Does Zales Insurance Cover Lost Rings?

Home insurance may cover lost rings and costly personal belongings, but typical coverage limits are often inadequate. Have your possessions properly appraised and learn about insurance alternatives to ensure you have the coverage you need. The coverage limitations of a “floater” endorsement can be increased above the base coverage.

What happens if you lose a ring from Zales?

Return the item to any Zales, Gordon’s, or Zales Outlet store if your diamond chips, breaks, or falls out of its original setting during normal use. At no cost to you, we will replace the diamond* with one of comparable value and quality.

Does Zales warranty cover stolen?

Select products may not be repairable due to its design or materials; nonetheless, it may be eligible for a one-time replacement as indicated below. This Plan does not cover loss of items due to any cause, including but not limited to theft or inexplicable disappearance.

How much is insurance at Zales?

What is the cost of ring insurance? The price will vary based on the company you choose, but there is a general guideline to follow. For every $100 of your ring’s replacement value, budget $1 to $2. A ring costing $4,000, for example, is insured for around $80 per year.

What should I do if I lost my ring?

“I felt like crawling into a corner and never coming out when I noticed my ring was missing. I was hesitant to tell my husband because I know how much consideration he went into selecting the diamond and constructing the stunning ring.” Mary Jane –

Do you have a Mary Jane moment? To maximize your chances of discovering a lost ring, follow these procedures.

If You Don’t Know Where You Lost Your Ring

  • Request that friends, relatives, and coworkers with whom you’ve lately interacted keep an eye out for you.

Have you tried everything above and still haven’t had any luck? It’s a lot easier to replace a lost ring when you don’t have to pay for it out of pocket. Consider purchasing jewelry insurance so that you’ll be prepared if disaster strikes.

Do you want to know how much jewelry insurance may cost you per year? It isn’t quite as much as you believe. By using the button below, you may get a quote in minutes. There is no need to provide any personal information.

Should I insure a $3000 ring?

If your engagement ring costs $3,000 or more, we recommend purchasing engagement ring insurance. Why? You want to protect a large investment and avoid financial hardship if something goes wrong.

Would it be a financial burden to replace a $3,000 ring, such as this one from James Allen, if you lost it? If this is the case, purchasing insurance is a wise decision. It may not be necessary to purchase insurance if replacing a ring does not create financial hardship.

Above all, think about your financial condition, income, and other expenses when deciding whether or not the annual premium is affordable for you and your spouse.

What is Zales return policy?

You have 30 days from the date of purchase(shipped) to return your product. You have 60 days to exchange jewelry and 30 days to exchange timepieces. Special ordered timepieces, bespoke designs, ear piercing earrings, gift cards, and products received through the Jewelry Replacement Plan are not eligible for returns or exchanges.

Does Zales resize rings for free?

For gold rings, you’ll have to pay at least $54.99 to get them resized at Zales. Most gold diamond rings can be resized by two sizes for this fee. If you purchase the Zales Lifetime Jewelry Protection Plan, however, resizing and other jewelry services are free. It’s a store-specific plan that saves you money on all repairs and services and covers your valuable jewelry for life.

Gold ring size, stone resetting, rhodium plating, prong/stone tightening, re-tip prongs, repair for damaged setting, and polish/refinishing are all covered under the Zales LJPP.

You must pay for the LJPP before or during your ring purchase if you wish to resize a ring for free at Zales. The cost of the plan is determined by the value of your jewels.

The LJPP fee you must pay only rises from there, depending on the price of your jewelry at the time of purchase.

Are Zales and Zales outlet the same?

The same extraordinary Guest Return and Exchange Policy applies to Zales Outlet as it does to Zales. If you are disappointed with your purchase for any reason, you may return it according to our Return and Exchange Policy.

How do I cancel a Zales order?

So I called Zales again, and he told me that my bank had denied my purchase after I explained what my bank had indicated. November 1st, 2017. I will never go there again in my life because the folks there are really dishonest!!!! Allowing me the opportunity to cancel my order (which I am currently attempting to do.)

When you’re certain, wrap the present. About the Authors. We’ll give you an email confirmation with the option to reschedule or cancel your appointment if necessary. I will not buy from them again. My engagement ring was purchased at Zales by my fiancée. Frequently Asked Questions > Find my store > Virtually connect with us > Zales Outlet is a store that sells shoes. A necklace and a pair of earrings. I’ve never had a bad online shopping experience. Do you have any inquiries regarding The Diamond Card?