Can A Nose Job Be Covered By Insurance?

Cosmetic rhinoplasty operations are often considered elective surgery and are not covered by insurance. If there is a functional or medical component to the operation, such as a breathing problem or another reason, that element of the procedure may be covered by an individual’s insurance plan. Most insurance companies will cover the cost of a rhinoplasty treatment if it improves or corrects breathing problems caused by structural damage or a deformity. Medical criteria and parameters are used by all insurance companies to assess a patient’s medical coverage for surgical treatments. If patients are unclear about the type of rhinoplasty operation they require, the first step is to speak with a double board-certified facial plastic surgeon, such as Dr. Garcia.

Straightening the profile of the nose, correcting asymmetry, improving the form, lowering the volume of the nose, and strengthening the airways for improved breathing are all problems that can be addressed with a rhinoplasty treatment. Rhinoplasty operations make people feel better about themselves in general, and determining whether or not your insurance plan will cover it is part of the process. During a confidential one-on-one appointment, Dr. Garcia will listen to your problems, assess what you require, and answer any questions you may have. If you’re considering a rhinoplasty operation, contact Contoura Facial Plastic Surgery in Ponte Vedra Beach, FL and let our knowledgeable staff guide you through the process.

Are nose surgeries covered by insurance?

The cost of rhinoplasty for cosmetic reasons will not be reimbursed by insurance. However, functional rhinoplasty or septoplasty, which is intended towards treating functional difficulties, may be partially or totally covered. Patients who were born with a deviated septum or an extremely thin nose, have undergone nasal damage from an accident or sports injury, or have other functional problems may benefit from functional rhinoplasty (to restore the inner tissues of the nose and create free airflow).

Functional rhinoplasty isn’t technically cosmetic surgery because it’s done to treat a medical problem with your nose. Although functional rhinoplasty does not usually result in apparent changes to your nose’s look, the nasal contours can be modified to a more pleasing shape if desired. Consult an experienced plastic surgeon, ideally one who specializes in reconstructive surgery, about your surgical goals. This will help you get excellent results by enhancing both your breathing and the shape of your nose.

Functional rhinoplasty improves your breathing and allows you to enjoy life more. Nasal obstruction, if left untreated, can have a negative impact on your quality of life. Rhinoplasty can help with the following issues:

Before making any coverage assumptions, always check with your health insurer. The boundary between what is considered medically necessary and what is not can be difficult to draw in many circumstances.

If you are unable to receive coverage via your health insurance or are worried about cost management for your half of the payment, you may want to investigate the following options:

Credit Card: If you have a low-interest credit card, you might want to consider using it to cover your rhinoplasty charges. Some plastic surgeons accept credit cards designed expressly for medical or cosmetic procedures.

FSA (Flexible Spending Accounts): If your workplace offers a flexible spending account, you may be able to use it to pay for some or all of your rhinoplasty expenses. Inquire with your plan administrator about the rules that apply to your plan.

HSA (Health Savings Account): These savings accounts are available to people who have high-deductible health insurance or catastrophic coverage. Participants in the plan pay for medical care using their pre-tax health savings account until they reach their high deductible. Parts of your procedure that are medically required may be covered. If you have any questions concerning the rules, contact your plan administrator.

How much is a nose job out of pocket?

According to the American Society of Plastic Surgeons’ 2020 figures, the average cost of rhinoplasty is $5,483. This is only a portion of the entire cost; it excludes anesthesia, operating room facilities, and other related costs.

How do you qualify for a nose job?

Who is a good rhinoplasty candidate?

  • You have a good attitude and set realistic goals for yourself in terms of improving your appearance.

How can I pay for a nose job?

Surgery can be paid for using a regular credit card. You’ll have to pay the money back in installments, which are, of course, manageable. However, you must be wary of the interest rates charged by credit card providers. It’s not worth it to pay a flat amount for cosmetic surgery only to save money on interest.

Certain doctors and hospitals have devised customized credit systems. Check to see whether any of these choices are available at the location where you plan to have the operation performed. Check with your surgeon to see if they take the type of card or the particular card company before making a credit card expressly for the surgery.

How much is a nose job 2021?

