CCW insurance isn’t the same for everyone. Some CCW insurance plans, as you may know, won’t let you choose your own lawyer or won’t pay you up front (two of our three “must haves” in CCW insurance that we discuss in our USCCA review below).
Also, with so many alternatives available from CCW insurance providers, it might be difficult to obtain a clear image of what they have to offer.
So, to assist you with USCCA, here are the benefits you may expect if you enroll:
Even if you believe your defensive firearms use is justified self-defense, you could still face criminal charges. Hiring a criminal defense lawyer might be costly, but the USCCA can cover up to $250,000 of your legal fees.
Coverage for civil defense and liability in the event that you are sued by the individual you shot, their family members, or others. The USCCA provides up to $2,000,000 in civil defense coverage since defending these cases (even if you win) can be costly (depending on your plan).
If you require financial assistance with legal bills, you must request it in advance. Reimbursement may appear to be sufficient, but you may have to cover hundreds of thousands of dollars out of pocket initially. The USCCA provides the funds in advance, as needed.
Bail: Unless you want to spend the rest of your time in jail awaiting your trial, you may need bail money coverage. The USCCA offers bail bond funding of up to $50,000.
Per Diem: There’s a good probability you won’t be able to work while you’re in court for a trial. This can put a major strain on your money in a few weeks or months. As a result, we usually suggest CCW insurance, which pays you a daily stipend while you’re in court (called a per diem). While some CCW insurance choices pay nothing, USCCA pays $750 per day.
Training and Resources: As I previously stated, I frequently remind my legal clients that it is often better to avoid a fight than it is to win one this is especially true in the case of a gunfight! However, if you need to defend yourself or a loved one with a gun, you’d better know what you’re doing. The USCCA offers training and materials to help you avoid fights and know what to do if you do get into one.
What’s Not Included With USCCA:
NO SALES IN NEW YORK, NEW JERSEY, OR WASHINGTON: These three states’ local governments recently outlawed the marketing of “CCW insurance” programs. This doesn’t mean your CCW insurance won’t cover you if you visit; it just means you won’t be able to get it if you live here. However, for the time being, this is a limitation for all CCW insurance services.
Unlimited Legal Coverage: Unlike other choices, such as CCW Safe, the amount of coverage provided for civil and criminal legal defense is restricted under USSCA. Despite its limitations, the USCCA offers so much more that it is still a viable alternative.
Is USCCA a legitimate company?
The USCCA (United States Concealed Carry Association) is a membership organization that offers a variety of concealed carry products.
Which is better USCCA or NRA?
This and other GUNS2ND AMENDMENT pins may be found on Alex’s board GUNS2ND AMENDMENT. NRA Carry Guard vs. USCCA vs. US Law Shield Best Concealed Carry Insurance on YouTube (29)…
The main reason is because the NRA’s Carry Guard insurance policy is no longer available. Carry Guard Review: USCCA vs. NRA (2021) | Peak (30)…
7 August 2017 This includes USCCA, which also offers CCW insurance, following a comparison of NRA Carry Guard vs. USCCA (see below). (31)…
10 July 2018 Who has CCW insurance from NRA Carry Guard vs. USCCA vs. US Law? I plan to acquire USCCA soon my CCW arrives in the mail (32)…
31 January 2019 The USCCA provides low-cost legal protection, firearms instruction, and strives to safeguard our right to bear weapons under the 2nd Amendment. Joining the USCCA is a good idea (33)…
There are two compelling reasons to purchase self-defense insurance: However, after the USCCA chose to introduce its insurance policies, the NRA opted to exclude them (34)…
Concealed carry insurance comes into play in this situation. Concealed Carry Insurance vs. U.S. Concealed Carry Association (USCCA); U.S. & Texas LawShield; SecondCall Defense; CCW Safe; Firearms Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal Protection; Armed Citizens’ Legal (35)…
The United States Concealed Carry Association (USCCA) is a non-profit organization dedicated to promoting concealed carry in the United States. For some, the geographical limitations of USCCA are a deal-breaker. While membership is possible in the United States (36)…
USCCA Insurance is the industry leader in concealed carry insurance, and it’s a good comparison to make between USCCA’s Platinum and NRA’s Gold tiers because they’re similar in price (37)…
In the event that you use your gun in self-defense, NRA concealed carry insurance can assist you with criminal defense and civil protection costs. Regardless of whether (38)…
Is USCCA or CCW Safe better?
First and foremost, congratulations on limiting your options down to these two companies. The United States Concealed Carry Association (USCCA) has a wealth of resources, and CCW Safe provides the finest legal protection.
