No matter where you go in the globe, you’ll be covered with Global Travel Insurance.
When you use your qualified FNB card to purchase your local or international return trip ticket, you’ll get FREE Global Travel Insurance (s).
FNB Debit, Fusion, or Credit Card members under the age of 70, as well as credit card holders under the age of 71, who are residents of any of the following countries: South Africa, Lesotho, Namibia, or Swaziland, are eligible for this offer. FNB offers a particular sort of insurance for anyone over the age of 70. View the Global Travel Insurance Benefits Schedule from the Global Travel Helpdesk for further information.
Do I get travel insurance with my bank?
Yes. You’re covered as long as you didn’t go against government guidance. If you need to stay longer than intended, we’ll assist you with additional lodging and travel expenses (up to the limits outlined in your policy documents).
What is FNB life cover?
FNB Life Cover – provides more comprehensive coverage up to R10 million, with the option to add on critical illness and disability benefits.
Does FNB have cellphone insurance?
You can use your mobile device to address many insurance needs with the FNB Insurance for Mobile app, no matter where you are. FNB Insurance is the app you need to keep you moving, from submitting claims to accessing your policy details.
How does FNB funeral Cover work?
FNB funeral plans are similar to life insurance policies that you may have taken out with FNB, in that if you die away, the bank will pay your dependent the claim to assist with your funeral expenses. The FNB funeral plan is ideal for persons who don’t want to leave a financial burden on their loved ones in the event of a death.
Is there a travel insurance that covers Covid 19?
If you’ve had all of your vaccinations, you’ll be able to go abroad without a visa starting November 1st. However, transit and destination countries may impose entrance limitations, such as quarantine requirements. Check sure you can purchase travel insurance for the destination you plan to visit before you depart.
When you book a ticket or trip with some tour operators or airlines, you may be eligible for free ‘COVID insurance.’ Always read your travel insurance coverage to make sure you’re aware of what it covers. It’s possible that free ‘COVID insurance’ just covers COVID-19 and nothing else. It may also be granted by an overseas insurance company, putting it under the jurisdiction of that country’s regulations. If this is the case, it is unlikely to be a suitable substitute for comprehensive Australian travel insurance.
Even if you are unable to obtain coverage for COVID-19, travel insurance is still required. Traveling does not always go as planned. If you become sick while traveling, have to cancel your plans, or your luggage and important documents are lost or stolen, and you don’t have travel insurance, you’ll have to cover the charges out of your own money. If you’re still not convinced, check out CHOICE’s explanation of why you should buy travel insurance.
Checklist
- Is the Smartraveller advise level for the countries you’ll be visiting covered by your insurance? Many destinations are currently classified as level three – ‘Reconsider your need to travel,’ and not all travel insurance companies cover them.
- Is evidence of insurance for COVID-19-related medical expenses required by your destination? Singapore, for example, demands a minimum of SGD $30,000 in coverage.
- Is your vacation covered for the entire duration? Can you, for example, extend your coverage if you have to stay in a foreign country longer than intended due to a flight cancellation?
- Are you protected for stopovers on your journey to your destination? Is there a time limit on how long you may stay at the stopover location? What happens if you’re stranded for a long time?
- Are you protected if you or a traveling companion tests positive for COVID-19 and you can’t travel or your stay is extended? What if you’re forced to isolate yourself because you’re in close proximity to someone who has tested positive?
- Are you reimbursed for cancellation charges if a business colleague or a family member back home gets COVID-19 and you have to leave sooner than planned?
- What if you were planning on staying with someone but they have COVID-19? Or is your hotel or tour company forced to close as a result of COVID-19? Are your out-of-pocket costs covered?
- If you’re going on a cruise, take extra precautions. For multi-night cruises, some travel insurers may not provide COVID-19 coverage.
- Are you protected in the event of a claim resulting from government travel bans, border closures, or enforced quarantine/self-isolation rules at your destination?
The Bradstone* family from Melbourne was planning a visit to Queenstown, New Zealand, to see relatives. However, due to a lockdown in Melbourne, they were forced to cancel their trip. Their claim for cancellation expenses was disallowed by their travel insurer.
- Make sure you’re protected if your leave is canceled due to a COVID-19 outbreak if you’re an important healthcare professional like a pharmacist, nurse, doctor, or paramedic.
Ask your travel insurer and read the product disclosure statement for answers to these questions (PDS). Read our tips on how to read the PDS for further information.
Does my travel insurance cover car rental?
While not all travel insurance policies cover automobile rentals, some comprehensive travel insurance plans offer a rental car collision coverage add-on option in the event the rental car is damaged in an accident. The cost of repairs and replacements on a rental automobile may be reimbursable if you include rental car charges in your trip costs for your travel insurance plan (up to the stated limit on the plan). Car hire excess insurance is another name for this extra protection against damage and repairs.
Does Barclays Bank travel insurance cover Covid 19?
The official traffic light system and FCDO recommendations may differ in terms of travel information.
If you cancel within 31 days before departure, you’re covered as long as the FCDO has issued a travel advisory. If this advise was in effect when you planned your trip or purchased your insurance, you are not covered (whichever is later).
Yes, as long as you follow the local authorities’ guidance, you’ll be covered.
If FCDO guidance was in place at the start of your trip and you decided to return home early because of it, you will not be covered.
You’ll be covered to return home early if FCDO advise is issued while you’re on your trip, as long as there’s no FCDO advice against travel in place when you depart the UK.
We’ll cover your hotel quarantine fees when you return, as long as the country wasn’t on the red list or on the watchlist to be added to the red list, and there was no FCDO advise in place when you left the UK.
Yes, as long as no UK government or local lockdown limitations were published or in effect at the time you bought the insurance or planned your trip, whichever came first.
Yes. As long as you had at least two nights’ pre-booked accommodation, prepaid flights or ferry crossings, and no UK government or local lockdown restrictions were declared or in effect when you took out the policy or scheduled the trip, whichever came first.
What should I include in travel insurance?
- Damage to personal goods, hired equipment, such as rental automobiles, and even ransom requests are all covered by some travel insurance policies.
- Trip cancellation or interruption coverage, baggage and personal effects coverage, medical coverage, and accidental death or flight accident coverage are the four main types of travel insurance.
- Emergency services, such as restoring lost passports, financial transfer help, and rebooking delayed flights, are frequently included.