Do I Need Rental Car Insurance In Spain?

Third-Party Liability insurance is mandatory in Spain, and it covers your liability for damage to other vehicles and people. Collision Damage Waiver (CDW) is the most basic insurance required for rental car coverage, and it will cover the full cost of your rental automobile. However, there is usually an excess, which is the first amount you must pay on any claim.

Third-Party Liability and CDW are frequently included as standard by Spanish rental firms, however you should confirm this with the rental company before renting. Excess insurance is frequently offered by rental firms at the hire counter, and it often costs the same as the entire rental!

Should you buy car insurance when renting a car?

It’s possible that you won’t need to get additional car insurance from the rental car provider. Because your personal auto policy may cover a rental car, this is a good idea. If you have that coverage on your personal policy, it could assist pay for the rental car’s repairs if it is damaged in a collision. A deductible will apply once more.

What do I need to know about renting a car in Spain?

Summertime always sees a large increase in the number of automobile rentals in Spain, a country that welcomes millions upon millions of tourists to its towns. Alicante, Malaga, and Palma de Mallorca, for example, are seeing their populations grow as their beaches fill with tourists seeking nice weather and a diverse cuisine.

If you recognize yourself in this description, it’s because you’ve probably already planned your vacation somewhere in Spain, either with or without a rental car to allow you to move around freely. If this is the case, you should be aware of the documentation required to rent a car in Spain in order to avoid unpleasant surprises.

Wiber, as experts in the holiday vehicle rental industry, has put together a list of the paperwork you’ll need to hire a car in Spain, as well as a few pointers to make the process go as smoothly as possible. Continue reading and make a mental note of everything you need to know in order to hire a car in Spain without difficulty.

1. The driver’s license must be current and at least a year old. Remember that your driver’s license must be written in the Western alphabet, or you must show a sworn translation or an international driver’s license.

2. An identifying document, such as a passport or NIE, is also required (tax identification number in Spain)

3. A credit or debit card with sufficient funds to cover the cost of the rental or, if not taking full coverage, the excess fee required at the time of rental. At the time of pick-up/payment, the card’s owner must be present.

Remember that if you choose our “All Inclusive” rate, you will avoid the excess fee because it includes a “Top Cover” fully comprehensive insurance that covers any damage to the vehicle and includes towing and roadside assistance. The most stress-free way to spend your vacation.

The three elements listed above are prerequisites for renting a car in Spain, however there is another factor to consider when booking a car for your vacation:

The driver’s age is the first factor to consider. Despite the fact that driving after the age of 18 is permissible in Spain, the minimum age to rent a car is 21 years old, with at least one year of driving experience. Drivers between the ages of 21 and 24 will be charged a daily extra of 6,00€, with a maximum of 85 € per car rental.

After you’ve double-checked that you have all of your documents in order and that you meet the requirements to rent a car in Spain, here are a few pointers to help you have the best possible experience.

1. Take it slowly. Consider which of the two rates we offer (Full / Full or All Inclusive) best suits your needs, and keep in mind that what you see is exactly what you get! With us, you won’t have to worry about hidden fees or unpleasant surprises.

2. Double-check that all of your documents are in order. Check that your driver’s license, ID, or passport are all valid, and that your credit card has sufficient funds before renting a car.

3. Carefully read the company policy. Before renting a car, make sure you are aware of all the requirements that must be met in order to proceed with the rental and avoid any unpleasant surprises. In fact, at Wiber, we strive to surprise you, but always in a positive way. We are a new sort of car rental company that provides openness, simplicity, and, most importantly, clear terms, as well as a high level of customer service.

4. Go over the contract carefully. After you’ve picked up your vehicle, read the contract carefully and don’t be afraid to ask questions if you have any questions.

5. Examine the vehicle. Before starting the car, make sure everything is in working order. We exclusively provide the “Full to Full” fuel policy, which is the best alternative for avoiding problems and better control of fuel expenses, in accordance with our transparency policy. Leave the “Full to Empty” policy behind!

Wiber has chosen to provide our clients straightforward, simple, and completely transparent rental rules in order to eliminate the significant degree of unhappiness encountered by customers in the tourist rent-a-car market in Spain. There are no hidden fees or fine print with us: what you see is what you get! Yes, we are a new concept in car rental, but we also have a lot of experience in the industry and, most importantly, a lot of passion for doing things right.

If you still have questions about Wiber Rent a Car, check out our FAQ to understand why Wiber is easier, smarter, and better!

Do I need insurance to drive in Spain?

Every car and trailer that enters and stays in Spain is required to be insured. If you drive without insurance, you could face fines of up to €3,000 or even imprisonment.

Can I hire a car in Spain with a UK driving Licence?

