Are Insurance Companies Open On MLK Day?

It is not impossible to obtain service just because a local agent’s office or a district office is closed.

If clients need to make payments, ask concerns about service, or make policy changes on a bank holiday, almost all insurance companies will have a service available to them.

You may be able to complete some of your transaction online if there is an online policy tool, in addition to calling a toll-free number.

Customers will be able to report incidents at any time, 24 hours a day, seven days a week, regardless of the date.

If you are dissatisfied with your current insurer’s hours, it may be time to shop around for pricing and compare insurers’ contact information and hours of operation.

By entering your zip code in our FREE tool below, you can begin comparing car insurance prices right now!

Do insurance rates drop at 25?

Yes, in most cases. At Progressive, rates reduce by 9% on average once you reach the age of 25. However, there are additional factors that influence the cost of your auto insurance, such as your claim history. As a result, if you have an accident just before turning 25, your insurance rate may not decrease.

What is closed on Martin Luther King Day?

On Monday, civil rights leader Martin Luther King Jr.’s memory and legacy will be recognized.

Most area public schools, post offices, libraries, banks, and government offices will be closed due to the federal holiday.

There are also a number of MLK Day of Service events taking place in the Washington, D.C. area.


For the holiday, Virginia’s high occupancy vehicle limitations are removed, but not in Maryland.

During a holiday, reversible roadways that are regularly used during rush hour will not reverse:

  • There will be no rush-hour lane reversals on Connecticut Avenue NW and 16th Street NW during the day. During rush hour on Monday, the District will install reversible lanes on Canal Road NW and Independence Avenue SE/SW, as is customary.


Metrobus — Buses will run on a Saturday supplement schedule, with some routes seeing extra trips throughout the day. Riders are urged to check their routes ahead of time because service and hours will vary by route.

The Metrorail system will operate on a regular weekday schedule. Trains will run every 12 minutes on the Red Line, every 24 minutes on the Blue, Orange, and Silver Lines, and every 20 minutes on the Green and Yellow Lines.

MetroAccess – paratransit service will be available during normal business hours, but subscription trips will be canceled.

  • Penn Line — Service to and from Martin Airport station will be suspended on Sundays.

Except for Route 201, there will be no Commuter Bus service. The weekend holiday schedule for Route 201 will be in effect.

  • The start of service for the Prince William Metro Express has been delayed. At 9:38 a.m., the first bus will leave the OmniRide Transit Center.

Fairfax Connector — On holiday weekdays, the Fairfax Connector will run with detours.

The Bus – Routes 11, 13A, 14, 16, 17, 18, 19, 20, 21, 21x, 23, 24, 26, 28, 30, 32, 33, 34, 35, 36, 37, 51 Loop A and B will be available.

Due to a shortage of bus drivers, bus service will be reduced. Ride On Flex and extRa are no longer available.

ART Transit will run Saturday schedules on routes 41, 42, 45, 51, 55, 77, and 87. All other ART routes will be shut down. The ART Call Center will be closed for the time being.

Due to the holiday, the Loudoun County Transit Commuter Bus Service will be unavailable. Routes 72, 985, and 84, as well as other local fixed route bus services, will run on a normal schedule. The Loudoun County Courthouse Shuttle will not run on Monday from the Pennington Garage and Lot to the Courthouse. On Monday, January 17, 2022, the Peak Period Metro Connection Bus Service will not operate. Routes 87X, 88X, 901, 902, 923, 924, 925, 926, 931, 932, 927, 990, and 992 are included.


From 2:30 p.m. to 7:30 p.m., TestYourself Express fast antigen test kits will be available at fire stations 4, 8, 31, and 33.

The PCR testing station at Farragut Square, located at 17th and Eye streets in Northwest, will be open from 12 p.m. to 4 p.m.

For the rest of the week and into Saturday, trash and recycling collections will be moved to the following day.


The Gary J. Arthur, North Laurel, and Roger Carter Community Centers, as well as the Cedar Lane and Schooley Mill Activity Rooms, Kiwanis Wallas Hall, and Meadowbrook Athletic Complex, will all be open.

