The average annual cost of Volkswagen GTI insurance is $1,500, or $125 per month. When compared to similar vehicles, expect to pay roughly $61 more per year for Volkswagen GTI insurance, and $6 less than the national average of $1,506 for all vehicles.
The table below shows the average cost of Volkswagen GTI insurance in 2021 for a variety of policy risk profiles.
Is a VW Golf expensive to insure?
The Golf is often regarded as the quintessential hatchback, with the superior engineering and dependability that VW is known for. They also come in a dizzying array of models and specifications, ensuring that a Golf is available to fit most budgets and tastes.
The cost of insuring a Golf can also be rather variable, ranging from dirt-cheap to sky-high. If you want to insurance a sporty Golf GTI, you may end up spending the same amount as if you wanted to insure an Audi TT Coupe or a BMW Z3 Sport Convertible.
However, many Golfs are reasonably priced to insure. Models like the 1.4 litre Golf Plus Luna (2006-2009) and the three-door Golf S are available at the entry level (2004-2007). These Golfs are classified as insurance category 6 out of 50 by Thatchams. (In general, the lower the insurance group, the less expensive the insurance.)
Is a GTI considered a sports car for insurance?
“A Volkswagen Golf GTI is a sports automobile,” says the author. This vehicle is considered a higher risk vehicle by car insurance companies. Because most sports cars are built for speed, insurance companies link them to more claims. You’ll be able to examine what insurance companies may charge for the vehicle.”
Can I get insured on a GTI?
GTI insurance is designed for high-performance road automobiles with lower specifications than those in the high-performance category. Because of the engine’s power, GTIs have higher insurance rates. Quotezone is the place to go for low-cost quotes from major online UK brokers and insurance companies.
Are VW GTI fast?
Top Speed and Acceleration of the Volkswagen Golf GTI in 2022 The Volkswagen Golf GTI is a sporty automobile that keeps loyal to what a “hot hatch” should be in the first place. It boasts a top speed of 155 miles per hour, making it the fastest Volkswagen model currently available.
Is the GTI a good car?
Users save an average of $3,206 with the U.S. News Best Price Program, and a lower price implies reduced monthly leasing payments. On a 36-month lease, this translates to a monthly savings of $90.
Is the Volkswagen GTI a Good Car?
Yes, the Volkswagen GTI is a fantastic vehicle. It’s one of the most fun-to-drive automobiles in the class, thanks to a turbocharged engine and agile handling. The cabin has a nice feel to it, with comfortable and spacious seating in both rows. In addition, the GTI has a large load hold. Its drawbacks are minor: fuel economy is below average for a tiny car, and the infotainment system can be slow.
To help you determine if the 2021 Volkswagen GTI is the right new car for you, we reviewed 48 Volkswagen GTI reviews, as well as dependability scores, fuel economy estimates, and more.
This GTI review for 2021 includes relevant information for all cars in this generation, which debuted in 2015.
Since 2007, U.S. News Best Cars has been evaluating and assessing vehicles, and our crew has over 75 years of total automotive experience. To maintain our objectivity, we never accept expensive gifts from carmakers, and the ads on our site are managed by a third-party company.
Should I Buy the Volkswagen GTI?
The GTI should be on the top of your list if you’re searching for a fun-to-drive car that’s also easy to live with. Its expensive starting price may put you off, but you’ll still get a lot of common features. However, the Mazda3, which is several thousand dollars less expensive than the VW but gives just as much enjoyment behind the wheel, may be a better option.
vs. 2021 Volkswagen GTI: What’s the Difference?
There are no significant differences between the Volkswagen GTIs of 2020 and 2021. The GTI will be completely redesigned for the 2022 model year, marking the commencement of the GTI’s eighth generation.
- 2018: the base model’s horsepower was increased from 210 to 220; interior and exterior aesthetics were refreshed; standard rain-sensing windshield wipers were added; an optional 8-inch touch screen and LED headlights were added; Sport trim and two-door variant are no longer available.
- 2019: horsepower raised from 220 to 228; seven-speed automatic transmission became available, replacing the six-speed automatic; limited-slip differential became standard; Rabbit Edition trim debuted.
