Morocco is not part of Europe because it is located on the northwestern tip of Africa. Many travel insurance companies, on the other hand, will include it in their European coverage policy.
This can save you money because European travel insurance is usually less expensive than worldwide travel insurance, but make sure that Morocco is covered before purchasing a policy.
If Morocco is your starting point for exploring other African nations, you’ll require international travel insurance.
Even if your travel insurance considers Morocco to be part of Europe, the European Health Insurance Card (EHIC) does not, thus you won’t be able to use it there.
Any other insurance you’ll need is determined by the activities you’ll be doing while in Morocco, where you’ll be going, and what you’ll be bringing with you.
Does Morocco come under Europe for travel insurance?
It’s been a few years since Morocco smelled like Casablanca, but its allure hasn’t faded. Instead of the iconic seaside city, pictures of Marrakech and its spice-colored souks, unusual architecture, and old mystery come to mind.
Morocco, as the crossroads between Europe and Africa, has a diversified and dynamic culture that attracts British tourists for long vacations, city breaks, and even day visits from Southern Spain. Make sure you have adequate travel insurance, regardless of which of these you have booked.
Healthcare for Brits in Morocco
Anyone traveling to Morocco should consider purchasing good medical travel insurance to help cover costs if something goes wrong. It’s critical to see your doctor two months before your travel to ensure you have all of the necessary vaccines, including any that are unique to you.
If you have any pre-existing medical conditions, you must disclose them in your travel insurance application.
There are both governmental and private hospitals in Morocco. If you have any current medical conditions, seek medical counsel before traveling to Morocco. They will be able to inform you whether or not such a journey is safe. This is crucial information to have before leaving.
Because much of the country is harsh terrain ranging from mountains to desert, medical services outside of cities and towns might be sparse. If you know you’ll be spending time away from urban regions, it’s crucial to know where your nearest medical facility is.
Travel risks in Morocco
Morocco’s travel risks are typical in many nations, especially those with densely populated and poorer-than-average urban areas. Pickpocketing, back-snatching, moped theft, counterfeit or sub-standard item sales, distraction techniques, and assault are all examples of street crime.
To protect yourself from frauds and street crime, observe a few easy principles. Take precautions to secure your possessions if you’re visiting one of Morocco’s many beautiful beaches.
In Morocco, it’s not a good idea to carry critical documents like your passport, jewellery, or a lot of cash. If you have to, wear a money belt underneath your garments to make pickpockets’ lives more difficult.
Terrorist groups are known to operate in Morocco, and assaults on tourist locations are a possibility. As a result, security guards have been stationed in more congested areas as well as those with a higher tourist population.
If you have been the victim of a crime, you must notify the authorities right away. You’ll need a police report if you want to lodge a claim on your travel insurance for lost or stolen things later.
Moroccan culture
Morocco has a rich history influenced by Berber, Arab, French, Spanish, and other European cultures. Its culture combines the qualities of its various legacies in such a way that it is truly distinctive and exciting to visit.
As a Muslim country, there are societal limitations that differ from those in the United Kingdom. Respect local laws and conventions about propriety and behavior, such as not displaying affection in public and dressing appropriately, especially during religious holidays and near sacred places.
Outside of marriage, sexual contacts are prohibited in Morocco, and unmarried couples may be requested to sleep in separate rooms by their hotels (or asked for evidence of their marriage). This is likely to be less of an issue in designated tourist destinations or very touristy locations. Homosexuality is also against the law; for further information, go to the website of the International Lesbian, Gay, Bisexual, Trans, and Intersex Association.
Be mindful of when you eat and who you dine with during Ramadan. While eating and drinking in front of individuals who are fasting can be offensive, many Muslims believe it is completely appropriate for non-Muslims to eat and drink normally. It’s best to proceed with caution.
Alcohol is authorized at licensed establishments such as restaurants, hotels, and bars, however it is illegal to consume in other places. Remember that if you need to make a claim on your insurance for something that happens while you’re inebriated, your policy may not be legitimate. It is unlawful to disseminate non-Islamic religious views, including Bibles written in Arabic. In Morocco, pornography is prohibited, and the use or possession of illegal narcotics can result in harsh punishments.