On January 17, there will be no garbage or recycling collections. Every week, one day of collection will be moved from the regular schedule.

On Monday, organics (such as food scraps and yard trimmings) will be collected, but no bulky trash will be picked up.

On a one-hour delay, COVID-19 testing sites and the county’s vaccination clinic will open. The Bunker Hill Fire Station and the Temple Hills Community Center will be open for testing at 10:30 a.m. The Sports & Learning Complex’s vaccination clinic will open at 10 a.m.


Parking restrictions in metered spots, allowed residential areas, and other areas with timed parking limits will be suspended by the city police department.

Libraries, parks and leisure facilities, DMV services, and county COVID-19 clinics are among the county’s government services that will be closed on Monday.

Unless otherwise noted on a parking sign, permitted parking will be enforced, however metered parking will not be monitored.

Trash collection will take place as usual, but drop-off locations will be closed.

The majority of county government services will be closed on Monday, but others will remain open, with hours varying by department. Online, you can check the current operational condition of each department.

On holiday weekdays, the Fairfax Connector will run on a holiday service schedule. Check online for route-specific information.

Local bus routes will run as usual on Monday, however connection and Metro Connection buses will be unavailable.

Why do companies not give MLK day off?

The 1960s climate has an uncanny parallel to the current status of our country. Political and urban turmoil, race baiting, and gun laws are all concerns we’re dealing with. We live in a divided country divided into red states vs. blue states, homosexual vs. straight, black vs. white, and haves vs. have-nots. Citizens in several states have even petitioned the government to secede from the United States. What is genuinely amazing and inspirational, though, is that someone would approach these challenges with an open hand of compassion and understanding rather than a closed fist of excessive hostility and willful ignorance.

Martin Luther King, Jr., inspired by Ghandi’s work, regarded love as the answer to his fellow African-Americans’ ills, rather than force. King impacted our society to ensure the rights of all citizens by preaching nonviolent resistance against a backdrop of severe prejudice and violence.

Given today’s difficulties, it’s perplexing that so many people refuse to recognise his contribution to our country’s well-being. The federal holiday was not observed by all 50 states for over 20 years. Even now, some businesses refuse to acknowledge his achievements.

Why it’s Important

Dr. Martin Luther King Jr.’s life work and ultimate sacrifice as the leader of the civil rights movement inspired not only African-Americans, but also women and other oppressed groups. He addressed truths about our country that many would prefer not face as one of history’s greatest orators, but in a way that made them empathize.

King marched alongside fellow African-Americans and collaborated with people of all races, nations, sexual orientations, and religions, realizing our common desire for love, respect, and, of course, the American Dream. His legacy has been recognized as part of America’s national history, reflecting the highest principles of justice, equality, democracy, and human rights. I’m not sure what more you can do to earn the respect of your fellow man if it doesn’t work.

I once asked my supervisor why we didn’t commemorate the Martin Luther King Jr. holiday at a previous job. We were a huge corporation that valued diversity; our personnel was 60% African-American, and we were based in Atlanta, the birthplace of Martin Luther King, Jr., as well as the King Monument, Ebenezer Church, and Morehouse College, where he preached. It was impossible to deny or dismiss his legacy. Surprisingly, my employer refused to even listen to me. He stated of his workers, “

“They have two floating holidays. They can take the day off if they want.”

This mindset may be found in many corporate offices across the United States. Despite all the talk about multiculturalism and tolerance, if you refuse to recognize a holiday that honors the man who, in no small part, inspired your company’s internal policies and culture—in addition to being one of the greatest Americans in history, among the great leaders, thinkers, and heroes—diversity is clearly not a priority at your company. At best, it may be described as business as usual, and at worst, it could be described as passive racism.

Is there really a good reason not to take off the day?

The reasons why businesses refuse to commemorate the holiday are even more perplexing. It’s only natural that healthcare workers continue to care for the sick, and that law enforcement officers keep our streets safe. And, let’s face it, retail establishments no longer close for Thanksgiving (but that’s an other topic).

