Is Wart Treatment Covered By Insurance?

  • Wart removal costs vary depending on the size and quantity of warts, their location on the body, and the treatment method employed. The human papillomavirus causes warts, which can be contagious or cause discomfort and pain; treatment is usually covered by health insurance. A primer on warts is available from the American Academy of Family Physicians.
  • For home treatment with an over-the-counter solution, wart removal normally costs $30 or less.
  • Intralesional immunotherapy, a relatively recent elimination approach that normally requires three treatments, costs around $190 total.
  • Pulsed dye laser therapy, which normally requires one to three treatments, usually costs around $360 total.
  • Cryotherapy, or freezing, is usually used to remove warts and costs around $610. This includes a first appointment as well as three to four more treatments.
  • Salicylic acid is found in a variety of over-the-counter medications, including gel, liquid, solid stick, and stick-on strips or pads.
  • Intralesional immunotherapy involves injecting an antigen into a wart, which stimulates the immune system to eliminate the virus that causes the wart. Other warts on the patient’s body usually vanish as well.
  • The clinician uses a laser to cauterize the blood vessels that supply the wart in pulsed dye laser therapy; without blood supply, the wart normally sloughs off.
  • In cryotherapy, the doctor may pare the skin over the wart, then apply liquid nitrogen to the wart for 10 to 30 seconds before covering it with a bandage. Cryotherapy is frequently used for plantar warts, which are warts on the bottom of the foot that have grown inward due to the pressure of walking.
  • Therapy for multiple warts can be more expensive, often up to three times as much, depending on the type of treatment.
  • Not all treatments are effective, and in some cases, numerous treatments are required to achieve complete clearance. Bleomycin, a chemotherapeutic drug, is sometimes used as a last-resort treatment for warts that have failed to respond to conventional treatments. It normally only takes one treatment, and it costs around $495.
  • Tip: Duct tape can be used at home to eliminate a wart that isn’t on the genitals or face for less than $10, but it can take up to two months. Instructions are provided by the American Academy of Family Physicians.
  • If left alone, warts will usually heal up on their own, but this might take months or years.
  • Warts can also be properly removed by a dermatologist or a general practitioner. Professional treatment for genital warts is usually recommended. Treatment should be discussed with your general practitioner. Alternatively, the American Academy of Dermatology maintains a directory of board-certified dermatologists organized by location.

Does insurance cover HPV wart removal?

I’m pretty sure I have genital warts. I’m not sure how I’m going to get rid of them. And how much does the treatment cost?

It’s good news. If you do have genital warts, there are a few options for treatment. Our bodies battle the virus that causes genital warts most of the time, and the warts fade away on their own. As a result, some people opt to simply wait for the warts to disappear on their own. However, because warts are contagious and can be spread through skin-to-skin contact, you may want to seek treatment if you find them bothersome or dislike the way they look.

A health care provider can freeze or burn off some genital warts. Surgery or lasers can be used to eliminate some of them. Topical medications can also be applied directly to specific types of warts. Some therapies can be done at home, while others must be administered by a medical professional. The type of therapy you should receive is determined by the type of warts you have, and your health care practitioner is the only person who can tell you that.

The cost of treating genital warts is highly dependent on the type of therapy you receive. You won’t be able to obtain treatment for genital warts unless they’ve been diagnosed by a doctor. Some health centers (including your local Planned Parenthood health center) may be able to charge on a sliding-scale basis, and some diagnoses and treatments may be reimbursed by insurance. Before you go, call your health care provider to inquire about expenses, payment options, and insurance coverage.

How much does it cost to get warts removed?

In Bangalore, the cost of LASER Wart removal ranges from INR 250 to INR 2,500. The cost can vary depending on a variety of criteria such as further diagnostics that are suggested, the patient’s health, and the case’s complexity.

These figures are designed to be used as a guideline and should not be considered exact costs. Depending on your specific condition and needs, some procedure charges may be higher. Make an appointment with one of our dentists so that we can provide you with a precise cost estimate for your dental procedure. You may also write to us using the form below so that one of our representatives can give you a quote and explain the details.

Is wart removal medical or cosmetic?

Warts can be removed for a variety of reasons, including aesthetics and medical concerns. At the time of your consultation, our board-certified dermatologists can build a personalized treatment plan for you.

Do you need a prescription for wart cream?