Morocco’s art is among the most culturally diverse and intriguing in the Arab world, and it can be found in a variety of locations throughout the country, including the capital. In recent years, music festivals have sprouted up all throughout the country, with some focused on World music and others on more current Western musicians.
Morocco’s European influences, along with its widely Islamic culture, have resulted in a diversified and unique theatre industry, with numerous festivals held in picturesque places. Arts and crafts are popular, and you can find lovely ornaments in fairs all around the country.
Getting around
Morocco has a 9-fold higher rate of traffic fatalities than the United Kingdom. Driving on risky routes or in poor visibility, such as during severe weather or at night, requires particular caution. Keep an eye out for other drivers who may not be following the rules of the road, and stay to the speed limit. Outside of cosmopolitan places, the risks of driving are lower, but don’t take road surface quality for granted.
Train travel is popular, convenient, and services a large portion of the country. Buses are provided in addition to the destinations served by trains. Longer-distance shared taxis and buses can be a more cost-effective mode of transportation.
Do I need travel insurance for Morocco?
If you’re traveling anyplace in the globe, including Morocco, it’s a good idea to get travel insurance to cover your expenses.
The country, like many other major tourist locations, has a high crime rate. You may be able to make a claim on your travel insurance policy if your items are stolen, lost, or destroyed.
Make sure your insurance covers emergency care and repatriation costs in the event you become unwell or injured while traveling. It should also compensate you in the case that your vacation is canceled or shortened. Check the policy wording to discover when cancellation coverage applies and whether you require any additional coverage for the activities you’ll be participating in.
Will I be covered for activities in Morocco?
Sandboarding in the Sahara, watersports on the beach, and mountain activities in the northeast are just a few of the adventurous activities available in Morocco. If you’re thinking about participating in an adventure activity, be sure you’re covered first.
Check your insurance to see if you’re protected, and if you’re not, contact your insurer to see if there’s a way to expand the scope of your coverage. Keep in mind that you may not be automatically covered for a variety of typical hobbies, such as pony-trekking, so examine your policy carefully to see whether you are.
Does Morocco come under Europe for travel insurance?
Morocco is in northern Africa, so most travel insurance carriers, including Post Office, consider it to be outside of Europe. However, if you’re visiting the country and want to purchase travel insurance for your trip, make sure to read the policy wording carefully.
What is classed as Europe for travel insurance?
What countries are covered by European travel insurance? European travel insurance often covers travel to any European Union country as well as a number of non-EU countries such as Iceland, Switzerland, Turkey, and Norway.
What countries are included in Europe travel insurance?
- Medical coverage – make sure to read your policy carefully because the degree of coverage in ordinary policies varies depending on your circumstances and desired activities. If you’re pregnant, have a pre-existing medical condition, or want particular sports coverage, it’s worth contacting your insurance provider about additional coverage or looking into specialist travel insurance to make sure you’re appropriately protected.
- Check your policy to discover if it covers loss, theft, or damage to your belongings. Make sure the amount is sufficient to cover the cost of assets like your phone or laptop.
- Flight cancellations, canceled flights, and delays are all common travel difficulties. Only genuine causes specified by the insurance provider are covered, so read the terms carefully.
- Personal liability insurance protects you in the event that you injure someone else and they sue you for compensation.
Can I get travel insurance for Morocco?
Wherever you go, it’s critical to have travel insurance, and Morocco is no exception. If you become ill or injured while traveling and require private treatment, the correct travel insurance will cover your medical expenses.
If you need to cancel or cut short your vacation due to illness or a family bereavement, your travel insurance should provide cancellation coverage. The same insurance policy may allow you to obtain money back if you need to take an emergency trip home. If you need to cut your vacation short, notify your insurance company before returning home. Before determining whether or not to pay the expenses, they’ll need to know why.
Morocco, like many other major tourist destinations, has areas with high crime rates. Pickpockets are a serious problem in Marrakech (they often use distraction techniques, so be vigilant). If you are the victim of a crime, or if your goods are stolen or destroyed, you may be able to file a claim with your insurance company.
Will travel insurance go up after Brexit?
