When you spend a lot of money on the bike of your dreams, you want to ride it around. However, before you can ride your bike on the road, you must first obtain insurance for it, as riding a bike without insurance is unlawful in this country. Purchasing an insurance policy isn’t enough. Each insurance has an expiration date, and in order to continue receiving coverage, you must renew your two-wheeler policy on time. A policy that has expired is no longer valid, and it will cost you money. As a result, it’s critical to keep an eye on the expiration date to ensure that you don’t miss any renewal dates. You can easily check the expiration date on the internet.
How To Check Bike Insurance Expiry Date Online?
The policy documents provide the expiration date as well as other policy specifics. There are three basic techniques to check the expiration date on the internet.
Check The Expiry Date Via Insurance Information Bureau
The Insurance Information Bureau’s website contains all information on insurance policies (IIB). Follow the methods outlined below to view the expiration date on this website in no time.
- Click on ‘V Seva’ in the Quick Links section of the home page. It will show you a form.
You can also examine insurance details on the Insurance Information Bureau by following these two simple steps:
- Fill out a request form. An executive will contact you at the number you provided and assist you.
The page will display your policy information, including the expiration date. Please keep in mind that the website only contains information on insurance policies purchased after April 1, 2020. Any policies acquired prior to that date aren’t included on the website. Using the same cell number and email address, you can see the information up to three times.
Check The Expiry Date Via VAHAN
On the VAHAN website, the Road and Transport Ministry keeps track of all insurance plans. As a result, you can check the date your insurance expires on this page. To see the expiration date, follow these steps:
The policy information will then be displayed on the screen. The expiration date can be seen in the ‘Insurance Upto’ column.
Check The Expiry Date Via Your Insurer
All of your insurance plans are kept on file by your insurance provider. You can view the information on your insurer’s official website. Depending on the insurer, the steps for viewing insurance details may differ. However, most websites only allow you to view the details by inputting your bike’s registration number.
All policy details, including the policies’ validity, are contained in policy documents. You do not, however, have to carry your insurance documentation with you all of the time. You can do a quick check online and acquire all the information you need in a matter of minutes.
How do I find out my insurance expiry date?
When you buy a bike insurance policy, it is instantly linked to the vehicle’s registration number.
With the introduction of numerous online platforms, completing a bike insurance online check using its registration details has become significantly easier.
You may check a two-insurance wheeler’s details online using the techniques listed below:
- To verify the insurance status, go to the official website of the relevant Regional Transport Office and enter the bike’s registration details.
- The same can be done by going to the State Transportation Department’s official website.
- To verify two-wheeler insurance status, go to the IRDA’s data repository the official website of the Insurance Information Bureau and follow a few simple procedures.
- To verify the status of your bike’s insurance, go to the Ministry of Road Transport and Highways’ official website, VAHAN, and input the bike’s registration number and a few other details.
The four online methods listed above are the four ways to keep track of a bike’s insurance status.
The third and fourth stages in the list above for conducting a two-wheeler insurance check are detailed below.
Option 1: Insurance Information Bureau
The IIB website is one option to verify the status of your insurance policy online (Insurance Information Bureau). The following are the measures to take:
- STEP 4: Review the policy information that you should now have access to. If there is no policy that is currently in effect, the information of the prior policy will be available to view.
- STEP 5: If you still can’t find anything, try searching for the vehicle’s engine number or chassis number.
Here’s what you should know about verifying the status of your insurance policy with IIB:
- Only from April 1st, 2010 onwards will the insurance policy details be available.
- Only the vehicle engine number and chassis number are submitted to IIB by insurance companies for new automobiles.
Option 2: VAHAN E-services
When monitoring the status of your car insurance policy, you can use VAHAN e-services instead of IIB. Please tell us how to do so:
- STEP 3: When requested, enter the car registration number and the verification code.
- STEP 5: Examine the insurance expiration date, which will now be shown among other pertinent car information.
Option 3: QR Code
The quickest way to check your auto insurance status is to scan a QR code. Every car insurance policy must have a corresponding QR code with the relevant details, according to the Insurance Regulatory and Development Authority (IRDA). You can scan the QR code with your smartphone to see all of the details of your insurance coverage.
Checking the Status of a Car Insurance Policy Offline: Contacting the Regional Transportation Office
If you don’t have access to the internet, you can verify the status of your insurance by going to the RTO office or calling them. You will be required to submit your vehicle registration number.
Conclusion
You may verify the status of your auto insurance coverage in a variety of ways, ranging from internet forums to directly contacting the Regional Transport Office (RTO). It is made simple and accessible to you by learning the required procedures for each process. It’s critical to keep track of your auto insurance policy’s expiration date. Make sure you use a timer or some other type of reminder. Insurance companies recognize that due to our hectic and fast-paced lifestyles, it is easy to miss important dates, so they provide their customers a grace period. You have 90 days following the expiration date to renew your insurance. However, if any delays occur after this time, the policy will lapse, and all collected NCB would be forfeited as well. The insurance coverage will not be able to be renewed if this occurs. The customer will have to buy a new insurance and go through the inspection process all over again.
