When purchasing a ticket, the traveller must select the ‘Travel insurance’ option. Then, directly from insurance firms, he or she will receive policy information by SMS and registered email addresses. There will be a link provided to submit the nomination details.
After purchasing a ticket, the traveller must complete the nomination form on the website of the appropriate insurance company. Bharti Axa General Insurance, Bajaj Allianz General Insurance, and Shriram General Insurance are the three insurance providers that provide train insurance for ticket bookings made through the IRCTC website or app.
IRCTC stated that once the passengers have paid the charge, no cancellations are permitted. In all situations, including wait-listed tickets, there will be no reimbursement of the premium.
How does train insurance work?
If you book an e-ticket with IRCTC, you may guarantee your railway rides for just 68 paise. The travel insurance covers death and permanent total disability resulting from a railway accident or other unforeseen event up to a maximum of ten lakh rupees. You get 7.5 lakh for permanent partial disability.
How much is IRCTC insurance?
New Delhi: Every day, lakhs of people use the Indian Railways Catering and Tourism Corporation (IRCTC) website to book train tickets (www.irctc.co.in). IRCTC, the railways’ tourist and catering subsidiary, offers a Rs 10 lakh insurance cover for for 49 paise. Passengers with a valid ticket are covered by this insurance.
Only Indian citizens who book their e-tickets through the NGeT online application are eligible for the scheme. This scheme is not open to citizens of other countries. The scheme is optional, but if it is chosen, it will be mandatory for all passengers booked under the same PNR number. All taxes are included in the charge of 49 paise per traveller.
- Customers will receive policy information and a link to fill out nomination details directly from insurance firms via SMS and registered email addresses. The policy number, on the other hand, can be found on the IRCTC page’s ticket booking history.
- Following the purchase of a ticket, the nomination information must be completed on the website of the appropriate insurance provider. If the nomination details are not filled out, the legal heirs will be contacted if a claim arises.
- The policy will cover each passenger listed on the PNR in the event of death, permanent total disability, permanent partial disability, hospitalization expenditures, and transportation of mortal remains in the event of a rail accident or other adverse incident.
- Children under the age of 5 will not be covered by the optional travel insurance. If a passenger chooses to purchase insurance, the claim/liability is between the insured and the insurance company.
- If the passenger chooses an alternate method of transportation provided by the railway up to the destination station in the event of a train’s short termination for any reason, this portion of the passenger’s journey will be covered under the passenger’s insurance.
- If a train is diverted for any reason, coverage will be provided for the diverted route. In the case of a vikalp train, the passenger’s insurance for the initial train voyage will be valid in the vikalp train as well.
- There is no way to cancel once the passengers have paid the premium. As a result, no premium refunds will be given in any case, including waitlisted tickets.
- Hospitalization expenditures for injuries are covered in addition to death/permanent complete disability/partial disability coverage.
How do I get refund on IRCTC if my ticket did’t booked but money got deducted?
Nothing is required of the user. Money is returned to your account automatically. The reimbursement is usually completed within 2 or 3 days.
Ticket status- not booked, transaction status- settled, what does it mean?
It means that even if money is debited, the ticket is not booked. As a result, the money that was debited is reimbursed to your bank account or digital wallet.
What is failed transaction?
A failed transaction is one that has not been fully completed for reasons that are not attributable to the customer, such as communication link failures, internet connectivity issues, session time-outs, and so on.
What is train travel insurance?
- Only Indian citizens who book their e-tickets using the NGeT Website Application are eligible for the scheme. This scheme is not open to citizens of other countries.
- The scheme is optional, but if chosen, it will be mandatory for all passengers booked under a single PNR number.
- With effect from October 1, 2018, the premium is Re. 49 paise per passenger, inclusive of all taxes.
- Customers will receive policy information from insurance companies via SMS and email, as well as a link to fill out nomination data. Policy numbers, on the other hand, can be found on the IRCTC page’s ticket booking history.
- Following the purchase of a ticket, the nomination information must be completed on the website of the appropriate insurance company. If the nomination details are not filled out, the legal heirs will be contacted if a claim arises.
- The policy will cover each passenger listed on the PNR in the event of death, permanent total disability, permanent partial disability, hospitalization expenses for injury, and transportation of mortal remains in the event of a rail accident or other adverse incident.
- Children under the age of 5 will not be covered by the optional travel insurance.
- If a passenger chooses to purchase insurance, the claim/liability is between the insured and the insurance company.
- If the passenger chooses an alternate method of transportation provided by the railway up to the destination station in the event of a train’s short termination for any reason, this portion of the passenger’s journey will be covered under the passenger’s insurance.
- If a train is diverted for any reason, coverage will be provided for the diverted route.
- In the case of the Vikalp train, the passenger’s insurance for this voyage on the original train will be valid on the Vikalp train as well.
- No cancellations are permitted once the passengers have paid the premium. As a result, no premium refunds will be given in any case, including waitlisted tickets.
- The Hospitalisation Expenses for Injury coverage is in addition to the death/permanent total disability/partial disability coverage.
What is benefit of IRCTC insurance?
The policy will cover each passenger listed on the PNR in the event of death, permanent total disability, permanent partial disability, hospitalization expenses for injury, and transportation of mortal remains in the event of a rail accident or other adverse incident.
What incidents can take place with passengers?
(b) any collision between trains, one of which is a passenger train; or (c) any derailment of a passenger train, or any component of such train; or (d) accidents involving loss of human life in passenger trains involving train wrecking or attempted railway wrecking, cases of running over
What is Trip guarantee in IRCTC?
Trip Guarantee was created to assist travellers in discovering and booking last-minute substitute travel and financing options in the event that their train ticket was not confirmed prior to chart production. ETTravelWorld.
What is travel insurance used for?
Travel insurance is designed to protect you against potential hazards and financial losses while you’re on the road. The dangers range from simple annoyances like missed flight connections and delayed luggage to more significant problems like injuries or serious sickness.
What is the full form of IRCTC?
Here is a list of some of the most popular abbreviations that a passenger should be familiar with when dealing with the Indian Railway Catering and Tourism Corporation (IRCTC) or the Indian Railways.
How can I get IRCTC refund letter?
I respectfully request that you reimburse (full/partial/any other) sum in accordance with railway/train policy. Along with the application, I am submitting (copy of train ticket/duly filed refund form/ railway ticket cancellation form / ID/Address proof/ any other supporting document).