Flex auto insurance only applies when you’re out on delivery for Amazon, so you’ll still need personal coverage. You’ll also need additional commercial coverage if you deliver for other services.
What insurance do I need to drive Amazon Flex?
In most circumstances, your personal coverage (while required to drive lawfully) will not apply if you use your car for business purposes on a regular basis. A commercial auto insurance (or business coverage) policy is also required.
Does Amazon Flex check your car?
What is the scope of the Flex Background Check? Amazon conducts background checks for felonies and other serious criminal offenses dating back seven years. You will very certainly be disqualified if you have a history of theft or violence. Amazon also runs a check on your driving record to see whether you have any severe traffic offenses or a lot of penalties.
Does Amazon Flex cover accidents?
Here’s all you need to know about Amazon Flex insurance. Driving for Amazon Flex might be perplexing because the insurance policies aren’t always clear, and the payout conditions seem to change frequently.
You will need your own policy if you are driving for Amazon Flex, however personal vehicle insurance policies do not cover commercial driving or driving for profit. The following are the details of Amazon Flex’s policy:
- Your personal auto insurance coverage is in effect even if the app is turned off and you are driving about as usual.
- Amazon Flex’s insurance policy kicks in when you have the app open and are making a delivery.
- In the event of an accident, you will receive a liability of $1,000,000 to cover bodily injuries to any third-party.
- You’ll get $50,000 in contingent comprehensive/collision coverage, but only if you have comprehensive or collision coverage on your own policy (or else Amazon won’t honor it) and can afford the $1,000 deductible.
- You get $1,000,000 in underinsured/uninsured motorist coverage per event to protect you if you’re hit by a driver who doesn’t have insurance, has insufficient insurance, or flees the scene of the accident, resulting in a hit and run; this covers your bodily injuries and vehicle damages.
You may be able to sue the opposing motorist and seek damages from his insurance carrier, depending on the circumstances of your case. If you were hit by an Amazon Flex driver while they were out making deliveries, you may be entitled to sue them. You may be able to sue multiple parties if you were an Amazon Flex driver involved in an accident.
It’s critical that you figure out what caused the accident and who was to blame. Only then will you be able to file a viable lawsuit and determine who should be compensated.
Keep in mind that you won’t be able to sue Amazon Flex just because you work for them or because the driver was delivering something. Amazon merely provides the software and parcels for the drivers to deliver; they follow their own routes, work their own schedules, and are not really full-time Amazon workers, but rather contractors. Regardless, with the help of our lawyers, you can be well prepared for your lawsuit.
Do Amazon delivery drivers have insurance?
Amazon does offer a free insurance policy to drivers, which includes liability coverage, uninsured/underinsured motorist coverage, and contingent comprehensive and collision coverage. Drivers must also have their own personal insurance policy.
How long does it take for Amazon flex background check?
Uber, Lyft, Via, Juno, and other rideshare firms typically demand at least one year of driving experience in the United States, as well as a valid driver’s license. Any of these criteria do not apply to Amazon Flex, therefore you may be a Flex driver with just a week of driving experience and a valid license.
Amazon will undertake background checks, which typically take 2-5 days to complete. Anything related to theft or violence, as well as a long history of significant driving offenses, will disqualify you.
Does Geico cover Amazon Flex?
- There is a limit on how many miles you can drive, which should be sufficient for part-time drivers. However, for full-time drivers, a normal commercial auto policy may be more appropriate.
- There is a limitation on the sort of vehicle that can be used. They do not apply to buses, huge vans, or other vehicles with a significant number of passengers.
- If your state does not offer the policy, you may have to get a more expensive business auto policy.
- Geico’s rideshare policy only applies to personal automobiles used to drive for firms such as Uber, Lyft, Amazon Flex, and others. Taxis, limousines, and other rental vehicles will not be covered.
I won’t go into great depth about each of these because they are specific to each state’s driving. Ask your Geico insurance agent how these will affect you if you’re seeking a quotation.
How do I file a claim with Amazon Flex?
Amazon Flex delivery partners should contact Northbridge Insurance at 1.855.621.6262 in the event of an accident. 24 hours a day, 7 days a week, experienced, qualified, and efficient claims professionals are accessible to assist you.