How can I check my bike insurance expiry date in India?
The Insurance Information Bureau’s website has all the information you need about the insurance policy. To verify the expiration date of your bike insurance policy through our website, follow the steps below:
- The ‘Quick Links’ section can be found on the homepage. On this site, select the ‘V Seva’ option. You will be able to see a form as a result of this.
This will display the specifics of your bike insurance policy, including the expiration date. It should be noted that this website contains information about insurance policies for vehicles purchased after April 1, 2020.
Any insurance policy purchased prior to this date is not listed on the internet, and you are only allowed to access the details on this website three times with the same email address and phone number.
If you choose, you can view the details of the insurance on the Insurance Information Bureau (IIB) website by following the two steps outlined below:
- Fill out a form there, and a representative will call you on your registered cellphone number to assist you.
How can I check my car insurance expiry date online India?
The Ministry of Road Transport and Highways maintains a centralized database called Parivahan Sewa, which stores data on all automobiles in the country. Within two days of purchasing or renewing a car insurance coverage, the information is updated on the Parivahan Sewa website.
To check the status of your auto insurance policy on Parivahan Sewa, follow the steps below:
- Your car’s information, as well as its insurance expiration date, will be displayed.
How do I find my insurance policy number?
- In most states, using an app to create a digital insurance card to serve as proof of insurance is an option.
Remember that the policy number is distinct from the vehicle identification number (VIN), which is used to identify the vehicle rather than the insurance policy. The policy number is usually 8 to 10 digits long and appears in the card’s center. It ought to be referred to as a “policy number.” If you have any questions, your insurance provider will gladly assist you.
How do I find my old insurance details on my bike?
You only need to submit your car registration number when purchasing bike insurance online. After you acquire a plan, the details of your bike insurance policy are tied to your registration number, which the RTO, state, or federal government can access. This insurance vehicle information is also available on the insurance company’s and IRDAI’s websites, which can be reached through the following methods:
- Visit the Regional Transport Office’s (RTO) official website to find out where your bike is registered. When you enter your car registration number, the information of your bike insurance will appear.
- To verify the specifics of your bike insurance, go to the State Transportation Department’s website and enter your registration number.
- The Ministry of Road Transport and Highways’ website (www.parivahan.gov.in/parivahan) also provides information about bike insurance by just inputting the registration number.
- To check bike insurance online, go to the Insurance Information Bureau’s website, www.iib.gov.in, which was designed by the Insurance Regulatory and Development Authority of India (IRDAI).
If your bike is brand new, it may not yet have a registration number or may have one that is only temporary. You’ll need to file for a registration certificate in that scenario.
How do I check my bike insurance details?
The Road Transport and Highways Ministry’s VAHAN e-service website keeps track of all two-wheeler insurance policies. If IIB isn’t enough, VAHAN can show you the status of your coverage.
How do you check if my bike is insured?
Any permitted vehicle traveling on Indian roads has a registration number that serves as its official and legal identity. Every state’s Regional Transport Office is the designated body for issuing a registration number to each new vehicle. Within a month of purchasing the vehicle, the owner must have it registered with the appropriate RTO in his region. Once the registration is complete, the vehicle is assigned a unique number. The number must be displayed on a metal number plate that is mounted to the vehicle’s front and back. For different types of cars, the registration number has a certain structure.
A personal use bike in Maharashtra, for example, would have the number MH 0X AL XXXX. The state code is represented by the first two alphabets. The district sequence number is the next two digits. The RTO and/or vehicle classification series continues with the following two alphabets. The last four numbers represent the vehicle’s unique identification number.
This complex system of vehicle numbering makes it easy to identify, search for, and track any vehicle using only a partial number. It also makes it easier to keep track of each vehicle’s ownership, RTO information, and insurance information.
You must enter your registration number when purchasing a bike insurance coverage online. The details of your policy are linked to your registration number and can be viewed by the RTO, state, or federal government once you purchase it.
You can also use the registration number to renew your policy. You can follow your policy details and renew it on time because the policy is tied to your registration number.
The registration number serves as the unique identification of your bike, same like an account number serves as the unique identity of your bike account. Any transaction in the bank account can be accessed using the account number. Similarly, the registration number may be used to look up extensive information on each two-wheeler that is kept by the RTO, state governments, and other organizations.
When you purchase a motorcycle insurance policy, such information is saved as part of your registration number. This insurance information is now available on the websites of the insurance carrier and the IRDAI.
If you don’t have your policy number, go to your RTO’s or the State Transportation Department’s official websites to find out when your coverage expires. You can also go to the Government of India’s Ministry of Road Transport and Highways’ official website (https://parivahan.gov.in/parivahan/). You may check the status of your bike insurance coverage by entering your registration number. It indicates how long the insurance is valid. It also includes information about your bike, such as the engine number, make and model, year of registration, registration city, and so on.
The Insurance Information Bureau’s (IRDA-created) web portal contains comprehensive information on all insurance policies associated with every registered car in our country. Go to the website (https://iib.gov.in/) and type in your registration number to acquire complete information on your two-wheeler insurance policy under the heading “Vehicle Insurance Status Search.”
