Policy Expert’s parent firm is QMetric Group Limited (QGL). It’s a new form of insurance company that combines software development, insurance brokerage, and underwriting to provide customers more control over the insurance they buy.
What do policy expert do?
We work with reputable insurers and re-insurers to offer a diverse range of insurance products to our consumers. If a customer purchases an insurance through one of the companies above, we will provide their information to the partner so that the policy can be completed.
Who is the underwriter for policy expert home insurance?
We’d like to welcome you to our terms and conditions. Because these terms and conditions serve as the foundation for the contract between you (the client) and us (Policy Expert), it is critical that you read them carefully each time you buy an insurance policy from us.
You should use the information on this page to determine whether our services are appropriate for you.
QMetric Group Limited’s registered location is 110 Bishopsgate, London, EC2N 4AY, and its company registration number is 07151701 in England and Wales.
Who does policy expert use breakdown cover?
On behalf of the insurer, QMetric Group Limited operating as Policy Expert arranges this Breakdown service, which is operated by Auto-Rescue Logistics. QMetric Group Limited is a trading name for Policy Expert. The Financial Conduct Authority is in charge of authorizing and regulating the company. 529506 is the company’s reference number.
Is policy expert an insurance company?
We received the impression that insurance had grown a little sluggish. Backwards in time. Stuck in a rut, which is both frightening and confusing.
We wanted to establish a new type of insurance firm. That was more aware of what individuals like you desired and took better care of them.
We believe we are doing well. Over 1 million consumers in the UK rely on us for house and car insurance.
What is home emergency cover?
House emergency cover is insurance that covers you in the event of an emergency in your home, such as a power outage or your central heating breaking down.
In the event of a valid claim, the insurer dispatches an approved engineer or other contractor as soon as possible to temporarily resolve the problem, and the bill for labor, parts, and materials is covered up to a certain limit. If it is not safe to stay in your home while it is being repaired, overnight housing for you and your family, up to a maximum cost, may be provided.
It differs from a typical home insurance policy in that it helps cover the expense of repairing or replacing property damaged by the occurrence, rather than organizing and paying for a call-out to remedy the emergency issue so it doesn’t grow worse.
Assume a pipe bursts and floods your living room. If your home is uninhabitable, emergency coverage would kick in to temporarily mend the burst pipe and provide an overnight hotel stay. You’ll need to file a claim on your home insurance to replace your wrecked sofa and flooring, as well as any extensive plumbing repairs required after the temporary patch.
Does House insurance Cover boiler breakdown?
Most homeowners’ insurance policies do not cover the expense of repairing or replacing a broken boiler. Boiler failure is widespread, and it’s usually caused by a lack of proper maintenance or regular servicing, so home insurance companies are naturally hesitant to cover it.
Damage produced by a malfunctioning device, such as damage caused by oil or water spilling from a household boiler, is more likely to be covered by an insurance carrier. They will not, however, pay for the appliance’s repair or replacement.
You may be able to purchase additional boiler coverage via your home insurance carrier. It’s best to ask them what it’s called, but it’s commonly referred to as a ‘boiler cover’ or a ’emergency home cover.’ It usually just costs an extra £5 to £10 each month, but you’ll feel better knowing that you’re covered in the event that your boiler breaks down.
If your main source of heating fails, this supplementary coverage may involve sending out emergency assistance and contributing to the cost of a new boiler. However, make sure to read the policy’s terms and conditions thoroughly. They may refuse to pay out if you haven’t had your boiler serviced on a regular basis or if it has stopped working due to its age.
If you’re not sure if you’re covered, check your policy documentation and read them thoroughly, or contact your insurance provider for more information.