The Chartered Insurance Institute polled 114 insurance experts and found that three-quarters (76%) believe the cost of travel insurance will rise if the UK leaves the European Union.
Only 24% of those polled in January indicated they don’t expect the cost of travel insurance to rise in the coming months as a result of Brexit.
“Unaltered transitional provisions will remain in place until at least December 31, 2020, under the wording of the Brexit departure agreement, after which it will depend on what is negotiated in terms of reciprocal medical agreements between the UK and EU member states.”
“However, the common agreement is that the cost of European travel insurance will rise at some point.”
The form of the Brexit deal and whether the UK agrees to reciprocal healthcare agreements with particular nations will determine how much European travel insurance costs.
Customers traveling on a British passport when the UK quits the European Union may be needed to have at least six months left on their passport, according to Martin Ashfield, a board member of the CII’s Society of Claims Professionals.
In terms of visas, British passport holders visiting the EU as tourists (for up to 90 days) will not require one.
Customers traveling by automobile or campervan will require a green card and a GB sticker, as well as an international driving permit in some countries (requirements vary by country).
“If the consumer does not have the required documentation, the travel policy will not reply in any scenario.” This isn’t unique to Brexit; policy wordings have always included an exclusion to defend against claims for faulty or missing travel paperwork.”
Mr Ashfield said that as a result of the potential for more security checks at airports, coach and ferry terminals as a result of Brexit, there will be some claims for missing departures and delay compensation.
“While most plans will cover delayed departures (within specific timeframes), if a customer misses a flight, coach, or ferry owing to extra security/border checks, fees for additional travel and/or accommodation will not typically be covered.”
“However, insurers are expected to take a reasonable attitude to claims where it is obvious that the client has given ample time to travel to the airport/coach/ferry terminal,” says the report.
The European Health Insurance Card (EHIC) situation is less definite and highly dependent on a deal being reached.
“As things stand, the withdrawal agreement specifies a transition period to enable additional time for negotiations on the future UK-EU relationship, which means the EHIC would be valid until the end of 2020.” If the UK departs without an agreement, the EHIC will no longer be valid for UK people.
“While this may not have a direct impact on clients (assuming the policy covers their pre-existing medical issues), it does have a direct impact on insurers due to increasing medical claims expenses.”
Do I need travel insurance for Europe after Brexit?
After Brexit, as long as you have your EHIC/GHIC, you will be able to obtain free or subsidised healthcare in EU nations.
When traveling to Europe, the UK government still advises that you purchase travel insurance, just as you would anywhere else in the world. It will cover you for more than just medical expenditures by, for example, covering you for cancellations or if any of your personal belongings are lost or stolen.
If you have pre-existing health conditions, a travel insurance policy is very crucial since it can provide you with the assistance you need if something goes wrong on your trip, such as if you need to be evacuated home in an emergency.
Do you need travel insurance when going to Europe?
Any trip abroad should be accompanied by the purchase of travel medical insurance. If you require medical attention while traveling in Europe, your U.S. health plan (including Medicare) will most likely cover hospital fees, ambulance costs, and doctor appointments.
In the event that you become ill or injured while traveling, a comprehensive travel insurance policy will cover your medical expenses. Ensure that you obtain travel insurance when you arrange your vacation. If you have a pre-existing medical condition and get travel insurance within two to three weeks after arranging your trip, you may be eligible for a waiver.
Day trips and tours with a lot of walking are common in European tourism. There are other dishes that might not be cooked or prepared the way you’re used to. Travel medical insurance is your safety net if you get food illness while dining out or tumble over a cracked pavement.
Does worldwide insurance cover Europe?
Whether you require single trip or annual coverage, worldwide travel insurance will cover you practically anywhere in the world.
There are two types of worldwide travel insurance policies: those that cover the United States, Canada, and the Caribbean, and those that do not.
Because healthcare in these nations is typically more expensive than elsewhere in the world, insurance that cover the United States, Canada, and the Caribbean will be more costly.
Is Norway part of Europe for travel insurance?
Is Norway covered by travel insurance in Europe? Norway is a low-risk destination in Europe when it comes to travel insurance. Choose our ‘Region 1 – Europe’ cover to include Norway in your travel plans if you’re looking for a yearly travel insurance package.