For starters, it’s a popular automobile, which means they can mass-produce them and save money.
This is because they appeal to a wide range of demographics, and the Kia Optima includes standard features that most car buyers desire.
Second, compared to some of their competitors, they have fewer customizing choices.
How much is car insurance in California per month?
In California, full coverage auto insurance costs an average of $172 per month, while minimal coverage is $49 per month. According to the Triple-I, your rates may be greater or lower depending on your specific rating variables.
What is the average cost of minimum coverage in California?
In California, minimum coverage costs an average of $733 per year. California drivers must have liability insurance with coverage limits of at least $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage, according to state law. However, the Triple-I advises that you purchase coverage levels that are higher than the state minimums to ensure complete financial safety. It’s worth noting that the state’s minimum coverage excludes coverage for your vehicle if you’re at fault in an accident. If you drive a leased or financed automobile, you’ll almost certainly require full coverage, which includes comprehensive and collision coverage. Buying the cheapest auto insurance in California can help you save money on your premiums, but it also puts you at risk of having to pay a lot of money out of pocket if you have a catastrophic accident.
What is the best car insurance company in California?
Geico, Progressive, State Farm, and Wawanesa are among the finest vehicle insurance companies in California, according to our analysis. The greatest business for your needs, on the other hand, will be determined by what you want and need from an auto insurer. Understanding your preferences and obtaining quotes from a variety of providers may assist you in finding the best fit for your needs.
Is the 2020 Kia Optima a Good Used Car?
The 2020 Optima is, indeed, a good used car. This sedan offers a comfortable ride, a stylish interior, a spacious trunk, and a well-equipped and simple-to-use entertainment system. It also comes with a slew of safety features and one of the best safety ratings in the midsize car segment. Because of its strong safety and expected dependability rankings, accident-avoidance systems, and general quality, the Optima was our 2020 Best New Car for Teens $25K to $30K when it was new.
However, there are a few flaws in this Kia. Its standard engine is subpar at best, and it gets dismal fuel economy ratings. It’s also less athletic than some of its competitors. The 2020 Honda Accord and Toyota Camry are more sporty, while the 2020 Nissan Altima is less expensive to own and gets better gas mileage than the Optima. If you like the Optima, you should also read our evaluation of the 2020 Optima Hybrid.
Our objective is to make purchasing your next vehicle as simple as possible. In our in-depth review, you’ll learn everything there is to know about this sedan. It combines 35 professional reviews with concrete statistics like as mileage calculations, horsepower specs, and cargo space dimensions.
Since 2007, U.S. News Best Cars has been evaluating and assessing vehicles, and our crew has over 75 years of total automotive experience. To maintain our objectivity, we never take expensive gifts from carmakers, and the adverts on our site are managed by a third-party company.
How Much is the 2020 Kia Optima?
The average asking price for the 2020 Kia Optima is $26,294, according to listings. Prices vary depending on the vehicle’s condition, mileage, features, and location, and range from $23,684 to $31,311.
How Much Does the 2020 Kia Optima Cost to Own?
Gas, insurance, taxes, fees, repairs, and maintenance for the 2020 Optima are expected to cost around $28,195 over five years, or $5,639 each year. These ownership expenses are in line with the rest of the class.
vs. 2020 Kia Optima: What’s the Difference?
- 2017 saw the introduction of forward automatic emergency braking, adaptive cruise control, adaptive headlights, and automatic high-beam headlights.
- Apple CarPlay, Android Auto, rear parking sensors, blind spot monitoring, and rear cross traffic warning were added to the list of standard features in 2018, and the S trim was introduced.
If you’re thinking about buying an older model, check out our reviews of the 2017 Optima, 2018 Optima, and 2019 Optima to help you decide. On our Best Used Car Deals page, you can read about discounts and savings on used cars. Also, read our evaluation of the new Kia K5 and see how much you can save on a new car by visiting our Best New Car Deals and Best New Car Lease Deals sites.
How Reliable Is the 2020 Kia Optima?
The 2020 Kia Optima gets an 83 out of 100 expected reliability rating. A predicted dependability score of 91-100 is considered the best, 81-90 is considered great, 70-80 is considered acceptable, and 0-69 is considered fair and below average, according to J.D. Power.
Which Used Kia Optima Trim Is Right for Me?
The 2020 Kia Optima is available in four model levels: LX, S, EX, and SX. A 2.4-liter four-cylinder engine and a six-speed automatic transmission are standard on the LX and S grades. The turbocharged 1.6-liter inline-four in the EX is coupled to a seven-speed dual-clutch automatic transmission. The SX is equipped with a turbocharged 2.0-liter four-cylinder engine and a six-speed automated transmission.