- Forward collision warning, pedestrian recognition, automated emergency braking, blind spot monitoring, and rear cross traffic alert have all been added to the list of standard equipment for 2020. Rabbit Edition is no longer available.
If you’re thinking about buying an older model, check out our reviews for the 2018 GTI, 2019 GTI, and 2020 GTI. Check out our Best New Car Deals and Best New Car Lease Deals pages for more information on how to save money on a new car.
How Much Does the Volkswagen GTI Cost?
The base S variant of the 2021 Volkswagen Golf GTI has the highest starting price in the compact car class, at $28,695. The SE model starts at $32,665, while the top-of-the-line Autobahn model starts at $36,945. A manual transmission is standard on all versions; an automatic transmission adds $800 to the price.
For excellent savings at your local Volkswagen dealer, check out our U.S. News Best Price Program. Our Volkswagen offers page also has some great manufacturer incentives.
Volkswagen GTI Versus the Competition
The Subaru WRX and the Volkswagen GTI are two of the sportiest cars in the class, so deciding between them will likely come down to personal preference. The WRX is a sedan with all-wheel drive and a base engine that is more powerful than the GTI’s (268 vs. 228 horsepower). The Subaru, on the other hand, receives lower fuel economy ratings than the inefficient VW and has a mediocre interior. The GTI, on the other hand, is a hatchback with a sleek interior and plenty of cargo capacity.
The Mazda3, which comes in sedan and hatchback versions, is a strong contender for the top spot in our tiny car rankings. The Mazda rivals the VW’s corner-carving agility while costing thousands of dollars less. It also has all-wheel drive, although the GTI does not. The interiors of both automobiles are luxurious, but the Volkswagen has more passenger and cargo room. When it comes down to it, each is a fantastic choice for a fun tiny vehicle.
GTI Performance: Lively Hot Hatch
The Volkswagen Golf GTI’s 228-horsepower turbocharged engine is its throbbing heart. It gives you enthusiastic acceleration as soon as you step on the gas pedal, and power keeps coming on strong as you accelerate. Although some reviews notice a split-second delay as the turbo spools up, this isn’t a major issue.
A six-speed manual transmission is standard, while a seven-speed dual-clutch automatic transmission is available as an option. With an easy-to-modulate clutch, the manual improves the car’s dynamic nature. The automatic shifts smoothly through the gears and is a good choice as well.
While the 2021 GTI has a lot of power for a compact car, its fuel economy projections aren’t great. It achieves 23 mpg in the city and 30 mpg on the highway when equipped with the standard manual transmission. Automatic models get 24 miles per gallon in the city and 32 miles per gallon on the interstate.
The Golf GTI is a compact, agile hatchback with front-wheel drive. The steering is razor-sharp, and the brakes are incredibly powerful. A typical limited-slip differential gives you a lot of traction on the road.
The GTI’s steering feel, throttle responsiveness, and limited-slip differential settings may all be adjusted using three drive modes (Normal, a customisable Individual option, and Sport). The top-of-the-line Autobahn trim includes an adjustable suspension system as well as a Comfort mode.
GTI Interior: Get Comfortable
Behind the second row, the hatchback Volkswagen Golf GTI offers 22.8 cubic feet of baggage capacity. The back seats may be folded fully flat to create 52.7 cubic feet of storage space.
When it comes to cargo volume, the GTI, along with the related Volkswagen Golf, outperforms practically all other compact automobiles. Even many subcompact SUVs have less storage room than this stylish five-door.
The GTI has five seats. The driver’s seat has excellent outward sight, and both front seats are comfortable, supportive, and adjustable.
Legroom in the second row is 35.6 inches, which is comparable to classmates. The GTI offers one of the most spacious back seats in the market, with more than 38 inches of headroom.
For the rear outboard seats, there are two complete sets of LATCH connectors. For its ease of use, the Insurance Institute for Highway Safety rated this arrangement the highest rating of Good.
The build quality of the Golf GTI is excellent. Everything is premium in appearance and feel, and even the plastic components are smooth to the touch. Plaid cloth upholstery is standard on base models, which adds a unique touch and has become a common sight in GTI interiors over the years.
