How To Check Insurance Expiry Date?

Your insurance policy’s expiration date is normally listed on the declarations page, as well as on your insurance renewal notices. The expiration date is listed on your insurance card for commercial auto insurance and comparable plans.

How do I find out my insurance expiry date?

The policy documents provide the expiration date as well as other policy specifics. There are three basic techniques to check the expiration date on the internet.

Check The Expiry Date Via Insurance Information Bureau

The Insurance Information Bureau’s website contains all information on insurance policies (IIB). Follow the methods outlined below to view the expiration date on this website in no time.

  • Click on ‘V Seva’ in the Quick Links section of the home page. It will show you a form.

You can also examine insurance details on the Insurance Information Bureau by following these two simple steps:

  • Fill out a request form. An executive will contact you at the number you provided and assist you.

The page will display your policy information, including the expiration date. Please keep in mind that the website only contains information on insurance policies purchased after April 1, 2020. Any policies acquired prior to that date aren’t included on the website. Using the same cell number and email address, you can see the information up to three times.

Check The Expiry Date Via VAHAN

On the VAHAN website, the Road and Transport Ministry keeps track of all insurance plans. As a result, you can check the date your insurance expires on this page. To see the expiration date, follow these steps:

The policy information will then be displayed on the screen. The expiration date can be seen in the ‘Insurance Upto’ column.

Check The Expiry Date Via Your Insurer

Your insurance company keeps records of your insurance policies. You can view the information on your insurer’s official website. Depending on the insurer, the steps for viewing insurance details may differ. However, most websites only allow you to view the details by inputting your bike’s registration number.

A policy paper includes all of the policy’s contents, including its validity. You do not, however, have to carry your insurance documentation with you all of the time. In just a few minutes, you can look up all the information you need on the internet and have it in your hands.

Option 1: Insurance Information Bureau

The IIB website is one option to verify the status of your insurance policy online (Insurance Information Bureau). The following are the measures to take:

  • STEP 4: Review the policy information that you should now have access to. If there is no policy that is currently in effect, the information of the prior policy will be available to view.
  • STEP 5: If you still can’t find anything, try searching for the vehicle’s engine number or chassis number.

Here’s what you should know about verifying the status of your insurance policy with IIB:

  • Only from April 1st, 2010 onwards will the insurance policy details be available.
  • Only the vehicle engine number and chassis number are submitted to IIB by insurance companies for new automobiles.

Option 2: VAHAN E-services

When monitoring the status of your car insurance policy, you can use VAHAN e-services instead of IIB. Please tell us how to do so:

  • STEP 3: When requested, enter the car registration number and the verification code.
  • STEP 5: Examine the insurance expiration date, which will now be shown among other pertinent car information.

Option 3: QR Code

The quickest way to check your auto insurance status is to scan a QR code. Every car insurance policy must have a corresponding QR code with the relevant details, according to the Insurance Regulatory and Development Authority (IRDA). You can scan the QR code with your smartphone to see all of the details of your insurance coverage.

Checking the Status of a Car Insurance Policy Offline: Contacting the Regional Transportation Office

If you don’t have access to the internet, you can verify the status of your insurance by going to the RTO office or calling them. You will be required to submit your vehicle registration number.

Conclusion

You may verify the status of your auto insurance coverage in a variety of ways, ranging from internet forums to directly contacting the Regional Transport Office (RTO). It is made simple and accessible to you by learning the required procedures for each process. It’s critical to keep track of your auto insurance policy’s expiration date. Make sure you use a timer or some other type of reminder. Insurance companies recognize that due to our hectic and fast-paced lifestyles, it is easy to miss important dates, so they provide their customers a grace period. You have 90 days following the expiration date to renew your insurance. However, if any delays occur after this time, the policy will lapse, and all collected NCB would be forfeited as well. The insurance coverage will not be able to be renewed if this occurs. The customer will have to buy a new insurance and go through the inspection process all over again.

How can I check my car insurance expiry date online India?