Warts can be treated in a variety of methods, including at-home remedies and doctor-administered therapies. If you decide to treat a wart, it’s critical to follow through with the therapy until the wart is completely gone.

If you are pregnant or planning to become pregnant, you should consult your doctor before beginning any treatment.

Liquid or gel

The application of a liquid or gel containing salicylic acid or lactic acid (wart paint) to the wart is a typical method of treating warts.

Wart liquid or gel can be purchased at your local drugstore and applied at home. A prescription for stronger solutions might be written by your doctor.

  • For 5 to 10 minutes, immerse the region around the wart with warm water (having a shower makes this easy)
  • Apply the gel or liquid to the wart, avoiding the healthy skin around it.

It’s common to have to use wart liquid or gel every day, and the process can take weeks.

Consult your pharmacist to determine which wart treatment is best for you. When using wart treatments, always follow the advice on the package and consult your pharmacist if you have any questions.


Cryotherapy, or the freezing of a wart, must be done by a medical practitioner. The wart is exposed to a very cold liquid, such as liquid nitrogen or sprays. This causes the wart to freeze and the wart’s skin cells to die. The wart can also be destroyed with salicylic acid.

Burning and laser

Treatments such as burning, surgical removal, and laser wart removal are all performed under local anaesthesia. Because these procedures can leave scars, they are used less frequently.


This entails treatments that urge the immune system to recognize and destroy the wart virus-infected skin cells. This procedure is time consuming and can be rather irritating.

Can warts be removed naturally?

Warts are skin growths that are completely innocuous. Infections with the human papillomavirus (HPV) cause them.

Warts can be spread from person to person. They may go on their own, but it may take weeks, months, or even years.

Chemical peels, surgery, freezing, and laser surgery are all common treatments. These treatments can be costly and irritate the skin.

Do not use these cures if you have genital warts or facial warts. Instead, see your doctor because the skin in these areas is highly sensitive.

Can Urgent Care remove a wart?

Skin tag removal can be done with a variety of over-the-counter products. Most work by freezing the tag until it falls off in seven to ten days, similar to those for wart removal. Because of the friction caused when the skin scrapes against them, smaller skin tags frequently break off on their own. Your best bet is to visit your nearest FastMed Urgent Care to have skin tags, warts, and other skin anomalies checked and possibly removed by medical professionals.

Do dermatologist remove warts?

By looking at it, a dermatologist can tell if you have a wart. A dermatologist may need to do a skin biopsy in rare circumstances to be sure. If a dermatologist determines that a biopsy is necessary, the wart will be removed and sent to a lab. A little fragment of the wart will be examined under a microscope in the lab.

A dermatologist can perform a biopsy in a safe and rapid manner. It should not be a source of concern.

How do dermatologists treat warts?

Warts frequently disappear without treatment. This is especially true when it comes to warts in youngsters. Adults may not be able to get rid of warts as readily or rapidly as children. Despite the fact that the majority of warts are harmless, dermatologists treat them.

If you can’t get rid of the warts, they hurt, or you have a lot of them, you should see a dermatologist. Warts can be treated in a variety of ways by dermatologists. The treatment chosen is determined by the patient’s age, health, and the type of wart.

Cantharidin: A dermatologist may “paint” a wart with cantharidin in the office to treat it. Under the wart, cantharidin causes a blister to form. You can return to the office in a week or so, and the dermatologist will remove the dead wart.

Cryotherapy (freezing) is the most popular treatment for common warts in adults and older children. This treatment isn’t too unpleasant. In persons with dark complexion, it can cause dark patches. It is typical to require additional treatments.

Electrosurgery (burning) and curettage are effective treatments for common warts, filiform warts, and foot warts. Curettage is the process of scraping the wart off using a sharp knife or a little spoon-shaped instrument. These two methods are frequently used in tandem. The wart may be scraped off by the dermatologist before or after electrosurgery.

The dermatologist may employ one of the following treatments if the warts are difficult to treat:

Laser treatment is a viable alternative for warts that have failed to react to conventional treatments. The dermatologist may use anesthetic injections to numb the wart before laser therapy (shot).

Chemical peels: There are usually a lot of flat warts when they form. Because there are so many warts, dermatologists frequently prescribe “peeling” methods to treat them. This means you’ll use a peeling medicine every day at home. Salicylic acid (stronger than what you can buy in the store), tretinoin, and glycolic acid are all peeling medicines.

