Are Tummy Tucks Covered By Insurance?

  • After decreasing weight, panniculectomies and tummy tucks are done to remove extra skin around the lower stomach.
  • A panniculectomy is considered a medical need after a large amount of weight loss, but a stomach tuck is a cosmetic treatment.


  • Pain and numbness are common side effects of both surgeries. Scarring is also a possibility, though it will fade over several months.
  • Infection, severe pain and numbness, and bleeding are all rare consequences.


  • Both treatments are invasive surgeries that necessitate extensive planning and post-operative care.
  • Finding a board-certified surgeon with substantial experience in each treatment is critical.


  • A panniculectomy is more expensive than a stomach tuck, although medical insurance generally covers treatment. The price tag can range from $8,000 to $15,000, without including anesthesia and other fees.
  • The cost of a belly tuck is less, but it is not covered by insurance. The average cost of this elective treatment is $6,200.


  • Tummy tucks and panniculectomies have equal success rates. The objective is to decrease weight prior to surgery, as weight maintenance is critical to the success of your treatment.

Do I qualify for a Panniculectomy?

If you’ve recently lost a lot of weight and want to get rid of loose belly skin, you might be a good candidate for a panniculectomy. Excess skin hanging below the pubic region is causing hygienic problems. Under the dangling skin, you keep developing ulcers, infections, and other problems.

How is a tummy tuck medically necessary?

Abdominoplasty, without a doubt, provides numerous cosmetic benefits. In reality, a belly tuck can provide medical benefits, especially when it becomes a required corrective surgical operation for individuals suffering from the following conditions:

  • To fix a ventral hernia: A ventral hernia occurs when your intestine or abdominal tissue protrudes through your abdominal wall, forming a pouch or sack. This hernia can form for a variety of reasons, including abdominal weakness caused by rapid weight loss, an appendectomy, or a cesarean section. A belly tuck can repair a ventral hernia by addressing weaker abdominal muscles and relieving pressure on your skin, much way it can flatten your stomach.
  • To relieve stress urinary incontinence: Stress urinary incontinence (SUI) is a bladder control problem that occurs when your bladder and urethra are under too much pressure. SUI is defined as uncontrollable leakage caused by sudden and powerful activities including sneezing, coughing, laughing, or exercising. Although the condition is usually treated without surgery, research have indicated that a belly tuck may benefit SUI sufferers. The issue is most frequent in women, particularly after a normal birth, although it can also affect men.
  • Abdominoplasty can also be used to alleviate back pain, which is a prevalent complaint. Women may experience back pain as a result of weakened stomach muscles after giving birth or losing a considerable amount of weight. A tummy tuck tightens weaker muscles by flattening the abdomen and removing excess stomach fat, resulting in much-needed abdominal support that can ease back pain.
  • To enhance posture: Better posture is a result of stronger abdominal muscles and less back pain. Due to the tightened muscles that provide additional support to your spine after a stomach tuck treatment, you may notice an improvement in your posture.

Does insurance cover a tummy tuck after weight loss?

“Can a tummy tuck be covered by insurance?” is one of the first concerns many of our patients ask. Yes and no are the answers to this question. A belly tuck is frequently just a cosmetic treatment, and most insurance policies do not cover it. However, if you are suffering from rashes or skin infections, the operation becomes a medical necessity. In this instance, you might be able to acquire insurance to cover some of the costs of your belly tuck.

You might wonder why only portion of the costs are covered. There are two steps to a tummy tuck. To achieve a smooth contour, the first procedure is strengthening the underlying abdominal muscles. The second phase is eliminating the extra skin and tightening the remaining skin over your midsection. When a procedure is medically necessary, insurance will pay the second portion of the surgery, as eliminating excess skin is vital to avoid rashes and infections.

What is the difference between tummy tuck and Panniculectomy?

The most significant distinction is the surgical procedure’s purpose. A stomach tuck tightens the abdominal muscles while also removing extra fat, skin, and tissue, whereas a panniculectomy eliminates a pannus.

Will insurance cover Diastasis Recti surgery?

After pregnancy, many women have diastasis recti. It is a surgical repair of the muscles that is nearly never covered by insurance for women, but is frequently covered for males.

Do insurance companies cover Panniculectomy?