If the above-mentioned Insurance Information Bureau of India website (iib.gov.in) is unavailable, you can use the following alternate technique to determine the expiry date of your automobile and motorcycle insurance:

Step 1: Go to VAHAN e-Services’ official website and select “Know your car details” from the top menu.

Step 2: Fill in the required’and the car registration number (number plate data).

Step 4: You’ll be able to see the vehicle’s insurance expiration date as well as other information.

How can I check my cars insured?

You can check the status of your auto insurance coverage and find out when it expires in a variety of methods. Here are several methods for determining when your vehicle insurance coverage will expire:

  • Check your insurance status on the Insurance Information Bureau (IIB) of India’s website.
  • Know your policy status by visiting the website of your Regional Transport Office (RTO).

How do I find my insurance policy number?

A automobile insurance policy number is a one-of-a-kind number assigned to each policyholder to identify his or her coverage. It serves as a unique identifier for your auto insurance policy and its coverage.

A policy number is assigned to each automobile insurance policy and is unique to it. It is critical for you to remember your vehicle insurance policy number as a car owner since you may need it in the future. You should always maintain a physical copy of your policy document in your car and a soft one in your email in case you need it.

How can I find my car insurance details by car number?

If you’ve forgotten your car insurance policy number or misplaced your policy document, you may quickly locate vehicle insurance information by entering your registration number. Your car insurance policy is tied to your vehicle registration number, so you can use it to verify insurance details. Here are a few methods for locating vehicle insurance information by registration number:

Check Car Insurance Policy Details Via IIB

IRDAI has developed the Insurance Information Bureau, a data repository for the insurance industry (IIB). You may verify car insurance details by registration number on the IIB’s official website. The following are some of the steps you must take:

  • You’ll be led to the ‘Accident Vehicle Information Retrieval System’ if you click on ‘V-Seva’ under ‘Quick Links.’

Check Car Insurance Policy Details Via VAHAN

A automobile insurance policy’s details are also kept by the Ministry of Road Transport and Highways. To receive access to car insurance policy details, simply enter your vehicle registration number. To retrieve the insurance details of a car by registration number from the VAHAN portal, follow the steps below:

  • Go to the VAHAN e-services official website and click on the ‘Know Your Vehicle Details’ link.
  • Fill in the details, such as the car’s registration number, and the verification code.
  • When you select the ‘Search Vehicle’ option, all information about the auto insurance policy will appear on the screen.

Check Car Insurance Policy Via Car Insurer’s Website

You may check the auto insurance policy number by going to the insurer’s official website. To see all of the details of your vehicle insurance policy, simply log into your account.

Offline Mode

Offline access to vehicle insurance policy information can be accomplished in two ways. To obtain the information, you can either phone the insurance company or go to the appropriate RTO office.

How do I download insurance copy with policy number?

A PDF version of your auto insurance policy will be sent to your email address.

If the measures above don’t work for you, you should call your insurance carrier right away. You may need to go to the branch in question with a written application explaining why you need a duplicate copy. When you request a duplicate policy paper from your insurer, you may be charged a small cost. The following are the measures to take:

How can I know my LIC policy status?

The first step is to go to the LIC e-Service Portal. You will see two options on the screen: New User and Registered User. Select the appropriate option.

Step 3: Once you’ve logged in to your LIC Services Account, you’ll see a list of options for managing your account or policy. You must now select the ‘Policy Status’ tab.

Step 4: You’ll see a list of all the policies you’ve enrolled in the account. If you have more than one policy and it isn’t on the list, you can add it using the LIC of India’s e-Services Tools section’Enroll Policy’ option.

Step 5: Now all you have to do is click on the policy number in the list to see the specifics of your coverage. The insurance name, policy term, table number, next premium due date, sum assured, and other information will be provided.

How do I download insurance online?

If you acquired your two-wheeler insurance coverage online, getting a duplicate copy of your policy will be much easier and quicker. You’ll need to take the following steps to accomplish this:

In addition, the insurance company must have sent you a copy of your two-wheeler insurance policy via your registered email address when you purchased it online. You can use it for commuting or even filing a claim while you wait.