Bleomycin: A dermatologist may inject bleomycin, an anti-cancer drug, into each wart. The shots could be painful. Other side effects, including as nail loss if taken in the fingers, are possible.

Immunotherapy is a treatment that use the patient’s own immune system to combat warts. When warts persist despite other treatments, this therapy is used. One kind of immunotherapy involves the application of a chemical to the warts, such as diphencyprone (DCP). Around the treated warts, a minor allergic reaction ensues. The warts may disappear as a result of this reaction.

Getting interferon injections is another sort of immunotherapy. The shots can help the body’s immune system, allowing it to fight the virus more effectively.


The wart virus has no known cure. This means that warts can reappear at the same location or in a new one.

New warts appear almost as quickly as old ones go away at times. When old warts shed viral cells into the skin before being treated, this occurs. New warts can grow around the original warts as a result of this. The easiest method to avoid this is to get new warts treated as soon as they arise by a dermatologist.

Are all warts HPV?

Human papillomavirus (HPV), the virus that causes common warts, is infectious. HPV can be communicated through skin-to-skin contact or contact with an object or surface that has the virus. Children and adults with low immune systems are especially vulnerable to catching the virus. In warm, wet environments like a swimming pool or a locker room, the risk of developing HPV is extremely significant.

A: Human papillomavirus (HPV) infection causes common warts. HPV is an umbrella term for over 100 different types of viruses. Common warts on the hands, fingers, and other non-genital parts of the body can be caused by some strains of HPV. Other HPV strains can cause various wart forms to appear on other places of the body, including sexually transmittable genital warts, or different illnesses altogether, such as cervical cancer or anal cancer in rare situations.

A: No, common warts and genital warts are not the same thing. Though both types of warts are caused by the HPV virus family, the strains that cause each type differ, as do the transmission methods. Genital warts, unlike common warts, are spread through sexual contact and are a STI/STD. Genital warts cannot travel to the hands or other parts of the body, and common warts cannot spread to the pubic area. More information on genital warts can be found here.

A: Of course. Common warts are most commonly found on the hands and fingers, but they can also appear anywhere else on the body besides the genital area.

The human papillomavirus (HPV) group of viruses is responsible for both common and plantar warts. Common warts, unlike plantar warts, can appear anywhere on the body, however they are most commonly found on the hands and fingers. Plantar warts are only seen on the soles of the feet.

A: HPV infection is the cause of common warts. Infection with the molluscum contagiosum virus causes water warts, commonly known as molluscum contagiosum. Small, painless raised bumps or lesions occur on the skin as a result of the infection, which often appear in clusters and usually go away on their own.

A: Unless it is scraped, scratched, or wounded in some manner, a common wart should not bleed. If a wart bleeds without a clear cause or bleeds abundantly after an accident, see a doctor as soon as possible.

A: While most warts are painless, some can be, especially if they grow in a place that is frequently rubbed on, such as a fingertip. If you have a painful common wart, you should consult a doctor to ensure that it is not dangerous and that you receive proper treatment.

A: A wart is a skin ailment caused by the human papillomavirus (HPV). In most cases, warts do not become infected with bacteria unless they are scratched, sliced, or otherwise wounded. Bacteria may penetrate the wart or surrounding area in such circumstances, resulting in a bacterial infection that causes discomfort, discoloration, and other symptoms. If you are concerned that a wart may be infected, you should seek medical advice.

A: No, your infant should not be at risk from HPV infection. Treatment may not be necessary in all cases of common warts, though options are available over the counter and from doctors.

A: Although duct tape has been suggested as a home remedy for warts, it has not been proven to be effective. Although research is mixed, some people feel that doing the following can assist to remove a common wart:

  • Taking off the duct tape every three to six days and gently rubbing the wart with an emery board or pumice stone

If you’re lucky, you’ll see results after a few weeks. When duct tape is removed, it can cause skin irritation, bleeding, and pain. It should never be used on delicate places like the underarms or the face.

A: When a wart is clearing up, or âdying,â it may shrink and begin to fade. This could happen on its own or as a result of treatment.

A: If a wart persists despite being treated with prescription and/or home remedies, you should contact a doctor to rule out other problems and ensure that the best treatment is being used.


