How To Get Top Surgery Without Insurance?

Are you unsure how to pay for Top Surgery? You’ll find information on Top Surgery grants, medical funding, payment plans, and other payment options below.

How much is top surgery without insurance?

Knowing the out-of-pocket cost of Top Surgery and related costs will help you plan and schedule your surgery date if Top Surgery is not covered by your existing health insurance or if you are seeking Top Surgery privately.

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The cost of Top Surgery will vary depending on the technique and surgeon you choose. The Keyhole and Peri-areolar Top Surgery procedures are typically, but not always, less expensive than the Double Incision approach, saving up to $2000 USD.

In general, FTM Top Surgery costs between $5000 and $10,000 USD. Consultation fees may or may not be included. To book a surgical date, a deposit is normally necessary. The size of this deposit varies by surgeon, but it often ranges from $500 to $2000, and it can equal to up to 50% of the overall Top Surgery cost.

Hidden Fees: In addition to the surgeon’s charge, you’ll have to pay for an anesthesiologist, as well as possible facility fees, pathology fees, and other medical test fees. Ensure that the doctors you examine provide you with accurate information about the entire cost of Top Surgery.

You’ll also have to pay for things like a medical compression vest, prescriptions, paper tape, gauze, scar care, and more after the surgery.

Can I do a payment plan for top surgery?

Board-certified; member of WPATH; accepts financing; 10% military discount; lodging package offered; informed consent.

How it works: We have an in-house payment option that functions similarly to a layaway plan. There are no credit checks or payment agreements with us. For three months, we honor quotes offered after a consultation. Quotes are subject to any rate changes that may occur after three months, until the deposit is completed. To save your quote and set a surgical date, a $1,000 deposit is necessary. Make payments in any amount and at any time that is convenient for you. The remaining balance must be paid in full 15 days prior to surgery. You may reschedule once or cancel up to fifteen days before to your booked treatment without penalty if you believe you will not be able to meet your expected objective.

Cancellation and Transfer: If you are unable to have surgery for any reason and provide sufficient notice, you will receive a full refund, excluding the consultation fee.

“Paying a finance business to get a procedure a month or two away comes at a cost of thousands of dollars over the course of several years.” You can pay off the cost of the treatment in less time than you would if you took out a loan if you save your money first. Knowing that your goal is within reach is what motivates our patients to wait the few months it takes to save the money.

“We’ve got a patient… After thirteen months of paying when they could, in the amount that worked for them, their surgery day has finally arrived! I’m overjoyed for them because I know how hard they’ve worked to get to this point. Our is just one of many wonderful stories that have come as a result of this offer.”

How can I get money for top surgery?

In order to raise money for a gender-confirming procedure, many people turn to crowdfunding, suing insurance companies, or seeking support through other contribution programs.

It can be difficult to stand out from the crowd when you’re raising money on your own and asking for aid to pay for your surgery. Here are some inventive and interesting ideas to assist you raise the funds you need.

How do you qualify for top surgery?

The WPATH Standards of Care for Top Surgery are simple to understand:

  • In a particular country, the age of majority (if younger, use the SOC for children and adolescents);

Can breasts grow back after top surgery?

This is far from the case. The breast tissues can never grow back after being medically removed, whether you had a keyhole or double-incision mastectomy. Your doctor will remove around 95% of your breasts during an FTM procedure. Do not be concerned if a small amount of tissue remains after surgery. It was done on purpose to make your chest look proportionate and easy to contour rather than hollow and concave.

Can you get top surgery 15?

Top surgery is normally done after a person has started taking testosterone and has been presenting themselves socially as a man for a while. The physicians at UI Hospitals & Clinics adhere to the World Professional Association for Transgender Health (WPATH) standards of care, which require a single letter from a mental health specialist certifying readiness for surgery. Though the majority of people who get top surgery are over the age of 18, younger people may be considered if the patient, their legal guardians, and their mental health expert believe that it is necessary. Those who are mature enough to thoroughly understand the operation and have realistic expectations for the results are the ideal candidates for top surgery. Transmasculine people who plan to breastfeed should avoid male chest reconstruction.

How much can top surgery cost?

The cost of cosmetic surgery varies significantly based on your insurance coverage, where you reside, and which surgeon you choose.

Currently, the typical cost of FTM and FTN top surgery is between $3,000 and $10,000.

The average cost of MTF and MTN top surgery varies significantly according on body size, body shape, and desired breast size. The cost of this procedure often ranges between $5,000 and $10,000. A hospital or facility fee, as well as an anesthesiologist cost, are usually added to the overall payment.

Yes. Payment Plans BEFORE Your Surgery

  • A special-purpose savings fund could be an useful choice for patients who want to save money for their surgery before having it done. You can also choose to pay your mortgage ‘down’ in advance to save money on interest, then pull funds from your early payments when you’re ready to have your operation.
  • Similarly, you can pay for your surgery in installments with Dr Rubinstein & Coco Ruby Plastic Surgery.

Payment Plans AFTER Your Surgery

  • Plastic surgery of high quality can be pricey. When it comes to patient safety, our plastic surgeons don’t cut corners, and we try to deliver the best outcomes possible.
  • There are a number of respectable independent financial businesses that may be able to assist some surgical patients who cannot afford to pay for their operation up front.

Is there a surgery to change your gender?

Procedures that enable persons transition to their self-identified gender are referred to as sex reassignment surgery. Many people nowadays prefer to refer to gender affirmation or confirmation surgery.

Why is gender affirmation surgery done?

Surgery may be performed so that a person’s physical body corresponds to their gender identification. Gender affirmation surgery is chosen by those who suffer from gender dysphoria. Gender dysphoria is the distress that results when your gender identity does not match your sex given at birth.

What is the difference between transgender and nonbinary?

The term “transgender” refers to a person whose gender identity differs from the gender given to them at birth. Someone who identifies as gender nonbinary does not fall into the usual female or male gender classifications. People who fall into one of these categories may choose to undergo medical therapy or surgery to change their gender.

What are the types of transgender surgery?

Gender-affirming surgery allows transgender people to have a physique that matches their gender identity. Procedures on the face, chest, or genitalia may be required. The following are some of the most common transgender surgery options:

  • To make face characteristics more masculine or feminine, facial reconstructive surgery is used.
  • Breast tissue can be removed for a more masculine appearance, or breast size and form might be enhanced for a more feminine appearance.

Is gender affirmation surgery the only treatment for gender dysphoria?

No. Aside from surgery, there are other options. Not everyone who identifies as transgender or nonbinary wants surgery. You can choose from the following options, depending on your age and preferences:

  • Hormone therapy can be used to boost masculine or feminine features like body hair or vocal tone.
  • Voice therapy can help you modify your voice or tone, as well as improve communication skills like introducing yourself using pronouns.

With or without surgery, people can socially transition to their true gender. You might do the following as part of your social transition:

  • Wearing different attire or changing your haircut might help you present as your gender identification.

How do I pay for FFS?

Some patients prefer to pay for their FFS operations in cash installments or with a credit card. The cost of these operations might range from $20,000 to $50,000.

Personal Loans from Credit Unions

Some credit unions will grant financing for FFS procedures to those who qualify. Many credit unions have particular income, employment, and credit history requirements.

Health Insurance

The most cost-effective approach to pay for FFS is to use coverage provided by a health insurance plan. Some health insurance plans do cover the price of facial feminization surgery treatments, so check with your physician to see what is and is not covered under your current plan. We frequently assist our patients in obtaining authorizations for facial feminization surgery by providing letters of medical necessity and appeal notes.