Maintaining current insurance coverage allows you to make the best investment decisions and avoid paying hefty fines in cases of traffic offenses under the new Motor Vehicles (Amendment) Act, 2019. Having a legitimate automobile or motorcycle insurance policy protects your vehicle from harm and protects your loved ones in a variety of situations. Let us promise to support the Ministry of Road Transport and Highways’ decision on the Motor Vehicles Act by ensuring road safety.
How do I find out my old policy number?
Checking your policy papers is the simplest approach to locate your vehicle insurance policy number. Your policy number will be listed on your policy document, whether it is for comprehensive or third-party insurance. If you bought your policy online, you should have received a soft copy of your policy document in the mail, which you may look over to find your policy number.
Insurer’s Website/ Mobile App
If you acquired your auto insurance policy online through your insurer’s website, you can access your policy number by logging into your account. You will be asked to give a few details, such as your car’s registration number, your name, and phone number, in order to regain your account. Some of the best auto insurance providers also have mobile apps where you can get information about your four-wheeler policy. To log in to your account, simply provide the requested information.
Insurance Agent
If you purchased your vehicle insurance coverage through an agent, you must contact him or her to obtain your policy number. Insurance agents typically keep a copy of their clients’ policy details and may be able to assist you in locating your auto insurance policy number.
Telephonic Assistance
Those who did not purchase automobile insurance online or through an agent can obtain their policy number by contacting their motor insurance company over the phone. Every insurer has a customer service department to assist you with any issues or questions you may have. You can get your policy number by calling your insurer’s customer care number. All you have to do is give the customer service representative the needed information, and he or she will tell you your vehicle insurance policy number. The customer service phone number can be found on the insurer’s website.
Visit Nearest Branch of the Insurance Provider
You can also go to your auto insurance provider’s local branch to find out your policy number. For verification, the branch executive may ask for a few details. They’ll tell you your auto insurance policy number after they’ve verified your information.
Insurance Information Bureau (IIB)
Another option is to go to the Insurance Information Bureau’s website and look up your vehicle insurance policy number (IIB). In digital format, the IIB keeps track of all vehicle insurance plans in India. You can fill out the required information and obtain your policy number. If you need to know the insurance number of the car that hit your car in an accident, this website is quite useful.
How do I find my insurance plan name?
The following descriptions apply to the majority of private health insurance ID cards issued in the United States. You may see some different fields on your card if you live outside the United States or if you have government-provided insurance. CDPHP is committed to assisting you in understanding your health insurance, but if you have questions regarding your individual health plan or coverage, you should contact your own insurer at the customer support number listed on your card.
The majority of health insurance cards include basic identification information about the people who are insured as well as the policy you have.
Carrier and Contact Information
This includes the name of your insurance provider, as well as one or more contact options, such as their website and phone numbers for customer support or other purposes. Some of this data could be found on the reverse of the card.
Names of Covered Individuals
Your name will appear on the card if you are the policyholder. If you have dependents on your health insurance coverage, such as a husband or children, their names may appear on your card as well. If you are not the policyholder, your card may include distinct fields for your name and the policyholder’s name.
Member ID/Policy Number
A unique ID number is assigned to each person covered by a health insurance plan, allowing healthcare professionals and their employees to verify eligibility and arrange payment for treatments. It’s also the number that health insurers use to track down specific members and respond to claims and benefit issues. This number appears on the front of the card at all times. If you’re the policyholder, your final two digits may be 00, while others on the policy may have numbers that end in 01, 02, or other letters.
Group Number
A number is assigned to any employer who purchases a health plan for its employees. The benefits connected with your employer’s plan are identified by this group number. Healthcare providers file claims for your care using the group number and your member ID number. You might not have a group number if you buy insurance through a healthcare exchange (the marketplaces created by the Affordable Care Act, also known as “Obamacare”).
Plan Type/Plan Name
There are numerous types of health insurance policies available. To assist healthcare professionals in filing claims correctly, insurance companies indicate the type of plan on your ID card. The plan type will be listed on the ID card for some plan types (for example, HMO), while Medicaid and Child Health Plus cards will display each program’s emblem. Referrals, in-network and out-of-network providers, and out-of-pocket charges are handled differently by each plan type. The following are the most prevalent types:
Instead of utilizing group numbers, some insurance firms give specific names to select plans, such as those available through the healthcare exchange (above).
Payment Information
Many health insurance cards display how much you’ll pay (your out-of-pocket fees) for visits to your primary care physician (PCP), specialists, urgent care, and the emergency department. This could be a set amount (copay) or a percentage of the total cost (coinsurance). If you see two figures, the first represents your cost when you see an in-network provider, and the second represents your cost when you see an out-of-network (OON) provider, which is usually greater. When you’re recommended to a specific doctor or hospital, for example, they could not be in your insurer’s network.
Medical Network
Out-of-area coverage may be available through a separate health-care provider network through your insurance company. If that’s the case, the name of that network will very certainly appear on your insurance card. If you require medical treatment while on vacation or on a business trip, this is the network to contact.