The impact of taking another vacation on production and budgets, as well as the fact that MLK was not an elected official, are the most common reasons for not celebrating the holiday. I’m sure there are a slew of other grounds for not celebrating the holiday, but they could all be summed up in one word: nonsense.

If a corporation touts productivity as a reason for remaining open on Martin Luther King Jr. Day, then shame on them. Within reason, studies suggest that PTO has no effect on overall productivity. And if we’re not going to celebrate days that don’t recognize elected officials, then Labor Day, as well as the plethora of other holidays that don’t honor elected officials, should be removed from the calendar.

So, what will you be doing on Monday?

It’s a sad state of affairs that the only place you can genuinely escape Dr. Martin Luther King, Jr.’s legacy on the day we’re meant to be celebrating it is in the workplaces of Americans. Places where his efforts to improve the quality of life of his fellow Americans have created opportunities for all individuals and improved our country.

Only about a third of all businesses in the country commemorate Martin Luther King Day. Companies that fail to recognize the occasion not only send the idea that their diversity programs are only lip service, but they also miss out on an opportunity to practice goodwill. Companies like Comcast encourage their employees to take the day off to volunteer at their favorite charities or for a good cause, in addition to providing them the day off.

Dr. Martin Luther King Jr.’s historic “I Have a Dream” speech will be 50 years old this year. I challenge the 70% of businesses that do not observe the King Holiday to watch this video and then justify your decision.

I encourage everyone to honor the man and the message, whether they are working, taking the day off, or completing a day of service.

I have a simple message for the 70% of businesses who do not observe Martin Luther King Jr. Day.

You should be ashamed of yourself.

What are progressives holidays?

The PTO and Vacation coverage offered by Progressive Insurance normally provides 20-30 days off per year. Employees rank Paid Time Off as the most significant benefit at Progressive Insurance, ahead of Healthcare, with 56 percent stating it is the most important benefit.

What holidays does Progressive Insurance observe?

There are seven possible responses. Except for Thanksgiving, Christmas, and New Year’s Day, Claims is open every day. We are expected to work one holiday out of Memorial Day, Fourth of July, and Labor Day.

Do Progressive employees get discount?

Employee Discounts, Special Pricing, and Perks are available to Progressive employees, their families, and friends on items and services they use every day. Travel, insurance, medicines, cell phones, tires, movies, theme parks, and other items are all discounted.

At what age does car insurance go down?

When you reach 25, there’s no hard and fast rule about how much (or if at all) your vehicle insurance will drop. While many people find that their insurance premiums decrease as they get older, this is not a guarantee. Aside from your age, a variety of other factors influence how much you’re charged, such as the automobile you drive, your address, and your driving history.

If you’ve never filed an insurance claim before, for example, you’re more likely to be granted a lower premium after your 25th birthday than someone with a bad driving record.

Why does car insurance go down when you turn 25?

After they reach the age of 25, some people see a reduction in the cost of their automobile insurance. This is due to the fact that insurers view this milestone as indicating a reduction in risk. However, this is largely true for those who have never been in an accident or filed an insurance claim.

If you’ve been driving since you were 17, you’ll have eight years of experience under your belt by the time you’re 25, and you’ll likely have a strong no-claims record.

Furthermore, studies reveal that younger drivers (those between the ages of 17 and 24) are more likely than older drivers to be harmed in a car collision. As a result, once you reach the age of 25, you are statistically less likely to file a claim, which may result in a reduction in your premium.

Does car insurance decrease as car gets older?

Yes, most older automobiles are less expensive to insure, particularly for comprehensive and collision coverage. As cars depreciate in value, so do the potential insurance benefits in the event of an accident.

Does your insurance go down every year?

When Do New Drivers’ Car Insurance Rates Drop? As you get more driving experience, your rate may decrease for each year you go without filing a claim. If everything else stays the same, the cost of insurance for young drivers might go down every year until they reach the age of 25.