You can check the status of your auto insurance coverage and find out when it expires in a variety of methods. Here are several methods for determining when your vehicle insurance coverage will expire:
- Check your insurance status on the Insurance Information Bureau (IIB) of India’s website.
- Know your policy status by visiting the website of your Regional Transport Office (RTO).
How can I find my car insurance details by car number?
Finding car registration information is simple. Through VAHAN, a national register, you may look up car owner information by registration number. The website is a central database that houses all important vehicle data and information, such as fuel type, owner name, road tax information, automobile class or type, registration date, registration number, and so on. The date on which your insurance policy will expire. It collects and organizes data on driver’s licenses and car registration certificates from various DTOs and RTOs. The steps to check car registration details online via VAHAN are as follows:
How do I find my insurance policy number?
A automobile insurance policy number is a one-of-a-kind number assigned to each policyholder to identify his or her coverage. It serves as a unique identifier for your auto insurance policy and its coverage.
A policy number is assigned to each automobile insurance policy and is unique to it. It is critical for you to remember your vehicle insurance policy number as a car owner since you may need it in the future. You should always maintain a physical copy of your policy document in your car and a soft one in your email in case you need it.
Option 1: Insurance Information Bureau
The IIB website is one option to verify the status of your insurance policy online (Insurance Information Bureau). The following are the measures to take:
- STEP 4: Review the policy information that you should now have access to. If there is no policy that is currently in effect, the information of the prior policy will be available to view.
- STEP 5: If you still can’t find anything, try searching for the vehicle’s engine number or chassis number.
Here’s what you should know about verifying the status of your insurance policy with IIB:
- Only from April 1st, 2010 onwards will the insurance policy details be available.
- Only the vehicle engine number and chassis number are submitted to IIB by insurance companies for new automobiles.
Option 2: VAHAN E-services
When monitoring the status of your car insurance policy, you can use VAHAN e-services instead of IIB. Please tell us how to do so:
- STEP 3: When requested, enter the car registration number and the verification code.
- STEP 5: Examine the insurance expiration date, which will now be shown among other pertinent car information.
Option 3: QR Code
The quickest way to check your auto insurance status is to scan a QR code. Every car insurance policy must have a corresponding QR code with the relevant details, according to the Insurance Regulatory and Development Authority (IRDA). You can scan the QR code with your smartphone to see all of the details of your insurance coverage.
Checking the Status of a Car Insurance Policy Offline: Contacting the Regional Transportation Office
If you don’t have access to the internet, you can verify the status of your insurance by going to the RTO office or calling them. You will be required to submit your vehicle registration number.
Conclusion
You may verify the status of your auto insurance coverage in a variety of ways, ranging from internet forums to directly contacting the Regional Transport Office (RTO). It is made simple and accessible to you by learning the required procedures for each process. It’s critical to keep track of your auto insurance policy’s expiration date. Make sure you use a timer or some other type of reminder. Insurance companies recognize that due to our hectic and fast-paced lifestyles, it is easy to miss important dates, so they provide their customers a grace period. You have 90 days following the expiration date to renew your insurance. However, if any delays occur after this time, the policy will lapse, and all collected NCB would be forfeited as well. The insurance coverage will not be able to be renewed if this occurs. The customer will have to buy a new insurance and go through the inspection process all over again.
How do I download insurance copy with policy number?
A PDF version of your auto insurance policy will be sent to your email address.
If the measures above don’t work for you, you should call your insurance carrier right away. You may need to go to the branch in question with a written application explaining why you need a duplicate copy. When you request a duplicate policy paper from your insurer, you may be charged a small cost. The following are the measures to take:
How do I download insurance online?
If you acquired your two-wheeler insurance coverage online, getting a duplicate copy of your policy will be much easier and quicker. You’ll need to take the following steps to accomplish this:
In addition, the insurance company must have sent you a copy of your two-wheeler insurance policy via your registered email address when you purchased it online. You can use it for commuting or even filing a claim while you wait.
How can I check my car insurance expiry date online India?
If the above-mentioned Insurance Information Bureau of India website (iib.gov.in) is unavailable, you can use the following alternate technique to determine the expiry date of your automobile and motorcycle insurance:
Step 1: Go to VAHAN e-Services’ official website and select “Know your car details” from the top menu.
Step 2: Fill in the required’and the car registration number (number plate data).
Step 4: You’ll be able to see the vehicle’s insurance expiration date as well as other information.
How can I get a copy of my car insurance number online?
You only need to submit your car registration number when purchasing bike insurance online. After you acquire a plan, the details of your bike insurance policy are tied to your registration number, which the RTO, state, or federal government can access. This insurance vehicle information is also available on the insurance company’s and IRDAI’s websites, which can be reached through the following methods:
- Visit the Regional Transport Office’s (RTO) official website to find out where your bike is registered. When you enter your car registration number, the information of your bike insurance will appear.
- To verify the specifics of your bike insurance, go to the State Transportation Department’s website and enter your registration number.
- The Ministry of Road Transport and Highways’ website (www.parivahan.gov.in/parivahan) also provides information about bike insurance by just inputting the registration number.
- To check bike insurance online, go to the Insurance Information Bureau’s website, www.iib.gov.in, which was designed by the Insurance Regulatory and Development Authority of India (IRDAI).
How do I get a copy of my car insurance policy?
You can get a duplicate copy of your auto insurance papers in two ways: online or offline. The online approach entails downloading a copy of your policy document, whereas the offline process is receiving a hard copy of your policy document. Both processes are relatively simple. Let’s start with the offline procedure, which has been used in the past.
Notify Your Car Insurance Provider
The first thing you should do is notify your motor insurance company that your automobile insurance policy document has been lost. Try to tell your insurance company as soon as possible so that they can begin the process of issuing a duplicate policy paper as soon as feasible. You can phone your insurer’s claim help number or toll-free number to notify them. You can also send them an email to let them know about the theft. On the insurance company’s website, you may find the phone number/toll-free number as well as the email address.
File a Police FIR
You must file a FIR, or First Information Report, at the nearest police station once you realize you’ve misplaced your vehicle insurance policy document. Remember to get a copy of the police report because you’ll need it to submit to your insurance carrier. The FIR serves as documentation of your claim of being unable to locate your auto insurance papers and must be presented in order to get duplicate policy papers.
Publish a Newspaper Advertisement
In addition to filing a police report, you will need to place an ad in the newspaper to obtain a duplicate copy of your car insurance papers. The ad should be placed in a publication that is distributed throughout the state where you lost your policy document. The cost of publishing the advertisement will not be covered by the insurance provider. As a result, consider the cost when choosing a newspaper to place your ad in.
Submit Application to Insurer
Following that, you must submit a formal request to your auto insurance carrier for a duplicate copy of your policy document. The application should include information such as your name, auto insurance policy number, coverage type, date of issuance, and any facts regarding how you misplaced your policy papers. Send a hard copy of the application, as well as a copy of your recorded police FIR, to your insurance.
Obtain an Indemnity Bond
Finally, to receive duplicate policy documents, you must obtain an indemnity bond and submit it to your auto insurance company. Your whole name should be on the bond, as well as the signatures of two witnesses. You’ll need to purchase stamp paper as well as get the bond acknowledged by a notary. Once you’ve submitted the indemnity bond to your insurer, your request for duplicate auto insurance paperwork will be handled.