The base LX is a wonderful choice because it comes with a lot of tech and safety features.
- Kia Optima LX: The LX comes standard with an 8-inch touch screen, Bluetooth, Apple CarPlay, Android Auto, a six-speaker stereo, a USB port, alloy wheels, a rearview camera, and the Kia Drive Wise Suite of driver-assist technology, which includes blind spot monitoring, rear cross traffic alert, forward collision warning, forward automatic emergency braking, lane keep assist, lane departure warning, lane change assist, a driver attention monitor,
- Kia Optima S: The S trim adds a rear spoiler, bigger alloy wheels, and sport seats with synthetic leather bolsters, among other features. A power-adjustable driver’s seat, leather-wrapped steering wheel, and proximity keyless entry are also included. A Special Edition package may be available for some models, which includes leather upholstery, heated front seats, a heated steering wheel, and a panoramic sunroof.
- The Kia Optima EX adds satellite radio, wireless device charging, two more USB ports, an electronic parking brake, dual-zone automatic climate control, adaptive cruise control, leather upholstery, and heated front seats to the turbocharged engine. When this vehicle was new, Kia offered an EX Premium option, which included HD Radio, GPS, a 10-speaker Harman Kardon radio, ventilated front seats, a power-adjustable driver’s seat, a power-adjustable front passenger seat, a heated steering wheel, and a sunroof.
- Kia Optima SX: The top-of-the-line SX adds satin chrome highlights, a sport-tuned suspension, red brake calipers, and a flat-bottom steering wheel with paddle shifters to the EX Premium package.
What Does Kia’s Certified Pre-Owned Warranty Cover?
Kia has a certified pre-owned program for vehicles that are less than five years old and have less than 60,000 kilometers. The vehicle’s first sale date determines eligibility. Kia’s certified pre-owned vehicles come with the balance of the manufacturer’s original 10-year/100,000-mile powertrain warranty, as well as a one-year/12,000-mile comprehensive Platinum guarantee on non-powertrain items. A 165-point check is required of every CPO Kia. Towing and roadside assistance may also be included in the package. Read the Kia warranty website for more information.
Kia offers one of the best CPO programs among inexpensive car manufacturers, according to our research. Only Mini offers a more comprehensive program.
How Safe Is the Optima?
In all six crash tests, the Insurance Institute for Highway Safety granted the 2020 Kia Optima the highest rating of Good. The top-of-the-line SX variant was also rated a Top Safety Pick+ after receiving a Good grade for how well its headlights illuminate the road ahead. For forward visibility, the headlights in the other trim levels obtained the lowest grade of Poor.
Collision avoidance features are graded on a distinct scale by the IIHS. For its standard and optional vehicle-to-vehicle front accident prevention systems, this car achieved the highest grade of Superior.
This Kia received a five-star overall safety rating from the National Highway Traffic Safety Administration, including five stars in the frontal, side, and rollover tests.
Kia Optima Versus the Competition
Although the 2020 Hyundai Sonata is an excellent midsize sedan, the Optima is superior. It boasts a higher safety rating, better handling, and a turbocharged engine that is more powerful. The Sonata, on the other hand, boasts a few things that the Optima lacks, such as a 10.25-inch touch screen and a 12.3-inch digital driver display.
The 2020 Chevrolet Malibu has greater fuel efficiency and a higher safety rating than the Kia Optima, but in most other aspects, the Kia is the superior sedan. You’ll receive more supportive seats, a higher-end cabin, more standard safety features, simpler infotainment controls, and cheaper estimated ownership costs if you choose the Optima.
Optima Performance
The standard engine in the Optima is acceptable. It isn’t very sporty or remarkable, but it is adequate for everyday driving. The turbocharged 1.6-liter engine is more powerful, but it comes with a clumsy dual-clutch automatic transmission. The 2.0-liter turbocharged engine paired with the six-speed automatic transmission, which is only available in the SX trim, provides the best balance of power and refinement in this car.
The Optima has a smooth ride, and while there are sportier sedans in the class, the Optima remains composed and confident in corners.
- 2.4-liter four-cylinder engine with 185 horsepower and 178 pound-feet of torque as standard
- 1.6-liter turbocharged four-cylinder engine producing 178 horsepower and 195 pound-feet of torque (EX)
- Six-speed automatic transmission as standard; seven-speed dual-clutch automatic transmission as an option (EX)
Optima Interior
The interior of this automobile is lined with soft plastic materials. The fit and quality are excellent, and there are a few attractive elements like double stitching on the dashboard and wood or satin accents available.