The price of a nose job varies from clinic to clinic, however in California, the average price ranges from $4,000 to $15,000, depending on the surgeon’s location and level of competence. Additional cosmetic operations, anesthetic fees, operating room charges, and other relevant expenses may be included. It’s important to look for a surgeon who specializes in rhinoplasty, as this type of surgery requires a lot of experience and talent. Your outcome is determined by your surgeon, and you should not jeopardize your number one priority in terms of beauty.

How long is nose job recovery?

Although you may be eager to see your rhinoplasty (nose reshaping) results right immediately, the recuperation process takes time. There are steps you may take to expedite the healing process and ensure that everything heals properly at this time.

Rhinoplasty Recovery Timeline

The usual recovery time for rhinoplasty is one year. That may seem like a long period, but when put down into a chronology, it becomes much more doable. The following recovery milestones may differ from one patient to the next, but they generally progress like this:

1 week: Unless there is bruising around the eyes, the splint can be removed from your nose and you can walk out in public without revealing any traces of surgery. This could take up to two weeks to resolve. It is safe to resume normal everyday activities.

2 weeks: The majority of the facial edema should have gone down and the bruises should be mostly gone.

You can safely resume cardiovascular exercises such as jogging, swimming, and cycling after 3-4 weeks.

6 weeks: Your bones are stable, so you can continue resistance exercises (weight lifting), spectacles, and nasal blowing.

The numbness and odd feelings in your nose and nasal skin should go away in 3-6 months.

1 year: The healing process should be complete, with all swelling gone and the nose’s new form thoroughly polished.

Is there any way to make this timeline go faster? There are a number of things you can do to help your recovery from plastic surgery go more easily. The following are some helpful hints:

Listen to Your Doctor

First and foremost, adhere to your doctor’s recommendations. You could read 100 rhinoplasty recovery articles like this one, but nothing beats the information you’ll get from your facial plastic surgeon. You’ll be given detailed instructions on what drugs to take and when to take them, as well as how to prevent infection at the surgery site and when to return for a follow-up assessment.

Listen to Your Body

From the outside, your plastic surgeon will be able to observe how your rhinoplasty recovery is going, but only you will know how you’re feeling on the inside. Listen to your body; if something doesn’t seem right following surgery, go to your doctor as soon as possible.

Keep Your Head Elevated

Sleeping on your side after rhinoplasty is not only inconvenient, but it can also lengthen your recovery time by producing more bruising and swelling. Worse, it has the potential to relocate your nose. To avoid this, keep your head raised at night for the first 6 weeks after surgery. Propping your head up on two or three pillows or using a foam wedge is one of the simplest ways to do this. Sleeping in a recliner is also a good option.

You can keep your head in place using a travel pillow or by surrounding yourself with folded up towels if you toss and turn a lot.

Use Cold Compresses

Using a cold compress for the first 72 hours following surgery can help minimize swelling. Just make sure you don’t put the compress on your nose. Instead, apply it to your cheeks so that no bones or cartilage are accidently shifted.

Get Plenty of Rest

It may be difficult to fall asleep after surgery due to the congestion, but rest is an important part of the recovery process. Your body heals itself with energy, and obtaining a healthy seven or eight hours of sleep each night allows your body to replenish that energy.

Maintain a Healthy Diet

What role does eating your vegetables play in the recovery process after a nose job? Actually, quite a bit. Following surgery, eating a well-balanced diet can help you recover faster by providing your body with the nutrition it requires to repair.

Protein is required for the formation of skin, muscle, cartilage, and blood. Nuts, beef, eggs, yogurt, fish, and other protein-rich meals will aid your body in repairing damaged tissue in and around your nose.

You’ll also want to make sure you’re receiving enough vitamins, particularly Vitamin A and Vitamin C, in your diet. Vitamin A, which is found in dark, leafy greens like spinach and kale, is an excellent immune booster that can aid in the fight against infections following surgery. Vitamin C aids in the repair of collagen, the protein that binds your skin’s tissues together. Citrus fruits, Brussels sprouts, and broccoli are all good sources of Vitamin C.

Stay Cool

Showers that are steamy, soups that are hot, and saunas that are relaxing may feel good, but they aren’t healthy for your inflamed nose. Because heat causes the tissues in your nose to swell even more, it’s best to consume cool and room-temperature foods, take lukewarm showers, and avoid being in direct sunlight in the weeks after your nose reshaping treatment.

