverage ensures that the policyholder is not left empty-handed and responsible for the financial consequences of an accident caused by an uninsured or underinsured motorist. Wawanesa may instead cover medical fees and repair work.
Roadside assistance, medical payments for your car, and rental costs can all be covered. All types of coverage are described in detail.