How To Get Treatment For Adhd Without Insurance?

“Help! How can I obtain an ADHD evaluation if my health insurance doesn’t cover it? Many doctors in my region refuse to accept new patients, refuse to engage in my insurance plan, or charge exorbitant fees. I’m not wealthy enough to pay for it.”

“How can I have my child diagnosed with ADHD and treated for it? We can’t afford it since it’s too pricey. “Could someone kindly assist me?”

How widespread is the issue of affordability? ADDitude magazine has conducted a detailed online poll with over 600 participants from throughout the United States. Here are a few of their conclusions.

There is good news and bad news when it comes to seeking low-cost ADHD evaluations and treatment. The good thing is that there are numerous options to choose from. The bad news is that you’ll have to do some detective work to locate them.

The members of Attention’s editorial advisory board put their heads together to assist you find affordable assessments and therapy when insurance coverage is missing and prices are too exorbitant. They compiled these 19 suggestions based on their combined knowledge and expertise.

You may be referred to another specialist by your doctor. The evaluation might be done by a psychiatrist or a psychologist. Your doctor may be able to connect you with a professional colleague who can provide a free or sliding scale assessment, medication review, or even behavioral parent training.

If your kid is having major difficulties at school, he or she may be eligible for psychological and educational testing by school personnel. To begin, contact the education management team through the principal’s office. The school evaluation, if permitted, may include a comprehensive assessment for ADHD, learning challenges, and psychological issues. If your child’s availability for learning is adversely impacted by ADHD, the school is compelled by federal law to provide essential modifications and therapies. Although the school cannot prescribe medication, your doctor could look at the report and decide whether or not to treat you.

Many counties provide behavioral clinics that can provide evaluation and treatment to an adult or kid. On a sliding scale, your county mental health facilities and community service boards may be able to provide assessment and treatment. These programs are listed on the Substance Abuse Mental Health Services Administration’s website. There are also county-based Early Intervention Programs that provide testing and follow-up assistance for very young children. Statewide Parent Information and Resource Centers, run by the US Department of Education, assist parents of children with disabilities in locating resources and receiving up-to-date training. You may find that group therapy or training is less expensive than individual counseling for therapy or behavior management.

Some clinics in hospitals provide treatments for free or on a sliding cost basis. Clinics in hospitals are more likely to accept a variety of insurance policies. Interns and residents in training give care in several hospitals under the supervision of mentors. There are specific ADHD clinics in several adult and children’s hospitals that take financial considerations into account. Outside clinics for low-income or uninsured children and adults can be found at hospitals that are part of a larger healthcare system. Some of these centers may work with you on a sliding scale or for free.

Every state has a county medical clinic. These clinics give medical care to uninsured and low-income households. If they are unable to execute the treatment themselves, they may be able to arrange for assistance from other professionals. These clinics could also be able to assist with medicines. Visit the websites of the Health Resources and Services Administration or the National Association of Free and Charitable Clinics to locate these facilities.

Future doctors, psychologists, and social workers are trained in college and university programs. A program like this might exist at one of your local colleges. This could lower the cost of assessment and counseling.

Adults and children may be eligible for an ADHD screening and treatment through clinical research programs. See if one of the studies at your local academic hospital or the National Institute of Mental Health is a good fit for you.

For information on how to get resources and free evaluation forms, visit ADHD websites like

Parents have the option of keeping their children on their private health insurance plan until they reach the age of 26. Most states enable disabled children who are unable to support themselves after the age of 26 to remain on their parents’ insurance.

Check with your state to determine if you qualify for Medicaid. Some states cover both adults and children, while others only cover children. A federal program called the Children’s Health Insurance Program is also available (CHIP). Children of working parents who earn more than the Medicaid threshold are eligible for this state program. To qualify for the CHIP program, a family of four in Virginia can earn up to $32,256 per year, while a family of four in Texas can earn up to $21,404 per year.

County social services agencies can help you locate federal, state, and local funds for the services and treatment you require. Use your state government’s website to find your local office, such as Alabama’s Department of Social Services.

Churches and faith-based social care organisations can also help you find services in your region. Lutheran Social Services, Catholic Charities, the Salvation Army, United Methodist Ministries, Jewish Social Services, and other organizations may be able to assist you in obtaining the services you require as well as give minimal financial aid.