Don’t Blow Your Nose

You’ll have some congestion for a few weeks, if not months, after surgery. Swollen nasal tissues generate this sensation. Refrain from blowing your nose and instead consult your doctor about using a saline nasal spray to gently moisturize your nasal passages while the swelling subsides. After 6 weeks, you can start blowing your nose again.

What about sneezing, for example? You can’t simply refuse to sneeze. Instead of sneezing through your nose, try sneezing through your mouth. It may sound disgusting, but it’s preferable than harming your delicate nasal passages and prolonging your rhinoplasty healing period.

Avoid Vigorous Exercise

The bones in your nose take about 6 weeks to recover after surgery in the majority of patients. You should avoid severe exertion at this time. Even seemingly innocuous activities such as stretching, lifting, or leaning over might cause nasal edema. Before you begin to ease back into your fitness regimen, wait until your doctor gives you the okay to resume normal activities.

Don’t Wear Glasses

Sunglasses, reading glasses, prescription glasses – anything that exerts pressure on your nose while it heals might cause more bruising, swelling, or even indentations, necessitating revision rhinoplasty in the future.

When it’s safe to start wearing glasses again, your facial plastic surgeon will counsel you. In the meanwhile, if possible, switch to contacts. If you can’t avoid it, wear the lightest frames you can find and only when absolutely necessary. The splint that was on your nose after surgery will be given to you by our personnel. If glasses are required, this can be placed on the nose beneath them.

Stay Out of the Sun

It’s always a good idea to protect your skin from getting too much sun exposure, but this is especially important after a nose job. Not only is your nose more prone to sunburn in the weeks and months following the procedure, but too much sun can also cause any scarring you have to darken and swelling to increase.

Don’t Smoke

It’s critical that you don’t smoke before or after surgery, and that you avoid secondhand smoking if at all feasible. Tobacco products include nicotine, which reduces blood flow, making it more difficult for your body to heal and interfering with your plastic surgery recovery.

Be Patient!

Above everything else, be patient. It will take time for you to heal and achieve the rhinoplasty results you desire. Following the methods above won’t turn a year-long recovery into a week, but it will help you get back on your feet faster and have a better post-surgery experience.

Why is rhinoplasty so expensive?

There’s more to determining the cost of a nose job than just the physician’s fee. The total cost of a nose job is influenced by a number of factors, including whether your insurance will cover the procedure if the doctor is in network or out-of-network, where your surgery will be performed, and how far you’re prepared to go.


Because rhinoplasty is a cosmetic procedure, most people’s insurance will not cover it. However, if you have a deviated septum or a serious defect that affects your breathing, you may be able to get some of the nose job cost covered by insurance. If you lose part of your nose due to an injury, sickness, or cancer, you may need reconstructive rhinoplasty, which may be partially reimbursed by insurance. This will necessitate insurance company preauthorization as well as additional tests or scans to confirm the issue.

You’ll want to discuss with the doctor’s office regarding additional charges of these tests. It’s also a good idea to speak with a benefits professional who specializes in insurance and treatment compatibility. These specialists are occasionally employed by the surgeon’s practice.

Surgeon’s Fee

Your doctor charges their own price for completing the treatment. This represents the surgeon’s background as well as his or her locale. Because overhead costs are higher in large cities than in smaller cities, fees tend to be higher. Surgeons with more experience will charge higher rates than those newer to the business.


For their services, the anesthesiologist charges a separate fee. An anesthesiologist or a trained nurse anesthetist may be used by your doctor. You can undergo IV sedation or general anesthesia, which means you will be severely sedated but not unconscious during the treatment. The costs of these two solutions are different. An anesthesiologist often charges more than a nurse anesthetist. An anesthetist is a licensed medical doctor who has completed medical school, whereas an anesthesiologist is a licensed medical doctor who has completed medical school.

Surgical Facility

In a private surgical suite, an ambulatory surgical center, or a hospital, a nose job can be performed. The most expensive setting is a hospital, whereas the least expensive setting is a private surgical suite. The majority of patients can have the work done as an outpatient procedure in a private office or ambulatory setting. If you decide to stay in a hospital overnight for treatment, the entire cost of the nose job would be much more.

