Does Lenscrafters Insurance Cover Lost Glasses?

Important coverage for your glasses’ maintenance and replacement. We’ve got those oops! moments covered*, so you can relax.

Does insurance cover missing glasses?

The Product Protection Plan can be purchased independently from the special lens bundles. Does not cover glasses that have been misplaced or stolen (9)…

If you get glasses outside of your network, your coverage will be limited, and your out-of-pocket costs will almost certainly be greater.


For 12 or 24 months, our Eyewear Protection Plan covers you against accidental damage or theft* of your prescription glasses.


Yes, your contents insurance will cover your glasses (both prescription and non-prescription) and contact lenses. If you have a copy of our Contents (12)…

30.10.2014 — My warranty is more like a manufacturer’s warranty. If your glasses go missing, you may be covered by your homeowners insurance, just like if your television is taken. Harry is a man of many talents (13)…

What happens if I lost my prescription glasses?

If you break or lose your glasses, there are procedures in place in Nevada and around the country to make getting a new pair of glasses as simple as possible. During Nevada’s recent legislative session, a bill was introduced that would require a basic eye test before receiving replacement eyeglasses. This would just provide an extra layer of protection to an already simple procedure. If you have a broken pair of glasses, you can now take them to any optometry practice and have them recreated using your prescription. If you lose your glasses, you will need a thorough eye examination; but, if you have a valid (non-expired) copy of your prescription, you may be able to avoid the exam (meaning you are up to date).

The procedure for replacing glasses and contacts if they are lost or broken is defined under Nevada law. Here’s a quick rundown of how the Silver State simplifies the process of buying new glasses:

Breaking your glasses – In Nevada, even if you don’t have a valid prescription, your spectacles can be neutralized by an optician and produced as new. There is no requirement for a vision test. The Nevada Optometric Association wanted to alter the law so that the old prescription was still valid and the patient could see clearly with the new glasses, but the Nevada Board of Opticianry objected, therefore that aspect of the statute was eliminated. Simply explained, this change would have necessitated a simple vision check to ensure that DMV eyesight requirements were still met with their present glasses.

If you lose your glasses and have a valid prescription, you can have them recreated without seeing a doctor.

Lost glasses with no valid prescription – Requires a visit to an optometrist for as little as $50 for a refraction and exam, and glasses can be produced in less than an hour depending on your location.

If you have a valid prescription and need new contacts, most optometrist offices will give you a trial pair or sell you a box of contacts if they have them in store.

Need new contacts but don’t have a valid prescription? We can contact your prior doctor to get the Rx, or you can get an exam and a contact lens fitting for as little as $100, which includes a pair of contacts if appropriate, and many optical businesses provide evening and weekend appointments.

To be sure, the procedure can be scary and perplexing. There are numerous regulations and safety precautions in place to ensure that the new glasses you receive are the correct ones for you. But what impact does this have on you? How simple is it to obtain a new pair of glasses on the spur of the moment?

We’ll begin with our own workplace. For the vast majority of our services, we can deliver same-day service. All in one visit, we may perform a complete eye examination, evaluate and fit you for contacts, assist you in finding frames or provide you with a year’s supply of contacts, and provide you with a copy of your prescription. We have trial contacts that can fit around 95% of our patients, so replacement contacts can be ready in a flash. If you order by 3 p.m., your glasses will be ready in 24 hours. We also attempt to keep this as affordable as possible, whether with or without vision coverage. Yascha would be in luck with us if he was rafting the Truckee River from out of town! We have vacancies every day, and we could have seen him, checked his eyes, and given him a prescription for glasses as well as a pair or perhaps a year’s supply of contacts. That particular day.

“If this had been a patient of mine who was out of town, all he had to do was phone our office, and we would collect his prescription information for him and send it anyplace,” says Dr. Troy Ogden. I’ll gladly give him my prescription so he can obtain new glasses or contact lenses right away, even if he plans to buy online.”

You can put your vision benefits toward contacts or glasses if you have them. The main exception is most Medicaid plans, which allow you to use your benefits only for glasses. If you pay with cash, we will also give you a discount. We also sell bargain glasses for $60 with regular lenses and close to $100 with lighter, thinner lenses. A nice pair of glasses can cost as little as $200 when everything is said and done. But there’s more! Your payment for the exam will be $10 if you have insurance, and the frames will vary. Some frames will be almost totally covered by insurance and will only cost you an additional $10 to $20, while others will only be partially covered. We don’t see many cash-paying patients now that the majority of Americans have health insurance. In reality, it’s less than 20%! We also ship, of course. So, if you have your examination today and are leaving town tomorrow, or if you live out of town, we may mail your glasses or contact lenses to wherever you’re going or living, and they’ll be waiting for you.