Some foundations, such as the Children Partnership Foundation in Springfield, Virginia, support local medical care. Some national foundations, such as the Children’s Health Fund for Medically Needy Children or the HealthWell Foundation, which publishes funding lists for specific conditions, may also be able to help. Individuals and families who are not covered by other programs are helped by foundations in collaboration with local agencies and hospitals.

Adults with varied degrees of disability can receive assessments, financial support, referrals to training programs, and counseling through their state’s Department of Vocational Rehabilitation.

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are government programs that provide financial and medical help to more severely disabled children and adults.

It’s worth noting that, despite being taken 2-3 times daily, short-release generic versions of methylphenidate or an amphetamine are less expensive than the premium costs paid for extended-release medicines, whether generic or brand.

REMEMBER THAT THE KEY TO SUCCESS WITH ADHD IS SELF-TRAINING. Many people and organizations are willing to assist you!

How can I get ADHD meds without insurance?

What is the best way to acquire Adderall without insurance?

  • Go with a generic name. Customers who are uninsured can save hundreds of dollars by switching to generic Adderall.
  • Use a SingleCare savings card to save money. Customers who use a SingleCare savings card at the pharmacy can save up to 80% on prescription medicines.

How much does ADHD treatment cost without insurance?

An office assistant in Severna Park, Maryland, borrows medications from her partner on occasion. She has ADHD and is unable to purchase her own medicine due to a lack of health insurance.

A health counselor in Bloomington, Illinois, who has two daughters diagnosed with ADHD and is on Medicaid, recently downsized to save money for their psychiatrists’ copays.

A commercial real estate consultant in Seattle, Washington, has postponed retirement due to the $60,000 she and her husband have spent on private school, therapists, and medication for their son to date, despite having a small, limited health plan.

The High Costs of Treatment

Managing ADHD, whether for yourself or your child, has always come at a high cost. But it’s getting worse, as insurance companies have increased out-of-pocket payments, such as monthly premiums, annual deductibles, and office visit copays.

Even though most of them have health insurance, many of the more than 600 Americans who took our online poll on managing the cost of ADHD care described struggling to pay for therapists and medicine for themselves and their children. More than 16 percent of those polled said the expenditures of controlling ADHD were more than 10% of their family’s income.

One respondent comments, “Taking proper care of my children should not cost more than my monthly housing payment.”

Nearly a quarter of those with insurance said their policies paid for less care last year than the year before. Only approximately 8% stated their insurance covered all of the costs of medication and treatment. Just over 7% claimed their policies didn’t cover any of these expenses.

Even while overall access to care has expanded under the 2010 Affordable Care Act, many Americans have been spending more to deal with a variety of health issues in recent years (aka Obamacare). The broad legislation offered benefits to all Americans, but especially to those suffering from mental illnesses. It mandated that health insurance plans provided through state-run marketplaces cover mental health services, prohibiting any plans from denying coverage for pre-existing diseases, and requiring all plans to cover children under the age of 26 on their parents’ policy. An estimated 20 million formerly uninsured Americans now have health insurance thanks to the law.

Insurance Lite

These benefits, however, have come at a cost, as the insurance industry and companies have shifted more health-care expenses to consumers. At the same time, according to Dania Douglas, state advocacy manager at the National Alliance on Mental Illness, a dearth of mental health experts is putting a strain on those diagnosed with ADHD and other mental disorders, even if they have insurance (NAMI). Many practitioners refuse to accept insurance since there are so many prospective clients and so little competition. “As a result, many consumers seek care ‘out-of-network,’ raising out-of-pocket costs,” Douglas explains.

“Shawna Clark, a stay-at-home mother of two in Martinsville, Indiana, says, “My son severely needs treatment, but we can’t afford it.” Clark’s husband works in the parts department of a truck repair shop and earns $20 an hour, putting the family over the Medicaid income limit. Despite this, Clark claims that his family cannot afford his employer’s full-coverage health insurance, which has lately raised from $1,200 to $1,600 per month for a family of four.