The infotainment system in this VW hatchback is very user-friendly. Menus are easy to understand on both the regular and optional touch displays, although reaction times can be slow. Furthermore, some people believe the graphics are a little out of date.
- A 6.5-inch touch screen, Android Auto, Apple CarPlay, VW’s Car-Net telematics system, a Wi-Fi hotspot, a USB port, a six-speaker audio, and Bluetooth are all standard infotainment features.
- An 8-inch touch screen, GPS, satellite radio, an additional USB port, wireless smartphone integration, and an eight-speaker Fender premium stereo are among the available infotainment features.
- A panoramic sunroof, proximity keyless entry, dual-zone automatic climate control, and an auto-dimming rearview mirror are also offered.
GTI Safety
The 2021 Volkswagen Golf GTI received a five-star overall safety rating from the National Highway Traffic Safety Administration, with five stars in the side impact test and four stars in the frontal crash and rollover tests.
The 2021 GTI received the highest grade of Good in five crash tests and the second-highest rating of Acceptable in the passenger-side small overlap front test from the Insurance Institute for Highway Safety. For forward visibility, the SE and Autobahn trims received an Acceptable rating, while the base S trim received the lowest rating of Poor.
Collision avoidance features are graded on a distinct scale by the IIHS. This hatchback received a Superior rating for its standard vehicle-to-vehicle front accident prevention system and an Advanced grade for its standard vehicle-to-pedestrian system.
Which Volkswagen GTI Model Is Right for Me?
The Volkswagen Golf GTI is available in three trim levels for 2021: S, SE, and Autobahn. A 228-horsepower turbocharged engine, a six-speed manual transmission, and front-wheel drive are standard on all variants. A $800 option is a seven-speed dual-clutch automatic transmission with paddle shifters.
The base model should appeal to people who see the Golf GTI as primarily a driver’s car, though it does come with a good list of convenience and safety features, such as smartphone connectivity, automated emergency braking, and blind spot monitoring.
If you have room in your budget, the SE variant adds leather seats and a more advanced infotainment system. A number of modern safety features are only available on the highest Autobahn trim level.
The starting price for the 2021 Volkswagen Golf GTI S is $28,695. Cloth upholstery, a leather-wrapped steering wheel, heated front seats, alloy wheels, a 6.5-inch touch screen, Android Auto, Apple CarPlay, VW’s Car-Net telematics system, a Wi-Fi hotspot, a USB port, a six-speaker audio, and Bluetooth are all included as standard features.
Forward collision warning, pedestrian recognition, automated emergency braking, blind spot monitoring, rear cross traffic alert, a rearview camera, and rain-sensing windshield wipers are all standard driver assistance features.
The VW GTI SE is priced at $32,665. Leather upholstery, an 8-inch touch screen, navigation, satellite radio, a second USB port, wireless App-Connect smartphone integration, a panoramic sunroof, adaptive LED headlights, and proximity keyless entry are all included.
The Volkswagen GTI Autobahn costs $36,945. An adaptive suspension system, summer-only performance tires, a 12-way power-adjustable driver’s seat, dual-zone automatic climate control, an auto-dimming rearview mirror, and an eight-speaker Fender audio are all included in this trim level.
Adaptive cruise control, lane departure warning, lane keeping assist, automated parking assist, automatic high-beam headlamps, and front and rear parking sensors are among the other active safety features.
The Final Call
The 2021 Volkswagen GTI is a well-rounded compact car with a focus on aggressive performance. It combines strong engine performance and agile handling with a plush interior. This is an excellent companion for a half-day of spirited corner carving, a long road trip, or a weekly commute.
Take our word for it, but don’t take our word for it. Take a look at some of the reviews that inform our rankings and research.
