How Much Is Insurance For A Subaru BRZ?

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The cost of Subaru BRZ insurance varies depending on a number of criteria. The Insurance Institute of Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) have given this two-door sports vehicle acceptable and good safety ratings, which could lead to higher-than-average insurance costs.

Because it is a sports car, the Subaru BRZ is more likely to be stolen, resulting in higher insurance costs. Insurance companies are also more likely to demand a higher premium for vehicles that can achieve faster speeds, such as the Subaru BRZ.

The average cost of vehicle insurance for a Subaru BRZ, according to ValuePenguin, is $1642 for a six-month coverage, or $3284 per year. A Subaru BRZ costs about $31 more per month to insure than a regular vehicle, according to The Zebra.

How much is insurance for a Subaru BRZ for a 16 year old?

A few other observations about the cost of insurance for a Subaru BRZ include:

  • Insurance prices rise as a result of traffic offenses. It’s vital to be a good, safe driver in order to receive the best BRZ car insurance prices. A handful of moving offenses, not unexpectedly, can raise insurance rates by up to $492 per year.
  • It saves money to drive safely. Accidents can increase premiums by as much as $862 per year for a 30-year-old motorist and as much as $600 per year for a 50-year-old driver.
  • Teenagers’ BRZ insurance is quite costly. Rates for complete coverage on average A 16-year-old driver’s BRZ insurance costs $6,742, a 17-year-old driver’s insurance costs $6,274, and an 18-year-old driver’s insurance costs $5,852.
  • Drivers who are older likely to pay less than those who are younger. A $54.8 percent difference in BRZ vehicle insurance prices between a 60-year-old driver ($1,678 per year) and a 20-year-old driver ($3,710 per year) is $2,032.
  • The rate you pay is influenced by your gender and age. A 20-year-old male driver will pay an estimated $3,710 per year for a 2022 Subaru BRZ, whereas a 20-year-old female driver would pay an estimated $2,770 per year, a difference of $940 per year in favor of the women by a long way. However, by the age of 50, a male driver’s insurance costs $1,710, while a female driver’s insurance costs $1,678, a difference of only $32.
  • Discounts on insurance policies help you save money. Discounts may be available if the insured drivers have multiple vehicles on the same policy, sign their policy early, are loyal customers, drive low annual mileage, belong to certain professional organizations, or qualify for a variety of other policy discounts that could save the average driver up to $316 per year.

Why is BRZ insurance high?

Knowing what to search for can help you save money and get coverage that is appropriate for your needs. What you need to know is as follows:

  • Price. Many companies claim to have the cheapest pricing, but it doesn’t mean anything unless you’re comparing policies that are similar. To compare your options correctly, use the same vehicle and driver information.
  • Deductible. Because the size of your deductible has a direct impact on the cost of insurance, it’s critical to pick one that fits into your monthly budget.
  • The bare minimum of covering. Before you agree to a policy, double-check that it fulfills your province’s minimal coverage criteria.
  • Additional coverage is available. A variety of additional coverage options are available from insurance companies. To get an exact quotation, be sure to add any options when collecting quotes.
  • Extras. Because insurance features differ by provider, it’s critical to understand what each policy covers and what you’ll have to pay extra for.
  • Restrictions. To avoid coverage gaps or refused claims, find out whether your policy has any restrictions.
  • Manufacturer’s special offer or a discount for loyal customers.
  • Find out whether your manufacturer has any special offers or loyalty discounts through collaborations with insurance companies.
  • Warranty. To prevent paying for overlapping coverage, find out what your manufacturer or extended warranty covers.

What factors affect car insurance rates for Subaru BRZ?

Premiums are calculated based on a number of factors, including your likelihood of submitting claims and the expense of paying them out. While your driving history, location, and other circumstances may have a role, the car you drive is critical. Here’s how the Subaru BRZ’s attributes may impact insurance costs.

  • Type of body. The Subaru BRZ is a performance-oriented two-door coupe. This could result in higher premiums.
  • Vehicle type.
  • Because the Subaru BRZ is a high-performance vehicle capable of high speeds, it may be more expensive to insure.
  • Theft.Sports cars, such as the Subaru BRZ, are stolen less frequently than other vehicles, resulting in lower insurance costs.
  • Repairs. While most BRZs will not require routine maintenance, repairs can be costly. This could result in higher auto insurance premiums.
  • Type of fuel. The BRZ is a gas-powered vehicle, which means it is less expensive to insure than diesel, hybrid, or electric automobiles.
  • Trim and package Insuring the BRZ could become more expensive if you choose models or trims that boost power or total value. Adding features that improve visibility or safety, on the other hand, may reduce the cost of insurance.

Subaru BRZ safety & reliability ratings

Subaru and Toyota collaborated on the development of the Subaru BRZ, which has been on the market since 2013.

In practically every category, the Insurance Institute for Highway Safety (IIHS) offers the 2020 Subaru BRZ high marks in crash tests.

Subaru BRZ maintenance

The Subaru BRZ is a two-door coupe built for speed and capable of going faster than the ordinary vehicle. Its sport tuning and performance-oriented design may necessitate more frequent maintenance than economy and luxury vehicles, particularly if it is driven frequently. Simple routine maintenance, on the other hand, can extend the life of a vehicle and guarantee that it operates well. Here’s what to anticipate:

  • Subaru advises getting your car serviced every six months or 10,000 kilometers, whichever comes first. The first appointment entails replacing the engine oil and filter, as well as inspecting and servicing various components including the batteries.
  • Oil changes should cost between $75 and $150, depending on the service company you visit.
  • Subaru recommends servicing your BRZ every 10,000 miles or six months, whichever comes first. To find out what each service entails, speak with your dealer or review your owner’s handbook.