Pre- and Post-surgical Care

You will meet with the surgeon a few weeks before your surgery to discuss your personal goals and to plan out the procedure. Following your surgery, you will have follow-up appointments to monitor your progress. You’ll need ice packs, gauze, and pain medicine to help you manage your pain after surgery. All of these pre- and post-op appointments, as well as supplies, must be considered when calculating the total cost of the treatment. Ask your surgeon’s office if appointments and supplies are included in the package price, and what, if any, additional supplies you’ll need to purchase while recovering from your nose surgery.

Other Cost Considerations

When calculating the overall expense of a successful nose operation, individuals sometimes overlook the complexity of the procedure itself. The complexity of the surgery necessary, as well as the expense, will vary depending on whether you have thick or thin skin, multiple injuries to the nose, or severe nasal deviations. The more complicated the surgery, the more it will cost. Remember to account for time away from work and travel expenses when organizing your finances.

Many offices offer payment plans that allow you to pay in smaller, more frequent installments. You can also take advantage of third-party financing options, many of which offer no interest if you pay off the sum within a certain time frame.

Is a nose job a good idea?

A rhinoplasty, sometimes known as a nose job, is a procedure that alters the function and appearance of your nose. Nearly 220,000 rhinoplasties are performed each year, according to the American Society of Plastic Surgeons, making it the most popular facial plastic surgery procedure. Rhinoplasty can help you enhance your breathing while also giving you a more balanced appearance.

Is rhinoplasty right for me?

Breathing problems via the nose are a typical medical reason for rhinoplasty. Nasal obstruction can make it difficult to exercise, disrupt sleep, lead to snoring and sleep apnea, and cause other difficulties. Surgery may be the next option if medicinal treatments (such as nasal spray or sleep apnea treatment) fail. Rhinoplasty for medical reasons like these is frequently covered by insurance.

Nasal surgery is specifically targeted to the underlying issue. If the septum — the cartilage wall that divides the right and left sides of the nose – is deviated, a septoplasty may be enough to correct the issue. A rhinoplasty is essential to guarantee correct breathing and nasal shape when a septal deviation is more severe or occurs near certain critical areas of nasal support. With properly placed cartilage grafts, rhinoplasty (also known as septorhinoplasty) corrects the septal malformation and strengthens important breathing sections of the nose.

What about cosmetic rhinoplasty?

“Could you make any other alterations to my nose while you’re in there?” patients frequently ask. Yes, it is correct. The most typical requests are for a nasal hump to be reduced, the tip to be refined, and asymmetries to be corrected. These non-covered aesthetic procedures are typically paired with functional rhinoplasty to reduce recovery time.

What should I know about this surgery?

A general anesthetic is used for rhinoplasty. After the skin heals, a very little incision is made along the base of the nose, which is barely detectable. This incision is linked to incisions that are hidden inside the nose and are never visible. The cartilage and bones of the nose can be accessed through these incisions. The nasal airways are then improved, and nasal reshaping (if desired) is achieved by making careful, precise changes to the bone and cartilage.

“Will you have to break my nose?” patients frequently inquire. Normally, no. The majority of rhinoplasties leave the bones undamaged. The nasal bones are occasionally relocated into a more advantageous position after surgery if individuals have suffered major trauma to the nose in the past. A bony nasal hump can be flattened down to a straight profile or a gentler curve for cosmetic purposes. Patients are awakened and sent home the same day.

What should I expect for recovery?

You should plan on missing one week of work or school. Rest, ice, and a nasal cleaning regimen are recommended during this time. While painkillers are available, most people only need them for a few days.

Because splints (bendable, thin plastic sheets) are inserted inside the nose to maintain the septum straight during recuperation, breathing via the nose is difficult. The third day saw the most swelling, followed by a decline. Bruising under the eyes is a common occurrence. You’ll wear a small cast on your nose for the first week following surgery to protect it and prevent swelling.

The splints and cast are removed in the office one week after surgery. After that, you can go back to work and resume aerobic exercises like walking or running. You must refrain from participating in contact sports for six weeks. Otherwise, you should be able to resume your normal activities and habits within two weeks of surgery.

While you should heal quickly in the first month, full recovery could take up to a year. The majority of the swelling goes away in the first month, and it should be completely gone in a year or less.