But sometimes waiting a day isn’t your thing, or you are unable to visit our office. Thankfully, we live in a land where quick-service industries abound, and eye care is no exception!

Does insurance cover glasses lens replacement?

Annual eye exams, prescription eyeglasses, and/or contact lenses are usually covered by vision insurance and vision benefit plans.

Traditional health/medical policies and wellness/discount plans that give vision benefits that cover most, but not all, of the insured’s expenses are both covered by vision insurance. The type of vision insurance policy or vision benefits plan you choose will determine your coverage.

Typically, group vision insurance is provided by an employer, a professional association, or a government program like Medicare or Medicaid. If none of these choices apply to you, you can buy an individual vision care plan from a vision insurance provider.

Where to look if you lost your glasses?

Keep your camera open, scan your surroundings with your phone’s screen, and—wham! They’re right there. This works because your phone camera, unless the lens is scratched, presents a clean and crisp image of whatever you’re looking at. It’s time to make a vow that you’ll never lose them again.

How many pairs of glasses does insurance cover?

Medicaid will normally cover the costs of getting a new pair of glasses, especially if they are judged medically necessary. Glasses are also covered for children and young adults.

In most cases, Medicaid will pay for one pair of replacement glasses every year. You are allowed two pairs of replacement glasses per year if you are under the age of 21. If your glasses are broken, lost, or stolen, you can get them replaced.

Will LensCrafters fix my glasses for free?

Minor repairs and replacement of screws or nosepads are provided free of charge by LensCrafters. Please contact or visit your nearest LensCrafters location. Our knowledgeable optical advisors can determine whether or not your glasses can be fixed. To find a LensCrafters near you, use the Find a Store tool or call our customer service representatives (1-877-7-LENSCRAFTERS or 1-877-753-6727).

Is contact lens exam covered by insurance?

A contact lens exam guarantees that your contacts are properly fitted and are not causing any harm to your eyes.

A comprehensive, routine eye exam, on the other hand, is a much better option. The optometrist examines the health of your eyes during a standard eye exam. Did you know that diseases or conditions like hypertension and diabetes can be detected by looking at your eyes? Yes. The optometrist can also check for glaucoma symptoms, your vision sharpness, the strength of your eye’s prescription (e.g. 20/20 vision), and a variety of other disorders such as cancer or other dangerous conditions.

The examination for contact lenses is rather different. The optometrist evaluates whether your eyes are strong enough to support contact lenses during the lens exam. If this is the case, he or she will determine the appropriate size. Your tears will also be examined by optometrists. Yes, your ability to generate tears allows you to keep your contacts in place. Wearing contacts will be difficult if you have dry eyes or difficulty generating tears.

The optometrist evaluates whether you are suitable for contact lenses. If that’s the case, you’ll have to choose between disposable and extended-wear contacts. He or she will normally give you a trial pair with a week’s worth of follow-up exams to see how they fit. Your optometrist will make any necessary modifications at the follow-up exam.

Does Insurance Cover?

As you can “see” (pardon the pun), a contact lens examination is crucial. Is contact lens examinations covered by your vision insurance? Many insurance policies, in fact, do not. For a routine lens exam, some plans have a high copay, such as $40. Others provide a reduction off the retail price set by the optometrist. If a contact lens examination costs $100, your optometrist may charge you $85.

Some plans also allow you to pay for the lens exam with your contact lens allowance. Why would you want to do something like that? That just means you have fewer bucks to spend on your contacts.

Regardless of how you slice it, a contact lens checkup could result in considerable out-of-pocket expenses.

Insurance Options

We have a few plans that include a contact lens exam as part of the insurance coverage – either for free or with a minimal copay – so it’s actually no more expensive than what you’re already paying. They don’t expect you to pay for the exam with your contact lens allowance.


If you wear contacts, you should have a contact lens exam for the reasons stated previously. Are you fed up with paying for your eye checkups out of pocket? We provide plans that either fully cover or have a modest payment for your eye exam. Please do not hesitate to contact us.