While the legal driving age in Spain is 18, most automobile rental businesses will insist on drivers being at least 21 years old before renting them a vehicle. You must have a full UK driving license, an International Driving Permit (if your UK license was not issued by mainland UK authorities such as Gibraltar, Guernsey, or the Isle of Man), and your valid passport or National ID card for EU citizens for identification in addition to meeting the age requirement. To pay for the automobile rental deposit, you’ll need a credit card, though some car rental firms will take debit cards. In order to rent a car in Spain, you must obtain third-party liability insurance as a bare minimum.

Do you Spain excess insurance?

Traveloz, it’s always a good idea to read the terms and conditions before making a reservation. The following is taken from the DYS website:

Making a reservation >> Picking up the automobile >> Rental Terms >> Driver’s license

The vehicles have Fully Comprehensive Insurance with no excess in the majority of locations, which includes unlimited civil liability, damage or accident to third parties (CDW), theft of the vehicle (TP), and personal accident insurance for the occupants of the leased vehicle.

The majority of our suppliers provide additional insurance to cover items not covered by the fully comprehensive policy. Please keep in mind that additional insurance is an option.

Insurance circumstances may vary depending on where you are. An insurance excess applies to bookings made with Atesa, Europcar, Avis, Sixt, BK Rent, and in the north. When your reservation is confirmed, you will receive a rental voucher with all of the necessary information.

Do you need insurance on a rental car?

The truth is that you should have insurance on your rental automobile, whether it is provided by the rental car business, your car insurance, your credit card, or a third-party insurer. Accidents do happen, and if you are uninsured or if the cost of the accident exceeds your coverage limitations, you may be on the hook for the payment.

Do rental car companies offer rental car insurance?

You can purchase rental car insurance from the rental car company. Liability coverage, personal accident insurance, personal effects coverage, and a loss damage waiver are the four types of insurance coverage available. Compare pricing and coverage with other options after receiving a quote from your rental car company.

Is a rental car covered by my insurance?

Possibly. It depends on the services covered by your specific coverage. Before you rent a car, check over your policy or call your insurance agent directly to get your questions answered.

How will an accident in a rental car affect my insurance?

Getting into an accident, whether in your own car or a rented car, will almost certainly affect your insurance premium. This is especially true if your rental car insurance is provided by your auto insurance company or a credit card company. Any time you file a claim under your auto insurance policy, the company will be aware that you were involved in an accident and will most likely raise your rate as a result.

What does insurance on a rental car cover?

Insurance for persons who drive a rented car is known as rental car insurance. Rental car insurance is available through your personal insurance policy, credit card benefits, or directly from the rental car business. Rental car insurance may cover damage to the vehicle, damage or injuries caused by you, your own injuries, theft, and loss of personal things, depending on the policy.

How Long Does insurance pay for a rental car?

In most cases, insurance will cover the cost of a rental car for up to 30 days after an accident if the customer has rental reimbursement coverage. Insurance companies often cover 30 days of rental car costs to allow time for automobile repairs to be completed or for a client to obtain a new car.

If the accident was caused by the negligence of another driver, the 30-day rule does not apply. In this case, the at-fault driver’s insurance company will cover the cost of the other driver’s rental car for a reasonable period of time, which could be longer than 30 days, while their car is being repaired or replaced. It may take longer than usual to have a rental car covered by another driver’s insurance because the company will need more time to verify the claim before approving any payments.

Why is car rental so expensive in Spain?

Car rental prices are rising dramatically around the Mediterranean and in the United States. Travelers wishing to rent a car should be aware that the costs will be higher than they were prior to the outbreak.

For the time being, the days of renting a car on the spot at a vacation resort in Portugal, Spain, or Italy for 30 or 40 euros per day appear to be over. The fundamental reason is that, because to financial constraints, the suppliers’ fleets have shrunk dramatically throughout the pandemic. Many people had no choice but to sell their cars in order to stay solvent.

The vacation industry, on the other hand, is reviving. In some areas, demand has already surpassed available supply, resulting in an increase in car rental prices. Guests on Mallorca are already having to dig deep into their pockets in the pre-season month of May, according to local media. The present prices are 300 percent higher than they were previously. Normal costs for the month of May, according to the automobile rental associations Aevab and Baleval, would be 30 to 50 euros per day, but cars currently cost between 130 and 150 euros per day. There are currently 60,000 fewer car rentals on the Balearic Islands than in 2019.

Rental platforms in Germany, such as Billiger-Mietwagen and Check 24, are now reporting considerable price rises as well. For example, Billiger-mietwagen is currently offering prices for July and August that are about 50% higher than a year ago. Prices in several nations, such as Spain, Italy, and Greece, are more than double what they were a year ago.

Check 24 compares summer travel season prices to 2019 levels and finds a significant increase. It is 24 percent across all destinations, but it is significantly higher in some countries, such as Spain (82 percent) and Italy (57 percent).

A similar issue exists in the United States, where a lack of cars has forced rental car prices to soar. Furthermore, travelers must reserve a car several weeks in advance. Currently, renting a car for a day can cost anywhere from $100 to $200, which is around 30% more than in May of 2019.