- “The Volkswagen Golf GTI is one of the all-time greats, having spent seven generations bridging the gap between everyday utility and a good time. The Golf’s hot-hatch variation continues to remind us why it remains a darling of critics and car nerds alike in its final year before the debut of an all-new eighth generation.” From CNET
- “Volkswagen has made sure that this hot hatch offers agile handling and communicative feedback. The GTI’s holistic approach to performance and unquestionable adaptability make it the perfect sport compact, despite its staid look and above-average price.” Automobile and Driver
- “It’s a complete package that blends agility, comfort, practicality, and sophistication in a low-cost package. In many ways, it’s the ideal vehicle.” Autotrader.com (2020)
Which Golf is cheapest insurance?
The Golf is normally available as a 3-door or 5-door hatchback, but it also comes in estate, cabriolet, and SV versions. The Golf GTI is a powerful, sporty alternative, while the e-Golf is an electric variant.
In general, the estate and hatchback VW Golfs are less expensive to insure, however the R Cabriolet and GTI are the most expensive because they have the most power and speed.
Which is the cheapest car to insure?
What is the most cost-effective vehicle to insure?
- Citigo by Skoda. Because to its modest price and solid engineering, the Skoda Citigo is classified as a car insurance group 1 vehicle.
- Rio, hello. With versions starting in group 1, the Kia Rio is a low-cost car to insure for small households.
Can a VW GTI run on regular gas?
No car compares to the GTI’s enticing combination of everyday practicality, enthusiast-pleasing performance, and overall refinement.
The automated manual transmission might be sluggish in stop-and-go driving, and the prices are a little high for a little car.
The GTI comes with an adjustable suspension dampening system, which is uncommon among sporty cars in this price range. For SE models, it’s part of the Autobahn option group.
Volkswagen’s long-running “hot-hatch” performance compact is the Golf GTI. It’s essentially a performance-tuned Volkswagen Golf hatchback. The GTI is available in S or SE trim levels as a four-door hatchback. The lone engine is a turbocharged 2.0-liter 4-cylinder with 228 horsepower and either a 6-speed manual or a 7-speed automatic manual transmission with steering-wheel paddles for manual shifting. A blind-spot monitor with rear cross-traffic alert is standard, as is forward collision warning and mitigation. Front and rear park assist, automatic high-beam control, and lane-departure warning are all included in the Autobahn package.
For 2020, the Golf GTI’s model lineup is slimmed down; the limited-edition Rabbit Edition is gone, and the former Autobahn model is now a $4300 option package on the SE trim level. All GTIs come standard with VW’s next-generation Car-Net infotainment system and in-car Wi-Fi capabilities.
With the manual transmission, the EPA predicts 24 mpg city/32 mpg highway, and with the automatic manual, 25/31. Although premium gas is suggested (and required to meet VW’s official horsepower and torque statistics), the engine will also run on normal.
The Golf GTI has long been regarded as a benchmark among sporty small cars, with near-premium build quality and strong driver appeal. In addition, the hatchback form offers passenger comfort and baggage versatility that few fast cars can match. Although the base costs are more than those of other mainstream-brand compact vehicles with sportier variations, you get what you pay for. Simply said, the GTI is one of the most well-rounded, practical performance automobiles available.
Are Golf GTI expensive to run?
The Golf GTI is surprisingly frugal for a hot hatchback, and it outperforms many of its competitors. Choosing the DSG automatic transmission also has no negative impact on fuel economy. Overall, the GTI is competitive with rivals in terms of operating costs.
Volkswagen Golf GTI MPG & CO2
Considering its 242bhp output, the 2.0-litre turbocharged petrol engine is quite fuel-efficient. In mixed driving, purchasers who choose the now-entry-level Performance model can expect to get up to 37.7mpg. The limited-edition GTI TCR gets 36.2mpg, which isn’t bad considering its added punch. Performance cars equipped with a DSG automatic transmission emit up to 143g/km of CO2, while manual Performance and all TCR cars emit up to 155g/km. This puts it ahead of the Hyundai i30 N’s 34.9 mpg and 176 g/km.
All Volkswagen Golf GTIs cost £145 per year to tax after the first year’s CO2-based road tax (which is usually included in the on-the-road pricing). If you spend more than £40,000 on options, the GTI will be subject to a £320 annual surcharge in years two through six, bringing the total annual tax bill to £465 during that time.