Does Phone Insurance Cover Water Damage TMobile?

Even after the manufacturer’s warranty has expired, protection covers the repair or replacement of your equipment in the event of hardware service/mechanical breakdown difficulties, accidental damage, loss, or theft. In addition, qualified devices are eligible for walk-in, in-store repair services. T-Mobile does not require you to purchase device protection in order to activate service. However, if you do not have protection, you may be responsible for the entire expense of replacing your gadget.


Device Protection, especially when you pick Protection, provides you with some incredible perks and service alternatives.

You can choose between an insurance plan and a service contract if you choose Protection. These options can be purchased separately in New York1.

Hardware servicing (mechanical breakdown) difficulties, unintentional damage, loss, and theft are all covered. What if you dropped your device in the water by accident? Covered! Is your keypad not working? Covered!

For qualifying devices, walk-in repair is available in-store. For qualifying devices, there is a $29 screen-only repair option.

You’ll know exactly how much the replacement equipment will cost, and you won’t have to pay the whole replacement cost.

Safe browsing, antivirus/malware protection, lost device, identity theft, and lost wallet protection are all included.

It can be used to file and track a claim, as well as to get live technical support for connected devices such as routers, gaming consoles, and smart TVs.

  • To use all of the capabilities, you must first download and register the Assurant Protection app.

Available at authorized Assurant repair centers, which include T-Mobile service and repair sites, for eligible handsets. 2

  • Mail-in device replacement – advanced exchange (available with Device Protection as well)
  • Accidental damage, loss, and theft are all covered under the Insurance Device Protection Plan.
  • The Service Contract Device Protection Plan covers hardware issues (mechanical breakdown), JUMP! Upgrades, unlimited screen protector replacements, and tech assistance as well as mobile security software.
  • Customers who purchase both the Insurance Device Protection Plan and the Service Contract Device Protection Plan will receive a discount on the Insurance Device Protection Plan of up to $1.50, depending on the device tier.
  • If the gadget was purchased from a different vendor: Within 30 days of enrollment, visit a T-Mobile store or call 1-800-937-8997 to enroll in the Insurance Device Protection Plan and receive the same price. You’ll need to show verification of your service agreement.

2We’ll provide a replacement device and collect the appropriate service fee/deductible based on device tier for all other accidental damage when and where repair service is available; otherwise, we’ll provide a replacement device and collect the appropriate service fee/deductible based on device tier for all other accidental damage.

What phone insurance covers water damage?

Progressive is well-known for their house and auto insurance, but they also provide a gadget protection plan that covers smartphones, laptops, tablets, gaming systems, and other electronic devices. Progressive is ideal for anyone seeking for an insurance with a lot of alternatives because the coverage is extremely customizable and offers reasonable multi-device plans.

Water damage, drops and unintentional damage, cracked screens, and fire, flood, and natural disaster-related damages are all covered by Progressive’s phone and gadget insurance products. Coverage begins as soon as your insurance is activated, regardless of how old your phone is. Manufacturer flaws and problems resulting from natural wear and tear are not covered by Progressive’s device protection plan.

As an added advantage, you may package multiple device protection insurance, allowing you to quickly cover every phone in your family as well as any extra gadgets such as video games, computers, and other electronic devices.

How much does it cost for T-Mobile to fix a cracked screen?

— September 16, 2021 — BELLEVUE, Wash. T-Mobile (NASDAQ: TMUS) today announced that, beginning November 1, 2021, it will offer in-store same-day device repairs at 500 locations around the country – with more on the way – as well as new Protection advantages for consumers.

  • Authorized repair locations are now available in-store. With additional sites to come, T-Mobile is upgrading 500 stores around the country to enable in-store device repairs by industry-certified technicians from Assurant. T-Mobile will offer in-store repairs for the first time, and service stations will be opening in nearly every major city throughout the country. Customers with Protection will be able to utilize the T-Mobile Store Locator to identify an approved location beginning November 1st, and then use the online appointment tool (coming soon!) to get same-day repairs right inside a T-Mobile store. Repairs will be carried out by some of the industry’s most highly qualified mobile repair specialists, who will only use manufacturer-approved components and are dedicated to providing rapid and dependable service.
  • Every year, more claims are added. Assurant’s enhanced Protection for T-Mobile now covers up to five claims per year. This is higher than the industry average of three claims each year.

These additional features add to Protection’s already extensive array of device safeguards. Protection starts at $7 (+ tax) each month and includes the following features:

  • Coverage for accidental damage, loss, and theft, as well as replacements the next business day
  • Unlimited screen protector replacement – if yours breaks, we’ll replace it for you, and we’ll even install it.
  • Hardware service coverage is provided with unlimited claims, such as a mechanical failure.
  • Upgrades – T-Mobile customers get the newest and most advanced device first.

Customers can purchase Protection at a T-Mobile store, online, or by calling their T-Mobile Team of Experts when they make an eligible T-Mobile device purchase, completed repair, lease, or finance – or up to 30 days later.

When and where service is provided through Assurant-authorized repair centers, which include T-Mobile service and repair locations, we’ll provide a replacement device and collect the appropriate accidental damage service fee/deductible based on device tier; otherwise, we’ll provide a replacement device and collect the appropriate accidental damage service fee/deductible based on device tier.