The Optima is a five-seat sedan for 2020. Both the front and rear seats have plenty of legroom. Headroom is good up front, and average-sized individuals will have enough of room in the rear, while taller people may find it a little snug. Both rows of chairs are supportive and pleasant on lengthy rides.
The rear outboard seats have two complete sets of LATCH connectors, and the rear center seat has a tether anchor. The Insurance Institute for Highway Safety gave this LATCH system the second-highest Acceptable rating for ease of use, citing the fact that the lower anchors are set deeply in the seats.
The UVO infotainment system from Kia is simple to operate, however the display is a little too far away from the driver. The on-screen images are crisp, the menus are well-organized, and there are also convenient physical buttons.
- An 8-inch touch screen, a USB port, a six-speaker radio, Bluetooth, Android Auto, and Apple CarPlay are all standard features in the infotainment system.
- HD Radio, satellite radio, a 10-speaker stereo, two more USB ports, GPS, wireless device charging, and a Wi-Fi hot spot are among the available infotainment options.
- Push-button start, proximity keyless entry, and a panoramic sunroof are among the other options.
Are new cars cheaper insurance?
Unfortunately, there isn’t a straightforward answer to this. The cost of your premium will be determined in part by the make and model of your vehicle; in general, the newer the vehicle, the better its safety and security. However, it is possible that replacing a new car will cost an insurance provider more than replacing an old one, so this will be a factor as well.
Car insurance is customized to you, your vehicle, and your location. Start comparing the market to locate the best insurance for you. We’ll look at a number of different auto insurance companies to discover a package that’s right for you at a price you can afford.
Why shouldn’t I buy a Kia?
The Kia Sorento’s smaller sibling is the Seltos. This is Kia’s version of a small SUV, and despite the high gas mileage, it’s still fairly roomy. The variable transmission on the 2.0 liter engine offers the driver with constant acceleration. The Seltos has another engine option, a 1.6-liter turbocharged engine with all-wheel drive as an option, albeit front-wheel drive is standard.
Poor handling, a noisy powertrain, and stiff suspension are all faults with the Seltos, resulting in a less-than-ideal ride. In addition to these flaws, the base model lacks any of the advanced safety features found in competitors’ vehicles or even Kia’s own vehicles.
The Kia Seltos starts at $21,990 for the base model, but can go up to $27,890 with options like leather seats and a larger entertainment system screen.
Kia revised the 2021 Sorrento to improve fuel economy, add more high-tech amenities, and increase overall vehicle safety. The new Sorrento comes with three engine packages, which is a novel strategy. There are three engine options: a 191 horsepower four-cylinder engine, a 281 horsepower four-cylinder turbo engine, or a 227 horsepower hybrid four-cylinder engine.
We’ve always been put off by Kia’s hybrid and electric vehicles, but their 2020 models have had limited testing, so only time will tell how well these environmentally friendly vehicles stand up over time. It’s worth noting that the 2021 Sorrento comes with a slew of impressive safety measures as standard equipment. With this SUV, Kia has unquestionably raised the bar in terms of safety.
The 2021 Kia Sorrento will start at $26,990 for the base model and go up to $41,890 with complete upgrades.
The Sportage is another Kia model that is prone to breaking down prematurely. Personally, I’ve owned a Kia Sportage as a rental car, and it had some troubles throughout the week I had it. While the interiors are passable, these vehicles have electrical difficulties and a buggy infotainment system. The Kia mechanic also advised potential buyers to avoid this model.
The vehicle is equipped with a 2.4-liter engine and a six-speed automatic transmission, both of which perform admirably. One of the Sportage’s saving graces is that it comes with a slew of standard safety measures. The infotainment system is also quite user friendly when it works.
The Sportage starts at $29,990 and may go up to $35,090 with premium extras.
Kia’s Telluride is the company’s largest SUV. The Telluride has three rows of seating and can accommodate up to eight passengers. It has average gas mileage of 23 miles per gallon, but it can pull up to 5,000 pounds. The Ford F150, on the other hand, has a starting towing capacity of 6,000 pounds.
Front-wheel drive is standard, with the option of upgrading to all-wheel drive for a fee. The Telluride’s towing capacity is provided by a 291 horsepower v6 engine. A well-built suspension ensures a smooth ride. Unlike some other vehicles, Kia ensures that the trip within the cab is peaceful thanks to improved soundproofing. Advanced safety features are included as standard equipment.