Is an extended warranty worth it for the Subaru BRZ?

Subaru’s New Car Limited Warranty covers defective OEM components and servicing for three years or 60,000 kilometers on the BRZ. It also has a 5-year/100,000-kilometer powertrain warranty, a 3-year/60,000-kilometer Wear Item Limited Warranty, a 5-year rust warranty, and three years/60,000-kilometer roadside assistance.

For complete coverage specifics on each of these programs, contact your dealership. Subarus have poorer reliability ratings than most cars and are built for performance, so one of the programs might be worth considering.

Bottom line

The Subaru BRZ is a revolutionary two-door sports coupe that delivers outstanding performance at an economical price. Repair costs, on the other hand, are more than typical, which could raise insurance premiums. However, the BRZ is equipped with a number of safety measures that may qualify for insurance discounts. Examine your options to get coverage and discounts that are right for you.

Is a BRZ reliable?

Overall, the Subaru Brz has a dependability rating of 57.15, making it a very reliable vehicle. The chart below shows how this car compares to others, but as a point of reference, the average overall rating is 57.

Is a BRZ a good first car?

The New Subaru BRZ Is the Perfect Sports Car for Beginners. A new, more powerful engine and ultra-predictable handling dynamics combine to create a car that anyone can enjoy pushing to its boundaries. It’s your first time driving a high-performance vehicle. The Mazda MX-5 Miata or the four-cylinder Supra could be excellent entry-level sports cars.

Is Subaru BRZ parts expensive?

During the first ten years of ownership, a Subaru BRZ will cost $6,393 in maintenance and repairs. This is $778 more than the industry average for popular coupe models.

Is a BRZ considered a sports car?

The 2022 Subaru BRZ continues to be a true sports vehicle for everyone, prioritizing affordability and lightweight agility over high horsepower and high-priced exclusivity. In Subaru’s generally all-wheel-drive portfolio, the newly revamped rear-drive-only coupe remains a unique addition. The Toyota 86, its mechanical twin, will face the same fate. The BRZ is more powerful than before, with a 228-hp naturally aspirated flat-four engine, which answers one of our major criticisms. This assertively styled 2+2 hatchback is set up to give the seat-of-your-pants experience that typifies all great sports cars, thanks to a lower center of gravity and a light curb weight. The 2022 BRZ leapfrogs budget sports-car favorites like the Mazda MX-5 Miata and wins a 10Best nomination thanks to a redesigned interior design that incorporates modern technology while maintaining the practicality of its predecessor.

Is the BRZ a sports car?

It is becoming increasingly difficult to enjoy the capabilities of sports vehicles on public roads as they become faster and faster. The majority of today’s sportscars aren’t even enjoyable until you’ve nearly scared yourself to death. Consider your anxious, unsuspecting passenger.

All that untapped potential on the racetrack is great, but when you’re out and about performing errands, it might seem like a waste. The Subaru BRZ, thankfully, delivers near-telepathic steering and incredible balance that can be appreciated almost everywhere. Previously, the BRZ was a little loose and willing to slide, making driving swiftly a hassle. Anyway, Subaru has increased the BRZ’s grip for 2022, giving you more confidence and allowing you to drive the BRZ pretty much however you want.

The larger 2.4-liter flat-four engine in the new BRZ also provides more power. The BRZ is now faster and easier to drive in regular traffic, with 228 horsepower and 184 lb-ft of torque (an increase of 23 hp and 28 lb-ft). While it may not seem like much power these days, the BRZ’s sub-3,000-pound curb weight and quick-shifting six-speed manual transmission mean it can deliver more than enough acceleration to be enjoyable.

Oh, and forget about the lumpy torque curve of the original BRZ; unlike its predecessor, the new engine pulls hard to redline with no hiccups.

What is a Toyota 86?

The Toyota 86 and Subaru BRZ are two two-seater sports automobiles designed collaboratively by Toyota and Subaru and built at Subaru’s Gunma assembly factory.

The 2+2 fastback coupé is known for its naturally aspirated boxer engine, front-engined, rear-wheel-drive configuration, 53/47 front/rear weight balance, and low center of gravity — as well as drawing inspiration from Toyota’s earlier AE86, a small, light, front-engine/rear-drive Corolla variant popular for Showroom Stock, Group A, and Group N, Rally, Club, and drift racing.

In Asia, Australia, North America (from August 2016), South Africa, and South America, Toyota marketed the sports car as the 86; in Europe, as the Toyota GT86; in New Zealand, as the 86 and GT86; in Brunei, Nicaragua, and Jamaica, as the Toyota FT86; and in the United States and Canada, as the Scion FR-S (2012–2016). Toyota refers to the second-generation vehicle as the GR86, a nod to their Gazoo Racing branch.

How long do BRZ engines last?

The engine is not designed to fail. It will outlast the car body if you maintain it oiled and coolant. There are additional videos on YouTube. To answer your question, if you keep the oil changed and don’t over rev the engine, it will survive over 500k miles.