Which of these is included in T-Mobile basic device protection?

T-Basic Mobile’s Device Protection Plan covers lost and stolen phones, as well as accidental damage (including cracked screens and water damage). The plan covers your phone, charger, battery, and SIM card, just like Protection 360, but other accessories are only covered if they’re lost or stolen alongside your phone.

Does a phone warranty cover water damage?

  • The damage to your phone, such as water or physical damage, is not covered by the original manufacturer.

Any service plan coverage you added, such as device protection from the Google Store or Google Preferred Care, has expired.

Can you put insurance on your phone anytime?

Have you ever wondered what phone insurance is and whether or not you should get it? Or if there’s a difference between cell phone insurance and the manufacturer’s warranty? Is it best to buy phone insurance through your service provider, an insurance company, or the maker of the phone?

I’m not a big fan of games of chance. Here’s a cautionary tale about a time when I misjudged my chances.

My spouse and I purchased smartphones for our family almost five years ago. Four brand-new phones came with a hefty price tag. We decided to forego the extended warranty and phone insurance since we trusted the manufacturer. This is a bad concept. One phone died just a few months after the warranty had expired.

As we discovered the hard way, there are situations when investing in insurance can help you save money in the long run. We should have done our homework before dismissing insurance or an extended warranty, we now know.

The manufacturer’s warranty covers issues such as the phone not working properly. However, it normally does not cover lost, stolen, or physically damaged phones. However, some warranties do cover unintentional damage caused by handling, so double-check yours. This coverage can be extended beyond the first year with an extended warranty.

Smartphone insurance typically covers phones that have been lost, stolen, or damaged. Some, like the one used by AT&T, Asurion, even cover liquid damage. Make sure you read your policy before you need it to learn about the coverage you have.

If you file a claim, keep in mind that you may be required to pay a deductible. If you don’t file a claim for the first 6 or 12 months, your deductible may be reduced.

You’ll have a lot of options if you decide to get insurance within 14 days of purchasing your phone. Manufacturers, mobile service providers, and independent insurance companies are all options.

AT&T, for example, makes it simple to get protection and pay for it over time on your monthly phone payment. Within 30 days of activating your phone, you must purchase insurance.

You can also purchase insurance through the maker of your phone. A significant benefit is that their plans may include technical help through phone, in-store, or online chat.

Purchasing insurance from a non-affiliated provider gives you more options. You can sign up at any moment if your phone is in excellent working order. If you insure other appliances, cars, or your home with the same carrier, you might be able to get a discount. It’s never a bad idea to inquire.

Do you have a policy for your house or renter’s insurance? Check to discover if your smartphone is covered.

Be aware of your chances. Each year, one out of every five people will have their phone lost, damaged, or stolen, according to Asurion. 1

  • How soon: Consider whether having a plan with same-day replacement service is more important to you, or whether you can live without your phone for an extended amount of time.
  • How long do you have to commit: Determine whether you can cancel your insurance plan at any moment or if you must commit for a set length of time.
  • How much: Consider the cost of your monthly premiums in relation to your deductibles. Because you won’t have to file a claim, you can choose a lower premium with a higher deductible if you’re a clever gambler.

As a product of the school of hard knocks, I understand the importance of protecting your smartphone. Insurance can make a smartphone dive into the pool into a little annoyance rather than a significant financial drain.

Can I jump my phone if the screen is cracked?

Alternatively, if your gadget is still functional, you can keep it and wait for the phone you want to come out. You can then go into a retail place and complete a JUMP! Claim – After paying your deductible and returning the broken phone, the EIP balance will be cleared, and you’ll be able to start a new EIP for the new phone you choose.

In other words, there isn’t a proactive approach to JUMP! Claim your phone – you have two options: file an insurance claim now or JUMP! You can either wait till the phone you desire is in stock, or you can keep your phone and process a JUMP! When the S8 is released, make a claim.

I hope I’m relaying this information in a clear and understandable manner; please let me know if you have any questions!

Can I trade in a phone with a cracked back?

According to surveys, roughly one-third of smartphone owners have a damaged screen (and that they drop their phones a minimum of four times a week). Many smartphone owners believe their broken, old phone is beyond repair when it comes time to buy a new device.

How do I know if my phone screen is damaged?

A built-in diagnostics tool is accessible from the keypad on Samsung’s Galaxy devices. Tap Keypad in the Phone app, then type *#0*#. A diagnostic screen appears, with buttons for a number of different tests.

To test those pixel colors, tap Red, Green, or Blue. To test the accelerometer and other sensors, tap Receiver, Vibration, or Sensor. To test the touch screen, tap Touch and then move your finger across the screen, or tap Low Frequency to examine low-frequency noises.

To return to the main screen, touch the screen or push the back button once your test is completed. You can return to the Phone app by tapping the back button from the main menu.

Is it worth it to get phone insurance?

If the cost of replacing your phone will place a strain on your finances, phone insurance might be worth it. And, with the latest cellphones costing upwards of $1,000, this isn’t an uncommon occurrence. If your phone is lost or stolen, or if it is inadvertently damaged, insurance may be able to help. However, because cellphone insurance plans vary greatly in terms of cost and coverage, it’s wise to read the fine print before signing up.