How Much Does Marriage Counseling Cost Without Insurance?

The cost of marriage counseling varies depending on the clinician’s skill level, geographic region, and training, just as the cost of individual treatment. Therapists who are well-known and regarded usually charge more. Residents of high-income or high-cost-of-living communities might expect to pay higher rates.

Couples counseling is a tough job that necessitates a specific skill set. Therapists must safeguard both parties’ well-being, constantly examine their own prejudices, and draw on extensive knowledge from a variety of professions. As a result, many therapists demand a higher fee for couples counseling than for individual treatment.

Most couples pay $75-$200 per hour without insurance. Some therapists charge on a sliding scale based on income, or provide savings if you purchase multiple sessions.

Couples counseling without insurance can quickly add up because most couples see their therapist on a weekly basis. The overall value, on the other hand, is difficult to assess. Therapy has the potential to save a marriage and avoid the high expenditures of divorce. Even if a couple decides to divorce, going to counseling can help them save money by improving their communication and making it easier to divide assets and discuss child custody.

A person’s marriage can provide them a lot of joy. It can also be a source of excruciating tension. Divorce and marital problems routinely rank first on surveys of the most stressful events in one’s life. Marriage counseling can improve one’s quality of life by reducing or even eliminating relationship tension. This can have far-reaching implications for a person’s career, family relationships, health, and sense of self.

Why is marriage counseling so expensive?

You’re probably feeling “sticker shock” if you’ve been looking for couples counseling in your neighborhood. Some of the city’s greatest therapists charge between $200 and $300 per hour. After crunching the numbers, you discover that if you require months of therapy, the cost will be in the thousands of dollars. So, you’re probably wondering if couples therapy is actually worth it.

Yes, and the following are some of the reasons why marriage and couples counseling can be so costly:

  • A therapist who (really) specializes in couples therapy has undergone significant and expensive training in order to perform this work. These experts all have at least a master’s degree, and several have a PhD. Years of post-graduate study are required for these degrees. Following this extensive schooling, therapists must complete their clinical hours under weekly supervision for a minimum of two years. Many therapists choose to pursue extra training in a specific type of couples therapy (such as EFT or The Gottman Method). As a result, marriage therapists are highly educated and talented professionals whose services are not, and should not be, cheap.
  • Couples therapy is not covered by insurance. Relationship issues and couples/marriage therapy are not mutually exclusive “For insurance purposes, a “billable diagnostic code” is used. Some therapists will assign a diagnosis to one of their partners and bill for sessions under that client’s name. You might be able to find a therapist who is willing to do this, but keep in mind that he or she may be a general therapist with no experience working with couples. When the problem being treated is a relational problem, some therapists morally want to avoid identifying one of you. Regrettably, insurance reimbursement DOES NOT COMPARE TO THE EXPERIENCE OF THOSE WHO SPECIALIZE IN COUPLES THERAPY OR OTHER COMPLICATED MENTAL HEALTH PROBLEMS.
  • Individual counseling takes longer than couples therapy. The dynamics of relationships are complicated. Individual treatment will take longer than working with you as a couple. It can take up to four sessions only to complete the assessment. You may also have delayed too long to get treatment, and your problems may have grown larger and more convoluted by the time you ultimately call a therapist.
  • Couples therapists struggle with this “An hour of 50 minutes.” 75–90 minutes appears to be the sweet spot for an efficient couples’ session. This estimate is backed up by research. Around 50–60 minutes, things normally hit a turning point, and stopping at that moment is difficult. It’s much preferable to tie up as many loose ends as possible in each session, which typically takes longer with two people than it does with one.

Keep in mind that marriage counseling is always less expensive than divorce. If you’re having financial difficulties, you might be able to find a solution “For a fraction of the cost of a traditional marriage therapist, consider a “sliding fee” therapist or community organization. Going to a university or training center’s clinic may also be a realistic option if you live near one, but expect to be working with someone who is still supervised for their degree and/or license. Note that the quality of these options may vary, so be careful to ask the correct questions to learn about the therapist’s experience working with couples and/or how he or she will be supervised.

A class or group for couples is typically a less expensive choice. It can also be good to read highly rated self-help books together. These choices may only be suitable for couples that are dealing with modest or uncomplicated challenges. Attending a course and reading self-help books might also help you cut down on the amount of time you spend in marriage counseling.

It never hurts to negotiate a lower charge with the therapist.

He or she can only say the worst thing possible “No,” says the speaker.

If the therapist’s services are still out of your financial reach, the next query can be about another therapist or a resource the therapist might recommend in your region.

Couple counseling is expensive, but it is well worth it. If you and your spouse aren’t sure if it’s right for you, you can always commit to an initial visit only. It is a good idea to make an effort to obtain the best support you can afford or to set aside money for this service. If you commit to counseling and give it your all, you will find it to be a wise investment in your relationship.

Does marriage counseling really help?

Counseling for couples and marriages can assist you in resolving difficulties and strengthening your relationship. When both partners are willing and committed to the process, it is most likely to succeed. Online treatment is just as successful as face-to-face counseling.

Sessions last about 50 minutes on average, and there are normally 12 of them. Finding a reputable therapist with whom you and your partner are both comfortable is critical to your success.

Couples counseling may be the way to go if you want to change the dynamics of your relationship or simply build intimacy with the person you love.

What percentage of marriage counseling is successful?

According to the American Association of Marriage and Family Therapists, 98 percent of cases are successful. Couples therapy’s success, as well as other variables, have contributed to a lower divorce rate in the United States. Counseling can save and strengthen a marriage today.

Is marriage counseling worth it before marriage?

Attending couples counseling before marriage has numerous advantages, which many newly engaged couples are taking advantage of. Premarital counseling can assist couples in communicating, discussing past concerns, learning to address problems successfully, and even getting to know one another better.