A learning specialist in a New Orleans private school shares a version of this story. Both she and her two children have been diagnosed with ADHD, but her insurance only covers 60% of her family’s medical costs, making it impossible to pay for services such as occupational therapy, speech therapy, and behavior therapy for her children. In 2016, she thinks she spent more than $5,400 on drugs and therapists out of pocket.

She says she frequently speaks with wealthy parents in her position “who come to me crying” about the high costs of paying for ADHD treatment, which makes her concerned about the difficulties faced by parents with less resources.

Others who responded to the poll “To get care, people have come up with “innovative” methods. One says she sees a general practitioner rather than a specialist to save money, while another says she sees the therapist every other week rather than weekly to save money. One mother forewent after-school care in order to fund her son’s tutoring.

“One respondent adds, “It absolutely stinks to have to not take my meds on a regular basis.” “I’m not getting the full benefits that a more consistent pharmaceutical regimen could provide.”

The annual expenditures of caring for ADHD were projected to be up to $2,720 for children and $4,120 for adults in a 2012 study published in the Journal of the American Academy of Child and Adolescent Psychiatry. According to our research, this understates the costs. In 2016, survey respondents stated they spent an average of $2,125 out of pocket for ADHD doctor and therapist appointments for their children. It cost $1,493 for adults. They reported they spent an average of $935 on children’s prescriptions and $735 on adults’ medications.

Non-medical options linked with ADHD care, such as coaching, private schools, neurofeedback, and non-prescription vitamins and supplements, were described by the majority of families as being costly. These charges amounted to $3,509 in increased annual expenses on average.

ADHD Care on Your Own Dime

According to ADHD experts, these statistics understate the expenses of managing with the problem, because people with ADHD are more likely to have co-existing conditions like anxiety, autism, mood disorders, sleep difficulties, drug and alcohol addiction, and a higher risk of accidents. (See “Survey Says?” below for more information about survey respondents’ expenses.)

Several survey respondents who were either uninsured or had plans with restricted coverage detailed how they stretch their health-care costs. Some say they only see doctors who are willing to fight insurance companies. Others ask their doctors for free drug samples or take advantage of manufacturer coupons and pharmacy savings. Several people claim they’ve taken on a second job or cut back on other aspects of their lives to help pay for their own or their children’s care.

“I’ll go to any length to ensure that my children receive the care they require,” one mother writes. One respondent claims she has reduced her spending on heat and new clothes in order to pay for her child’s health care.

Unfortunately, these difficulties are unlikely to be alleviated anytime soon. The Trump administration’s attempt to repeal the Affordable Care Act and replace it with a proposal that would reduce subsidies for low-income families and coverage for some expensive conditions failed in March. President Trump has threatened to “explode” the Affordable Care Act, fueling fears that costs will continue to climb.

“I’m terrified to listen to the news these days,” says Erin O’Malley, a health counselor in Bloomington, Illinois, who has two daughters diagnosed with ADHD. “As it is, there aren’t enough resources for parents.”

How do people afford ADHD medication?

At first, the symptoms of ADHD — distractibility, impulsivity, rage, and humiliation — were the most difficult to overcome. However, after receiving an ADHD diagnosis for yourself or your child, you took the difficult decision to try ADHD medication after much research and deliberation. This treatment has changed your family’s life, even if it isn’t flawless. Then, just as you were getting into a groove, your insurance company announced that the prescription that worked for you or your child would no longer be covered, and the out-of-pocket payments became unaffordable.

Unfortunately, this is an all-too-common story. Many people report that ADHD drugs have changed their lives. However, their effectiveness frequently comes at a price – physically. Many people who rely on these treatments claim that they are difficult to obtain and/or cost.

High ADHD Medication Costs Impact Most Patients

“Another person commented, “It’s pricey to have to see my doctor every three months in order to receive my prescription because it’s a prohibited narcotic.” “In addition, my medication is costly to replenish each month. It’s really difficult to navigate the healthcare system for diagnosis.”

While some of the respondents were able to get therapy, others were not so fortunate. Many other survey respondents stated that they had simply stopped taking medication because they couldn’t afford it.

“One respondent adds, “Both medication and treatment are expensive to maintain.” “So, for the time being, I’m not undergoing any treatment.”