Excess skin around the stomach is common in people who have lost a lot of weight, and it can cause skin rashes, irrational behavior, discomfort, and other issues. This is referred to as the pannus.

Many patients who have lost weight through lap band surgery, gastric bypass, or natural means consult with plastic surgeons to discuss their alternatives for resolving the issue.

A panniculectomy is a surgical treatment that removes excess skin from the pannus, which is located around the midsection. The pannus usually stretches from the abdomen to the back, causing skin irritation and other issues.

Making an incision similar to a stomach tuck and extending it around to the rear of the body as far as the excess skin occurs, the pannus is removed. This technique is done as an outpatient procedure with general anesthesia administered by a board-certified anesthesiologist. It’s frequently combined with other body lift treatments like a breast lift, breast reduction, or thigh lift.


Both a panniculectomy and a tummy tuck are treatments that remove extra skin from the mid-section in order to obtain a flatter abdomen. A belly tuck, on the other hand, targets muscular laxity (diastasis), whereas a panniculectomy tackles solely the extra skin and tissue of the pannus. Your plastic surgeon will discuss which operation is ideal for you based on your objectives. Patients who have lost a lot of weight may need a panniculectomy first, then a stomach tuck 6 months to a year later to tighten the muscles.

Panniculectomy covered by insurance

Panniculectomy surgery is often reimbursed by insurance. Insurance companies frequently require documentation from medical professionals relating to weight reduction and/or weight loss surgery, skin irritability, or other disorders that affect daily living in order to qualify. In order to authorize the operation, most insurance companies also want images prior to the procedure.

PPO insurance is accepted by the board certified plastic surgeons at California Surgical Institute. Please complete the form below to receive a free insurance verification to see if you are eligible for panniculectomy with insurance and what type of copay you will have.

Will insurance cover a tummy tuck if I have a hernia?

The cost of any medical procedure is usually at the top of the list of considerations. Is this anything that insurance will cover? The good news is that an Umbilical Hernia Repair is frequently considered a medically required surgery by insurance. Because it is considered an aesthetic or cosmetic operation, it must be paid for out of pocket if done in conjunction with a Tummy Tuck.

While a Tummy Tuck tries to remove extra skin and reattach the abdominal muscles to the abdominal wall, a hernia repair frequently involves the first part of a Tummy Tuck surgery, where the muscles are brought together.

You may need to find both a general and a plastic surgeon to conduct both treatments at the same time.

It’s also crucial that you tell your insurance provider exactly what you’re doing so that you know what they’ll cover and what they won’t.

Your surgeon may or may not advise you to have both surgeries done at the same time. There is a higher chance of the umbilical stalk losing blood supply, and the hernia may not be in the optimum location for an abdominoplasty.

As with any medical operation, it’s critical to understand the expenses and what your insurance will and won’t cover.

Dr. Hovsepian will do everything he can to assist you in this process. He will also go over any potential dangers and side effects of the treatment with you to ensure that you are confident in your decision to get plastic surgery.

To speak with Dr. Hovsepian personally, call our office now and book a consultation.

How much does it cost for a tummy tuck?

What is the price of a belly tuck? The overall cost of an abdominoplasty is estimated to be between $15,000 and $20,000 (including hospital, anesthesiologist, and surgeon’s expenses). Body lifting can cost anywhere between $26,000 and $29,500.

Does insurance cover tummy tuck for back pain?

Abdominoplasty, or tummy tuck surgery, is a procedure that removes extra fat and skin from the stomach. Dr. Paul Zwiebel, a Denver plastic surgeon, may tighten abdominal muscles, pull in the waist line, and tone the entire abdominal area with a stomach tuck. Abdominoplasty may provide certain health benefits, including as fat reduction, core strength and balance restoration, and increased mobility – all of which can improve exercise capacity. Tummy tuck surgery may also be beneficial in the treatment of chronic back discomfort caused by obesity. Abdominoplasty, despite all of these advantages, is not covered by insurance.

At the Zwiebel Center for Plastic Surgery, we believe that money should not be a barrier to individuals seeking procedures that can improve their physical and emotional well-being. That’s why we provide a variety of cosmetic surgery financing solutions to fit almost any budget and make tummy tuck surgery a reality.

