Do Impact Windows Reduce Insurance?

Even in areas of Florida where impacted-rated windows are not required for insurance coverage, homeowners who install hurricane windows and doors can save a lot of money on their insurance.

How much do impact windows reduce insurance?

Installing hurricane impact windows can save you up to $10,000 per year, despite the fact that it may seem impossible. This is a wonderful approach to save money on homeowner’s insurance if you’ve been looking for a strategy to do it.

There could be a slew of other advantages to high-impact windows that aren’t immediately evident, such as:

Many high-impact windows have a coating that filters out the majority of UV rays, minimizing heat absorption when the sun shines through them.

High-impact windows with a vinyl frame also maintain a tight seal, keeping undesirable outside temperatures and contaminants out of your home. These two design features will improve your home’s overall energy efficiency and make it more pleasant throughout the year.

According to ENERGY STAR, replacing single-pane windows with double-pane high-impact windows will save you anywhere from $126 to $465 per year in energy costs. The savings are still anticipated to be $27 to $111 per year if you upgrade your existing double-pane windows to a high-impact model. Plus, new windows can give your property an updated appeal both inside and out!

Are hurricane windows worth the money?

Hurricane-resistant windows can add to the overall cost of building, but they provide excellent protection during storms. By minimizing storm damage, the investment may pay for itself, and it may also qualify you for lower homes insurance rates.

Do impact windows prevent break ins?

Impact resistant windows will split rather than shatter like standard panes of glass, but will not break through. Burglars typically rely on speed and stealth to reduce their chances of being detected, but impact resistant windows limit their ability to enter your home quickly and quietly.

How much do high impact windows cost?

The average cost of impact windows is $1435, with 70% of costs lying between $800 and $2445. The average cost of sliding glass doors is $6140, with 70% of prices lying between $4200 and $8230. These prices are based on white vinyl frames with no grids, which is the most prevalent arrangement in hurricane-prone areas of Florida. Materials and labor are also included.

How To Find The Most Cost Efficient Solution For Your Home

It’s critical to have a skilled specialist who can provide a realistic, cost-effective solution that meets your objectives. At a significantly different cost, the same opening can be filled with different windows. Consider what you truly want from your windows and doors, and work with your professional to identify solutions that provide you with the functionality you desire while avoiding unnecessary expense (e.g. big picture window for view, double hung window to allow cleaning on second story).

When it comes to finding a professional to make your impact window installation work for you, your home, and your budget, honesty goes a long way. Despite appearances, there are window installation specialists out there who are concerned about being open, honest, and trustworthy.

Why Our Customers Love Us

We are experts in the field of impact windows! With an average rating of 4.8 out of 5.0 stars on Facebook, Google, Angie’s List, and Home Advisor, we’ve demonstrated our commitment to provide the best storm protection and customer service in the greater Sarasota area. From start to finish, we provide exceptional customer service while providing the most durable, energy-efficient, and cost-effective impact window product lines available. We give you the truth and openness about every aspect of buying impact windows so you can make the best decision possible. There will be no shady sales practices used. This isn’t a lie. There’s no nonsense here.

Just For Your Attention

For a limited time, we’re offering our readers $1,000 off their impact window installation (minimum of 3 windows installed)! There are no additional loops to hop through. Simply phone (941) 722-8424 and mention this article, or complete the form below and include this article in the “Tell us about your project” part.

Can you install your own impact windows?

A: All of our goods are manufactured to order according to your specifications. You can purchase directly from us and install the windows yourself; however, by doing so, you will forfeit the warranty and will be responsible for sales tax. When you consider all of the additional hidden costs associated with installing our items yourself, you’ll see that the additional cost of having our skilled windowspecialists install your products is really small.

Can impact windows withstand Category 5?

One of the primary concerns you may be asking yourself after a hurricane like Hurricane Matthew is if you need to install high impact windows in your home to be better prepared for the next big storm.

Because storms and severe winds are a continual concern in Florida, figuring out the best strategy to safeguard your property during a hurricane is crucial. It’s just common sense to secure your home with high-impact windows and doors.

You do not need to install shutters if you opt to install impact windows in your house or business. Impact windows, rather than storm shutters, will offer your home a cleaner, more sophisticated look. You can even have impact windows designed to fit your specific aesthetic needs.