To learn more about rhinoplasty

Set up an appointment with a board-certified surgeon who conducts nasal surgery on a regular basis if you’re interested in rhinoplasty for functional or cosmetic reasons. You can get a referral to a surgeon in your network through your primary care physician or your health insurance company. Your surgeon and you can then devise a plan that is unique to you and your objectives.

Who is not a good candidate for rhinoplasty?

Your skin type and other distinguishing traits should be considered while deciding whether or not to get a cosmetic operation. Complexion resurfacing methods, for example, are most effective for those with fair skin and light-colored hair. Nose surgery works best for people who have thin, sensitive nasal skin (rhinoplasty).

This list can assist you in determining whether or not you are a good candidate for a particular facial cosmetic procedure:

  • Lip augmentation is a procedure in which the lips are enhanced. If you are young and desire wider lips, or if you are older and your lips have thinned, you are an excellent candidate. If you’ve recently used the acne drug Accutane, or if you have herpes, diabetes, an autoimmune disease like lupus or rheumatoid arthritis, or strong allergic responses of any kind, you’re not a suitable candidate. You must also be willing to tolerate the possibility of an allergic reaction to the implanted substance.
  • Implants in the cheeks. If you have flat cheekbones or early sagging of the cheeks, you are a suitable candidate. If you have excessive drooping of the skin, which is better treated with a facelift, you are not a good candidate. You must also face the possibility that the implant will become contaminated, be rejected by your body, or change to an unnatural location, necessitating another surgery.
  • Chin augmentation. If your chin is weak or not balanced with your nose, you may be an excellent candidate for this procedure. If you have an irregular dental bite that necessitates jaw realignment, you are not a good candidate. You must also be willing to accept the possibility that the implant will become contaminated, be rejected by your body, or change to an aberrant location, necessitating another surgery.
  • Lifting of the brow and forehead. If you have heavy brows, deep forehead wrinkles, or frown lines, you may be an excellent candidate. If you’re balding or have a tendency to scar easily, you’re not a suitable candidate. You must also be willing to endure the possibility of hair loss around the surgery area as well as numbness in your forehead and scalp.
  • Surgery on the upper and lower eyelids (blepharoplasty). If you have droopy eyelids, bags, or puffiness around your eyes, you may be an excellent candidate. You must be willing to bear the danger of blindness (which is exceedingly rare), dry eyes, noticeable scars, and “pulling” of the eyelids (which can cause eye irritation).
  • rhinoplasty (nose surgery) (rhinoplasty). If you have a broad or crooked nose that is droopy or has a hump, you are a good candidate. If you have thick skin, are a child (not completely matured physically), or participate in contact sports, you are not a good candidate. You must also be willing to embrace the potential that in 15% to 20% of cases, more surgery is required for the greatest results.
  • Lifting of the face and neck (rhytidectomy). If the skin and soft tissues on your face and neck sag with deep wrinkles, jowls, and a double chin, you may be an excellent candidate. If your skin is not elastic and supple, or if you are severely overweight, you are not a good candidate. You must also realize that aging is inevitable and that you must accept the possibility of skin loss, scars, numbness, partial facial paralysis, or a change in hairline.

Remember that these treatments will not slow down the natural aging process. Consider whether or not you’re the suitable age for cosmetic surgery. You can have a facelift in your 30s, for example, but it may only last 5 or 10 years. Some people wait until they are in their 40s or 50s to have a facelift, expecting to have only one or two surgeries.

When is a nose job medically necessary?

When structural problems in the nose make breathing difficult, rhinoplasty is considered a medical necessity. Only after conservative methods have failed to alleviate the respiratory condition is this type of rhinoplasty explored.

  • Septoplasty is a procedure that corrects a deviated septum. The nasal septum is a bone and cartilage internal wall that splits the nasal cavity in half. The nasal septum becomes deviated when it is off-center, crooked, or fragmented, causing breathing issues.
  • Turbinectomy is the surgical removal of a section of the turbinates, which are long, thin bones on the inside walls of the nose. The nasal airway can become obstructed by enlarged turbinates, making breathing difficult.
  • Turbinoplasty is a procedure that corrects enlarged turbinates without removing any of them.

Rhinoplasty offers numerous advantages. Many patients report fewer headaches and episodes of sinusitis, in addition to improved breathing. Patients can get a decent night’s sleep without snoring due to breathing issues as exercise becomes more bearable.