If you’re thinking about having an abdominoplasty but are concerned about the expense, call our Highlands Ranch office at 303-470-3400 to schedule a consultation with Dr. Zwiebel and learn more about your options. Dr. Zwiebel is a compassionate and board-certified plastic surgeon who seeks to fulfill the needs of each patient he sees. He would appreciate the opportunity to meet with you to discuss your abdominoplasty financing choices as well as the many benefits that stomach tuck surgery has to offer.

How much is a mommy makeover?

Let’s start with a basic explanation of what a mommy makeover is and what it comprises in most cases.

Even the healthiest mothers who strive tirelessly to regain their pre-pregnancy figures discover that the effects of pregnancy are irreversible and cannot be exercised away. When the body is stretched and tugged, excess skin is left behind, and the swelling and subsequent shrinking of the breasts can leave them flat and sagging.

‘Mommy makeover’ is an old phrase for a sequence of surgeries that surgically restores the pre-baby shape as closely as feasible. A mommy makeover is, at its most basic level, any breast surgery combined with any abdominal surgery. You can reduce recuperation time and get back on your feet faster by doing both procedures at the same time.

A mommy makeover consists of a breast procedure combined with one of the following body surgeries:

Breast augmentation

Breast augmentation may be the perfect decision if your breasts have lost volume or are sagging more than you would like. You can walk away with either saline- or silicone-filled implants after a one- to two-hour operation. Although breast implants are a permanent treatment, they may need to be changed after a few years.

While it’s important to have a basic awareness of the other aspects that determine the cost of a breast augmentation, the breast implant you choose is one of the most important. The cost of breast augmentation surgery varies depending on the patient’s surgical goals and needs.

When comparing the cost of silicone versus saline breast implants, consider the look and feel you want to attain. Would you prefer a substance that is a little firmer but has a similar composition to the fluid that makes up the majority of the human body for a more natural look and feel, or would you prefer a substance that is a little firmer but has a similar composition to the fluid that makes up the majority of the human body?

  • Breast implants made of silicone gel are more expensive because they are filled with a cohesive gel that holds together uniformly while keeping the natural give of breast flesh. To ensure uniform fill quantities, the manufacturer prepares these and tests them for quality. Because there are various distinct types of silicone implants, the cost each implant varies. There are various silicone implants, such as ‘gummy bear’ or’shaped’ implants, that are more expensive than traditional round silicone implants. Austin-Weston surgeons provide every commercially available breast implant available in the United States.
  • Because they are filled with a saltwater solution similar to the fluid that makes up the majority of the human body, saline-filled breast implants are less expensive, but they are slightly stiffer to the touch and are filled by the surgeon during the breast augmentation operation.

Breast lift

If the idea of implants makes you feel uneasy, a breast lift may be the way to go for a mommy makeover that restores that desired young shape and appearance. Perky breasts don’t have to be a thing of the past; this technique provides an alternative to re-inflating sagging, droopy, or improperly formed breasts. Excess skin is removed, breast tissue is elevated, and nipples and areolae are repositioned or even shrunk.

Temporary discomfort, swelling, bruising, and scarring, similar to breast augmentation, are possible adverse effects. The treatment might take anywhere from an hour and a half to more than three hours, but the good news is that the benefits are long-lasting. You can’t entirely stop gravity, but you can put it on hold for a while. In one to two weeks, most patients should be able to return to work.

Breast augmentation with lift

Because the breasts tend to spread and lose shape and volume after pregnancy, many women who have had children are great candidates for a combination breast augmentation with concomitant complete lift. This surgery, on the other hand, can be advantageous for any woman who wishes to increase the size of her breasts while also reducing breast sagging.

Breast Reduction

Women who have pain in their backs, necks, and shoulders, or who have indentations in their bra straps, may benefit from a breast reduction. A breast reduction can also help women who seek a lower breast size and better breast form.

Tummy tuck

An abdominoplasty, often known as a stomach tuck, is a treatment that takes two to five hours to complete. Your surgeon will remove superfluous skin, realign your navel, and tighten your abdominal wall to give your weak abdominal muscles new vitality.

A belly tuck leaves a scar, and recovery is lengthy — you can return to work and motherhood in one to three weeks, but it could take longer depending on your physical condition. The end result, though, can be a much flatter tummy and a much slimmer waist.