We understand how difficult this decision is since I was recently in your shoes I had narrowed my self-defense legal protection coverage to either USCCA or CCW Safe, and even I, a licensed firearms attorney, found it impossible to compare the two under USCCA’s previous plan/coverage. This is why we realized we wanted to produce this essay comparing the two possibilities, in the hopes of making your decision easier. CCW Safe is the clear winner for us now that the USCCA has changed what they offer for legal protection.
Second, neither CCW Safe nor the USCCA are legally binding “insurance,” she says. This is a crucial legal distinction to make. Rather, they are both legal defense insurance policies.
You may not see the difference, but as a gun attorney, I want to be thorough and explicit in my explanations. However, for clarity’s sake and because the terminology are so widely used, I’ll refer to these as “Even though you’ll know better, you’ll call it “ccw insurance” or “concealed carry insurance.”
Now that we’ve gotten that out of the way, I’m sure you’re wondering…. Which is the most effective? Which one should you choose?
I’m afraid to break it to you, but I can’t possibly tell you which concealed carry insurance option is best for you and your circumstances. Heck, I’m not sure if you even need ccw insurance in the first place.
I realize you want an easy answer, but anyone who gives you one, including myself, should be cautious because everyone’s situation, budget, and risk tolerance are different.
What I can do is analyze the coverage options offered by USCCA and CCW Safe, discuss their benefits and drawbacks, and provide you with the knowledge you need to make an informed decision about concealed carry insurance.
Also, and especially if you don’t want to read the entire USCCA vs. CCW Safe comparison, I can tell you that I bought CCW Safe for me and my family.
We like both providers, and they are both listed in the top two slots in our Best CCW Insurance Comparison, regardless of which one best suits your needs.
Before we compare the features and cost of each self-defense insurance plan, let’s have a look at an overview of each with pros and disadvantages.
Which is better US law Shield vs USCCA?
US Law Shield charges a lower monthly fee than USCCA. It also has a wider range of criminal and civil coverage than the USCCA. However, unlike USCCA, US Law Shield does not allow you to choose your own counsel.
How many USCCA members are there?
West Bend, Wisconsin – The United States Concealed Carry Association (USCCA) stated that it now has over 250,000 members and subscribers from all 50 states, cementing its position as one of the country’s largest and fastest-growing pro-Second Amendment groups.
Does USCCA pay attorney fees?
A USCCA membership provides two types of protection: liability protection from civil suits and criminal defense protection if you are accused with a crime. For all sorts of protection, you’ll get legal advice on how to handle the matter.
The USCCA’s civil defense and liability coverage covers the costs of hiring a lawyer to represent you in court, as well as any monetary damages you may be forced to pay as a consequence of a lawsuit. Any occurrence that occurs as a result of you acting in self-defense, whether it involves a gun, another weapon, or no weapons at all, is protected. You’re also covered if you’re held liable as a result of a lost or stolen weapon.
The amount of coverage you are qualified for varies depending on the plan level, but it runs from $250,000 to $2,000,000; check the table below for a complete price breakdown. The USCCA will appoint you a lawyer to represent you in civil defense actions. You are not permitted to hire your own attorney.
The expense of a criminal defense, including lawyer’s fees, investigation charges, and court fees, is covered under criminal defense protection. The USCCA, in particular, pays any fees or retainers right away. You don’t have to pay any money up front in order to get paid later. If you’re convicted or plead guilty, the USCCA will stop paying you, and you won’t be responsible for reimbursing the corporation for any money it’s already paid, including a retainer.
Furthermore, as a result of your trial, the USCCA’s criminal defense protection pays bail or bond expenses, reimbursement for lost wages while in court, psychological treatment, and other costs. Each of these ancillary coverages is subject to an individual limit, as well as your policy’s aggregate limit for criminal defense coverage.
You can choose your own lawyer or one approved by the USCCA for criminal defense proceedings.
Exclusions to USCCA coverages
There are various exclusions to when the USCCA’s liability and criminal defense protection will apply, as there are with most forms of insurance. If you’re considering self-defense coverage via the USCCA, it’s critical that you read the policy and understand when you’re covered, but here are a few key scenarios to consider.
What does USCCA stand for?
The “United States Concealed Carry Association” stands for “United States Concealed Carry Association.” The USCCA was formed on the conviction that every lawfully armed American has the right and the responsibility to be the ultimate protector of his or her family.
Does USCCA cover all 50 states?
Delta Defense, LLC is a registered insurance agency in all 50 states and offers sales, marketing, operations, and administrative assistance to the USCCA. All USCCA members have access to the Delta Defense Critical Response Team, which is available 24 hours a day, seven days a week to help in the aftermath of a self-defense incident.