What are your choices if your pharmaceutical costs skyrocket beyond your means? Some prescription manufacturers offer savings schemes, which you may find a list of HERE. If you’re using a generic drug or your specific medication isn’t listed, keep reading because we’ve compiled a list of government, non-profit, and other prescription assistance programs that can help you pay for your ADHD medication.

Government Programs for ADHD Prescription Assistance

Prescription aid is frequently provided by the federal, state, and local governments. In the United States, these include:

Prescription aid is available in most states, ranging from discount cards to government subsidies. Consult your doctor and go to to discover out what your state has to offer.

The federal government provides a variety of health-care coverage options, including Medicaid, Medicare, and others, to help those who are unable to afford health-care costs. Visit for an overview of each choice. Adults over the age of 65 who are on Medicare may be eligible for Extra Help, a medication assistance program. To see if you qualify, call 1-800-333-4114.

Non-Profits and Online Tools for ADHD Prescription Assistance

Non-profit organizations, online comparison tools, and other resources can help with prescription costs. The following are a few of the most beneficial:

Talk to Your Doctor About ADHD Medication Costs

Talk to your doctor if none of the above choices work for you. She might be able to transfer you to a cheaper drug or provide you free samples of name-brand products to augment your regular prescription. Doctors can also contact insurance companies to request special permission to prescribe particular medications in some instances.

Obtaining medication can be difficult, but there is hope — and support — available. In today’s healthcare environment, knowing all of your alternatives is crucial to receiving the treatment you or your child requires.

Can I get Adderall over the counter?

No, Adderall is not available over-the-counter and must always be prescribed by a medical professional for very specific purposes. This is the only legal way to consume this medication.

Is Adderall cheaper than Vyvanse?

Adderall and Vyvanse are both brand names, and depending on the frequency and dose, a month’s prescription without insurance can cost anywhere from $150 to $400. Adderall is also available in generic form (mixed amphetamine salts), which can be significantly less expensive.

What is Vyvanse vs Adderall?

Both Adderall and Vyvanse are stimulants for the central nervous system. Each of these drugs is used to treat attention deficit hyperactivity disorder (ADHD) (ADHD).

Both medications are amphetamine derivatives. The distinction between the two medicines is that Adderall contains amphetamine salts (amphetamine and dextroamphetamine), whereas Vyvanse contains lisdexamfetamine, a “prodrug” that the body converts to dextroamphetamine before it becomes active.

The extra time it takes the body to convert Vyvanse to dextroamphetamine reduces the severity of the side effects, although the negative effects of both medicines are extremely comparable. Anxiety, insomnia, digestive troubles, and other disorders were among them.

Both Vyvanse and Adderall belong to the amphetamine class of medicines, which means they can lead to addiction and withdrawal symptoms.

How do people afford Vyvanse prescription?

Use a Vyvanse patient assistance program or a manufacturer voucher. The manufacturer coupon can help you save up to $720 per year by lowering your out-of-pocket expenditures to as little as $30 per prescription (for insured individuals). Those who qualify for the patient assistance program may be able to receive free medication.

How do I get diagnosed with ADHD?

The diagnosis of ADHD in children is based on a set of specific criteria. Your child must show six or more symptoms of inattentiveness, or six or more symptoms of hyperactivity and impulsiveness, to be diagnosed with ADHD.

  • exhibited symptoms in at least two separate situations, such as at home and at school, to rule out the notion that the behavior is simply a reaction to certain teachers or parental supervision.
  • Symptoms that make it difficult for them to function socially, academically, or at work
  • Symptoms that aren’t only a part of a developmental issue or a tough stage in life, and can’t be explained by another ailment

Can I get an ADHD diagnosis online?

ADHD Diagnosis and Treatment Available Online. Take a virtual assessment the same day, which is available for both adults and children. Consult with licensed online psychologists and doctors in the United States. Get an online examination and, in some jurisdictions, a prescription if medically necessary.

Is ADHD a disability?

In the United States, ADHD is classified as a disability with specific requirements. If ADHD is severe and interferes with your capacity to work or participate in the public sector, it is considered a protected disability. You are unlikely to receive benefits from the federal or state governments if your ADHD is moderate.