These low–cost windows are made of shatter–resistant glass. In fact, no storm, no matter how powerful, will be able to break the glass. However, there are numerous more advantages in addition to keeping your property secure during hurricane season, including:

  • These windows will help you save a lot of money on your utility bills. In just a few years, your investment will pay off.
  • Many insurance companies provide discounts to homeowners who install impact windows.
  • You don’t have to be concerned about someone breaking in through a damaged window.

Impact windows are essential if you live near the seaside in Florida. The average size of a residential lot is 100 feet by 100 feet. During a hurricane, rain falling at 2 inches per hour will drop almost 12,000 gallons of water on your house lot. If there is debris flying around and your window is damaged, a significant amount of water will end up inside your home. Your home is particularly vulnerable to tremendous damage if one window is shattered; the air pressure in the house will rapidly expand, and something will give way, such as your roof, another window, a door, or perhaps a wall. The damage to your home and possessions will be extensive.

Building rules in Florida have been updated to include the installation of impact windows in new and modified residences. Installing these windows considerably reduces your home’s risk of serious damage. Impact windows have progressed to the point where they can resist Category 5 winds and the debris that comes with them.

Do I need hurricane shutters if I have impact windows?

  • If you install hurricane shutters over your existing windows, you will still need to replace the old, obsolete windows. Most older homes have windows that don’t lock, close, or operate correctly, which can be inconvenient and dangerous during hurricanes, even if hurricane shutters are in place.
  • Hurricane shutters are not required with impact hurricane windows and doors. According to the Florida Building Code, new hurricane impact or non-impact windows must meet the specified design pressure, as well as hurricane shutters, when building a new home in Palm Beach. That implies that even if your new windows aren’t impact resistant, they must nevertheless withstand the negative and positive forces of hurricane winds.
  • Even if your hurricane shutters are fresh, but your windows are ancient, the negative pressure of the wind can still suck the windows or doors out of the aperture, causing water intrusion and structural damage. Companies that sell hurricane shutters don’t want you to know this.
  • It would be more expensive to replace windows with non-impact resistant windows and add hurricane shutters than to install new hurricane impact windows and doors.
  • When you have impact hurricane windows and doors, you don’t have to worry about putting up and taking down hurricane shutters every time a hurricane approaches; all you have to do is lock your windows and doors.
  • You don’t have to sit in the dark wondering what’s going on outside if you have impact hurricane windows and doors; you do if you have hurricane shutters.
  • Hurricane shutters, especially corrugated metal shutters, are not hermetically sealed and corrode/erode more faster. Coastal packages with all aluminum and stainless steel components are used to create hurricane impact windows.
  • If they are not correctly installed or are rusty and old, ancient hurricane shutters might become debris during a hurricane.
  • Hurricane impact windows save insurance costs since they are always safeguarding the home, whereas shutters must be installed or closed by the homeowner.
  • Hurricane-resistant windows Hurricane shutters do not minimize your air conditioner energy use.
  • Impact hurricane windows are not only resistant to hurricane debris, but they have also been force entry tested to prevent burglary.
  • With up to 70 percent sound reduction, impact hurricane windows provide peace and quiet. Sound is not reduced by shutters.
  • The outside aspect of your home takes on a more natural form with impact hurricane windows. Hurricane shutters are unattractive, clumsy, and unwieldy. See the list below.
  • Impact hurricane windows also shield you from the sun’s UV rays. Inside your home, impact hurricane windows prevent 99 percent of UV light. Furniture, carpets, drapes, and a variety of valuables are all protected from fading or discoloration caused by prolonged sun exposure. When your shutters are closed and your house is dark, they do this.
  • Hurricane impact windows are more valuable than hurricane shutters when it comes to resale value. They also last far longer and pay for themselves over time through lower insurance and energy bills.

What is the average cost of hurricane impact windows?

What Are the Prices of Hurricane Windows? According to HomeAdvisor, the average cost of installing hurricane-proof windows across a property is between $2,449 and $13,395, or $7,922. This works out to approximately $55 per square foot of window. Each window costs between $90 to $400, depending on size and design.

How long do impact windows last?

When your windows reach the 10-year mark, it becomes more vital to evaluate them, knowing that they are approaching the age where they may need to be replaced soon.

Check the lifetime guarantee on your current windows, and keep in mind that as newer and newer advancements to the safety and durability of your treatments are produced, your windows may fall further and further behind your county’s current compliance regulation.