Do I Need Travel Insurance For Peru?

If you’re considering a trip to Peru, you’re probably a daredevil. You enjoy visiting unusual locations, trying new things, and avoiding the world’s most famous tourist traps. You may believe that you don’t need travel insurance for Peru because of your adventurous attitude, but we’re here to warn you that you’re mistaken.

International travel insurance has always been a good idea, but it has become critical in these uncertain post-pandemic times. You never know when something unexpected will happen — illness, travel cancellations, strikes – and trust us, the modest extra cost is well worth the piece of mind that comes with knowing you’ll be taken care of.

What do I need to know before traveling to Peru?

There are only a limited number of trains that run between Ollantaytambo and Urubamba, and they frequently sell out during peak season (July through September). Take the hassle out of it by ordering your ticket ahead of time from PeruRail and picking it up at one of the company’s offices in Lima or Cusco when you arrive in Peru.

Reserve your Machu Picchu tickets ahead of time for the same reason. A day ticket costs 152 Peruvian Sols (about $47) – notice that the ministry of culture’s website is outdated and only accepts Visa. However, you don’t want to risk anything by purchasing your ticket from an unapproved source. Scams abound, and if you don’t have a valid ticket when you get at the gate, you’ll either have to buy another one or be turned away entirely.

If you submit your passport details, several hotels in Aguas Calientes can assist you with the purchase. They will also hire a guide on your behalf, which you can pay for when you arrive at the hotel. Keep in mind that you’ll need to show your passport to enter Machu Picchu on the day of your visit.

Is it mandatory to have travel insurance?

No, having travel insurance is not required by law. Some tour operators, especially in countries like the United States where there is no public health service, will require you to have a policy in place before they confirm your travel. You may believe that travel insurance is more important in places like these, but it is usually worth it in general.

You should make sure that you and your loved ones are fully covered while on vacation for your own peace of mind. Accidents sometimes happen, and dealing with them when you’re not at home is more challenging. When the stakes are so high, it’s not worth taking a chance.

Do you need international travel health insurance?

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Are you ready for that long-awaited vacation? There are significant considerations for travel protection, whether it’s a simple flight to Florida or a couple weeks in the sun and beach of Thailand.

If you’re considering overseas travel, even if you’re completely vaccinated, you should obtain travel insurance. Travel medical insurance is one of the most important features of a travel insurance coverage.

“It is absolutely essential that you purchase travel insurance that includes emergency medical and transportation benefits if you are traveling outside of the United States,” says Daniel Durazo, a spokesperson for travel insurance company Allianz Partners. “Overseas medical bills and costly evacuations can be financially devastating for uninsured travelers.”

How much does a Peru trip cost?

What amount of cash will you require for your trip to Peru?

Your holiday in Peru should cost roughly S/.179 ($46) per day, which is the average daily price based on the spending of other guests.

Previous tourists paid an average of S/.48 ($12) per day on meals and S/.25 ($6.46) per day on local transportation.

In addition, the average hotel cost for a couple in Peru is S/.150 ($39).

As a result, a one-week trip to Peru for two people costs on average S/.2,506 ($648).

These average travel prices were gathered from other travelers to assist you in planning your own trip budget.

Where should you not go in Peru?

COVID-19 has made it impossible to travel to Peru. Due to crime and terrorism, Peru should be approached with caution. Some locations are at a higher risk than others. Read the complete Travel Advisory in its entirety.

Before planning any overseas trip, go to the Department of State’s COVID-19 page.

Due to COVID-19, the Centers for Disease Control and Prevention (CDC) has issued a Level 4 Travel Health Notice for Peru, indicating that the country has a very high level of COVID-19.

If you are fully vaccinated with an FDA-approved vaccine, your chances of contracting COVID-19 and developing severe symptoms may be reduced. Please check the CDC’s particular advice for vaccinated and unvaccinated travelers before planning any foreign travel. For additional information on COVID-19 in Peru, go to the Embassy’s COVID-19 page.

  • Due to crime and terrorism, the Valley of the Apurmac, Ene, and Mantaro Rivers (VRAEM), which includes territories in the departments of Ayacucho, Cusco, Huancavelica, and Junin.

Petty theft, carjackings, muggings, assaults, and violent crime are all concerns in Peru, and they can happen in broad daylight, despite the presence of several witnesses. After hours, particularly outside of Lima’s main city, where more organized criminal groups have been known to rob people using roadblocks, the likelihood of crime rises.

For security considerations, US government officials are not permitted to move freely throughout Peru.

  • To receive Alerts and make it simpler to identify you in an emergency, enroll in the Smart Traveler Enrollment Program (STEP).
  • Citizens of the United States who travel overseas should always have a backup plan in case of an emergency. Take a look at the Traveler’s Checklist.

Drug trafficking and other criminal activity, combined with a lack of infrastructure, hinder Peruvian law enforcement’s capabilities and efficacy in this area.

Because US government workers are prohibited from traveling within 20 kilometers of the Colombian border in the Loreto region, except on the Amazon River itself, the US government has limited ability to provide emergency services to US citizens. This involves travel along the Putumayo River, which forms the majority of Peru’s border with Colombia.

The Valley of the Apurmac, Ene, and Mantaro Rivers (VRAEM) spans the departments of Ayacucho, Cusco, Huancavelica, and Junin ín Peru. Travel is not recommended.

In the VRAEM, there are remnants of the Shining Path terrorist group. Targeting Peruvian government installations and personnel, the group may attack with little or no warning.

Drug trafficking and other criminal activity, combined with a lack of infrastructure, hinder Peruvian law enforcement’s capabilities and efficacy in this area.

The crime rate has risen in urban areas. Except for limited regions during daylight hours, US government officials are not permitted to travel in the VRAEM. Due to these travel restrictions, the US government has limited ability to provide emergency services to US citizens.

Many areas of the Department of Cusco, including Machu Picchu, the Sacred Valley, and the city of Cusco, are open to US government officials and their families.

Any visit to the Peruvian-Columbian border and the VRAEM by US government personnel must be approved in advance. They may be compelled to travel in armored vehicles or wear personnel trackers on occasion. Except in the following circumstances, they are not permitted to use inter- or intra-city bus transit or travel by vehicle outside of urban regions at night:

  • On the Pan American Highway, between the Pan American Highway and Huaraz, or between the Pan American Highway, Arequipa, and Cusco, take a commercial bus.
  • Travel south from Lima to Paracas or north from Lima to Huacho by car on the Pan-American Highway (approximately three hours north and south of Lima).

During daylight hours, they are only allowed to travel the following routes in the restricted areas:

  • Travel by road from Ayacucho to Huanta, staying within Huanta’s city limits, as well as from Pisco (Department of Ica) to Ayacucho.
  • Train service between Lima and Huancayo (Department of Junin) and Huancavelica (Department of Junin).

Do I need travel insurance in Thailand?

Following the Covid-19 pandemic, Thailand has fully opened its borders to tourists, and the Thai government has implemented a travel insurance requirement for all foreign visitors. Every tourist, regardless of where they are departing from, must obtain travel insurance for their trip to Thailand.

All visitors to Thailand must show proof of $50,000 in medical travel insurance that covers Covid-19-related medical treatments. The coverage of the travel insurance policy must begin as soon as the tourist arrives in Thailand and must last for at least the duration of their trip.