The Telluride has a base price of $31,890, but added amenities can push the price up to $43,790.
The resale value will be low, and the automobiles will be riddled with issues, which is why no one wants them. This is the period in which Kia’s image was tarnished.
When compared to Toyota and Honda, Kia vehicles have a lesser resale value, yet they are not significantly less expensive when purchased new. Although there is a lack of value retention, the automobiles are of far higher quality than they were a decade ago. J.D. Power ranked us first in the reliability category in 2016. This is noteworthy because they were the first non-luxury brand to do so in nearly 30 years.
- These automobiles aren’t what they used to be, GM/Cadillac. The smaller cars, especially in the years 2010-2020, are rubbish.
- Mitsubishi produces cars at a lower cost. They consume a lot of oil. The majority of folks have no idea how to work on them. Buying a used Toyota or Honda is a better option.
- Toyota- They aren’t as good as they once were, but they are still the best. People know they’ll last, thus they have an insanely high resale value.
- Honda is the best engine manufacturer. There are fewer engine failures than any other brand. These are really well-built automobiles. Do your homework before making a purchase.
- Subaru is one of the greatest automobiles for driving in the snow. If you’re going to buy a car, go with a basic transmission.
Protect My Car offers customers extended auto warranty policies with real coverage for automobiles that have outlived their manufacturer’s warranty. An extended auto warranty plan can save you hundreds of dollars in repair fees whether your vehicle was purchased new or used, and if your manufacturer’s warranty is due to expire or has already expired. Because the majority of car repairs occur between 3 and 5 years after the original purchase date, which is often outside of the manufacturer’s warranty coverage period, you will be responsible for the whole repair expense. When you get a coverage with Protect My Car, however, you may be able to spend as little as $100.00 for significant repairs. That’s a significant amount of money saved!
What is the average life of a Kia Optima?
If properly maintained, a Kia Optima can survive for over 200,000 kilometers. Routine maintenance, such as oil changes, can extend the life of your vehicle significantly. Especially if all modifications are made with the manufacturer’s suggested oil.
Is it cheaper to pay insurance monthly or annually?
Auto insurance may be expensive, so being able to pay in monthly installments for the entire year is a welcome relief for many drivers. While this may appear to be the most convenient option, it is not always the most cost-effective. Most insurance companies give you the option of paying for your coverage in full annually or in monthly installments, but which is the best option? Well, that depends entirely on your circumstances. Here are some suggestions for selecting the best payment method for you.
Annual Car Insurance Payments
Annually paying your insurance premiums is almost usually the most cost-effective alternative. Many companies may give you a discount if you pay in full because paying monthly rates costs the insurance business extra because it needs manual processing each month to keep the policy valid.
You not only save money by paying an annual fee, but you also get the payment out of the way for the full year. This is especially useful for persons whose income varies throughout the year or is seasonal, who receive an annual bonus, or who receive a tax refund. It can also aid folks who are having problems making their monthly payments. If you frequently incur late fees, paying your insurance payment once a year could save you money. It may even save your coverage from being discontinued if you fall behind on your payments.
Why is car insurance so expensive?
Californians pay an average of $1,429 per year for vehicle insurance, making it one of the most costly states in the country. Natural disasters, theft/vandalism rates, and the dense population of the state all contribute to increased insurance costs.
Is Kia Optima a luxury car?
But, you could wonder, what is it? “What is “luxury” supposed to imply? In theory, luxury is defined as that that provides pleasure, contentment, and happiness in addition to essential necessity. It’s a want, not a must. One could call it a gimmick. So, if this is what luxury implies, why isn’t the Kia (which has more so-called luxury features) on the market? “labeled a luxury automobile (rather than the BMW)? According to the dictionary definition of luxury, today’s luxury cars account for almost 3/4 of all mainstream vehicles. As a result, Kia is a “luxury” brand in principle, and the Optima is a “luxury” automobile in practice. The Optima is less expensive and offers more value “than the BMW in terms of “luxury.” As a result, price does not always determine if something is desirable “whether it’s “luxurious” or not Yes, it is correct. a definition from the dictionary “A “luxury” item is less expensive than a “mainstream” item. This blurs the distinctions between luxury and mainstream, and is a solid argument to avoid buying a luxury car solely for the sake of having one “cachet.” After all, the Optima SXL is a lot better and has a lot more features than the standard BMW 320i!