Although liposuction is referred to as “body shaping,” the surgery is far from glamorous. Having fat pulled out of your body isn’t as glamorous as it sounds, but the benefits can be incredible and immediate. If you’ve ever seen liposuction on TV, you know how brutal it can be. However, there are newer ways that alleviate some of the pain by melting the fat using ultrasound first.

Keep in mind that liposuction is not a substitute for weight loss. It can, however, help to get rid of stubborn fat that refuses to respond to diet and exercise. This means that you shouldn’t be surprised if your doctor advises you to reduce additional weight before undergoing this treatment.

The procedure might take anywhere from 45 minutes to two hours, depending on how much area you want liposuctioned. Bruising, pain, and even numbness are possible side effects, but the final contour is usually seen after three months. You should be able to return to work in one to two weeks, but you should plan on wearing a compression garment for up to six weeks to encourage your skin to contract and reduce swelling.

Mommy makeover statistics

It’s vital to remember that the price of a mommy makeover varies greatly from one patient to the next and frequently excludes other surgery-related costs. The surgeon’s charge, facility fee, anesthesia fee, post-surgery fees, and implant cost are the key costs that go into your total.

So, to give you a quick response, the total cost of a mommy makeover surgery can range from $9,000 to $20,000.

However, the final cost will be determined by a number of factors and variables, including:

Surgeon selection

Because they have varied amenities at their disposal and varying degrees of experience and accreditations, all surgeons have their own technique to executing mommy makeovers.

It’s reasonable to believe that choosing a surgeon has the greatest impact on the entire cost of surgery. Our four board-certified plastic surgeons at Austin-Weston, The Center for Cosmetic Surgery, for example, have a combined 75 years of experience and have built a solid reputation in Northern Virginia and the DC Metro area.

We can only speak for ourselves when we say that each operation is preceded by a thorough consultation including computer analysis and imaging technologies, as well as the expert eye of our surgeons, to ensure that we provide our patients with satisfactory and life-changing outcomes.

Geographic location

Plastic surgery expenses vary based on geographic locations, such as big urban centers, because physicians in these areas have higher overhead costs. So, the first step in determining how much you’ll pay is to look at the fees in your location and the cost of living there.

Using the Healthcare Blue Book to get a ballpark price for treatments depending on location (it works the same way Kelley Blue Book lists the prices of cars).

Surgical facility

The surgical facility is an important consideration not only because of the overall expense, but also because it may place a value on your safety and satisfaction.

In the decision-making process, it’s vital to have your surgery performed in an accredited surgical facility by qualified staff. Don’t try to save money by having your surgery done at a non-accredited facility or by a surgeon who isn’t certified by the American Board of Plastic Surgery.

The Austin-Weston Center is a stunning free-standing surgery center in Reston, Virginia, with five operating rooms. The Accreditation Association for Ambulatory Health Care (AAAHC), an organization that accredits office-based surgical facilities, has fully accredited our state-of-the-art facility.

Our surgeons are fully insured and board qualified in plastic surgery, and our Certified Nurse Anesthetists (CRNAs) are nationally certified by the Council on Certification of Nurse Anesthetists. Additionally, all of our staff is licensed and certified in Advanced Cardiac Life Support (ACLS).

Surgery-related expenses

You should inquire directly with the surgeon if these are the total fees included in your estimate. Because there is no predetermined dollar amount for such expenses, it is vital to weigh your options by consulting with a number of surgeons and obtaining estimates for not only their physician fees but also any additional surgical-related costs.

Make careful to factor in the following surgery-related costs when calculating the cost of a mommy makeover:

Anesthesia fees

Anesthesia costs for mommy makeover surgery can also differ. The cost will be higher if you use a board-certified anesthesiologist. The cost will be less if you use a CRNA (nurse anesthetist). Another cost-cutting factor is when a doctor uses a non-certified anesthetist nurse or a medical assistant to administer anesthetic medications (and yes, unfortunately, this does happen). Anesthetic fees are charged by the hour, so if the surgeon takes his time to provide the best possible results, the anesthesia fee would be greater. This can also vary based on the surgical approach employed, which can take longer or shorter depending on the circumstances.