How much does marriage counseling cost in the USA?

Given that most professional couples counselors offer 90-minute appointments for couples, each one-and-a-half hour couples counseling session will cost between $150 and $300.

Also keep in mind that you’ll require more than one session. I normally recommend that couples come in for at least 3 months of consistent couples therapy, or 12 weeks, in my couples counseling practice. That provides us enough time to figure out what’s wrong with your relationship and work toward a solution.

For 12 weeks of therapy, the typical cost of couples counseling is between $2,400 and $4,800.

Couples counseling costs vary significantly depending on region, experience level, counselor type, and other things. Let’s have a look at what we’ve got.

Couples counseling costs vary based on location

A 90-minute session of marriage counseling in Denver costs between $150 and $300. Couples counseling appointments in larger places such as New York or San Francisco can cost 50 to 100 percent more than here. Costs may be a little lower in smaller cities with fewer counselors.

The simplest approach to find out how much couples counselors in your region charge is to search for them on Google. For a few examples, type in “couples counselor new york” or “marriage counselors near me” and look at the pricing pages.

Couples counseling costs vary based on experience

The cost of a couples counselor varies depending on their level of experience and whether or not they are certified.

The better a therapist’s education level is and the more years of experience they have, the more a couples counseling or marriage therapist will typically charge. In most states, a Master’s degree in psychology is the minimal educational qualification, however many therapists, like psychiatrists, have a PhD or MD.

Licensed therapists charge more, whereas those who are still working toward their licensure under the supervision of a licensed therapist frequently charge less. Seeing a therapist who is still accumulating hours toward license can be much less expensive, but they will have less experience.

State licensing standards differ, with some (like Colorado) permitting unlicensed practitioners to practice under the supervision of a licensed professional. Before booking your first session, inquire about your therapist’s licensure.

Many couples counselors offer sliding scale fees

Many couples counselors also offer sliding scale fees to qualifying clients, with the per-session rate based on your household income or family size. This may make it easier for some couples to fit counseling into their budget without going broke. It’s a good idea to inquire about sliding scale fees with your therapist.

What should I not tell a marriage counselor?

Here are some things you should never say to your marriage counselor.

  • “Please don’t tell my husband/wife this, because” We’re not intended to take sides as marriage counselors, and we can’t conceal critical secrets from your partner.

How can you tell if your marriage is over?

Sexual desire changes over time in every marriage. People who are newly married may have a considerably stronger sexual urge than those who are married later in life. Some couples have sexual desire discrepancies, with one spouse seeking sex far less frequently than the other.

Women’s libido may decline more than men’s when they have children. To be emotionally and physically linked, couples must be able to work through their differences. When there is no sexual closeness in a marriage, it might cause problems.

You will have significant marital troubles if you despise the idea of having sex with your husband or if you covertly satisfy your cravings with someone else. A lack of sexual closeness might lead to a marriage’s demise over time.

Does marriage counseling work with a narcissist?

Marriage counseling can help with a variety of issues, including narcissism. Marriage is one of the most essential partnerships we will ever have, but it also has the potential to be one of the most difficult. Being in a relationship or marriage with a narcissist can cause a slew of issues, but it’s critical to confront this reality during marriage counseling.

In psychology, narcissism does not imply self-love, at least not genuine self-love. People with narcissistic personality disorder (NPD) are more accurately described as being in love with an idealized, grandiose image of oneself. However, maintaining their delusions of grandeur requires a lot of effort—which is where the dysfunctional attitudes and actions come into play, and where marriage counseling might assist.

If you suspect you’re in a relationship with a narcissist, search for the following signs:

  • They have a habit of hoarding conversations. The narcissist enjoys talking about themselves and will not engage you in a two-way conversation. You’re having trouble getting your thoughts and feelings heard.
  • They’re a blatant conversation breaker. Many people have the bad habit of interrupting others, but the narcissist interrupts and shifts the focus back to themselves, indicating that they are uninterested in you.
  • They aren’t afraid to break the rules. The narcissist enjoys breaking norms such as cutting in line, stealing office supplies, and failing to respect traffic laws.
  • Boundary violations, false image projection (“I’m better than you”), a sense of entitlement, charisma, a grandiose personality (seeing themselves as a hero or heroine), negative emotions, and manipulation are all red flags (making decisions for others to suit their own needs).

In their attempts to mould and reshape “who they are” in their interactions, people with NPD have learnt to ignore, conceal, deny, project, and disown their weaknesses (or at least try). Change – reintroducing vulnerability — necessitates confronting the very sentiments they’ve learned to avoid at all costs. It’s not that persons with NPD can’t change; it’s just that doing so typically jeopardizes their sense of self-identity. And their unsuccessful relationships often reinforce that narcissism is the safest way to live in their thoughts.

If you want to continue in a relationship with a narcissist, be realistic about what you can — and cannot — expect. You’ll have to search elsewhere for emotional support and personal fulfillment since a narcissist isn’t going to change into someone who actually values you. To assist couples in reconnecting with one another, I employ Emotionally Focused Couples Therapy (EFT). I use therapy and marriage counseling to help couples see the patterns they’ve created in their relationship and provide tools and techniques for breaking those patterns so you may feel safe and secure with your spouse again.

Always keep in mind that if the person with narcissistic traits refuses to come in, you have the option of seeking individual treatment.

Your partnership is my passion. I am a firm believer in EFT’s efficacy in marriage counseling. Call (913) 239-8255 to schedule an appointment.

Can marriage counseling make things worse?

According to a research published last year in the Journal of Marital and Family Counseling, roughly 70% of couples therapy cases demonstrate positive change when done correctly. When done incorrectly, it can aggravate the situation, according to Gehart.