What to expect: During this operation, the doctor will use liquid nitrogen to freeze the wart. It is simple and can be completed in a matter of minutes. Some people try buffing and salicylic acid to thin out their warts before cryotherapy, although there is no need to do so.

Is cryotherapy a painful procedure? You will feel a cold sensation and mild discomfort on the spot throughout the operation, which will only last a few seconds. In most cases, numbing medicine is not required. Within 24 hours, the region will become irritated and blistered. For a few days, blistering might cause mild to moderate pain.

Downtime: The amount of time it takes to recover from cryotherapy varies on the body area that was treated. As soon as it’s finished, you can continue your daily activities. If the treated area is in a weight-bearing or regularly compressed place, you may need to preserve it for a week to allow it to dry before going back to your regular routine. While bathing, the site can be cleaned.

Aftercare: A plaster will be required to protect the blister. A week following therapy, it should create a scab. If it breaks before scabbing, apply an antiseptic to the area and keep your hands away from the fluid. The scab will naturally go off. Do not pick at the location until then, as this will spread the virus.

Cryotherapy seldom causes bacterial infection, but if the wart removal site shows signs of infection, notify your doctor. Small warts may only require one or two treatments, but larger warts will require more.


What to expect: A chemical will be applied to the wart, which will then be covered with non-porous tape. It should just take a few minutes to complete. Cantharidin application does not necessitate any kind of pretreatment.

Is it uncomfortable to take cantharidin? The application of cantharidin is harmless, however blistering will begin within 1-2 days, leaving the area sensitive. As the blister heals, the discomfort will fade in 4-7 days.

Downtime: Cantharidin treatment, like cryotherapy, has a different downtime depending on the body region being treated.

Aftercare: After 4 hours, the doctor will urge you to wash the area with soap and water. If you get a burning feeling or significant pain at the spot, you can remove it sooner. While showering, cleanse the treated area and then cover it with a plaster.

Patients may develop larger, more painful blisters that necessitate fluid drainage. If this occurs, clean the region with an antiseptic solution before pricking one side of the blister with a sterile needle. Remove the blister roof but do not touch the fluid. Once the drainage is complete, dry the area with gauze and disinfect it once more.

After a week, the wart will have dried up. If the dead wart hasn’t dropped out by the time you see your doctor, he or she can clip it.

Although complications from cantharidin treatment are uncommon, if you have extreme bleeding, itching, or pain, consult your dermatologist. Multiple treatments will be required for resistant warts.

Electrosurgery and Curettage

Before the procedure, the doctor will clean the region and administer numbing medicine. The wart will be scooped out with a little blade or spoon-like device. The bleeding will be stopped and the remaining growth will be burned with a pen-like electric heating device. The length of the procedure varies depending on the severity of the wart, but it normally lasts around 15 minutes, including the numbing chemical injection.

The treatment results in a wound that is either circular or wide and does not require suturing. Your dermatologist may advise you to seek medical clearance or cease using certain drugs a few days before the session, depending on your health.

Is curettage and electrosurgery painful? Because of the anesthesia, the combination treatment is painless, although the location may be sore for 1-2 weeks, necessitating the use of over-the-counter pain relievers.

Downtime: The length of time it takes to recuperate from electrosurgery and curettage is determined by the depth, size, and location of the post-operative wound. It’s possible that you’ll be advised to rest for the first 1-2 weeks. It takes 2-4 weeks for the wounds from this operation to heal.

Aftercare: Your doctor will offer you precise advice on how to care for your wounds after surgery. To allow the incision to clot properly, it is usually kept dry and bandaged for the first 24-48 hours. After that, you can wash it with mild soap and water. Replace the bandage on a regular basis.

Electrosurgery and curettage, when performed properly, seldom result in problems. If you have significant pain, bleeding, or a fever, or if the location produces a yellowish discharge, you should see your doctor.


What to expect: The doctor will clean the area, provide a numbing agent, remove the wart, and close the incision. It takes roughly 15 to 30 minutes to complete the exercise.

A wound will result from the procedure, which can be cauterized or sewn up. Your dermatologist may advise you to seek medical clearance or avoid certain drugs a few days before your session, depending on your health status.

Is it painful to have a wart removed? Because of the numbing medicine, the treatment is painless, although the location will be sensitive for a few weeks. After your session, you may require pain medication.

Downtime: The length of time it takes to recover from a wart excision is determined by the size, form, and location of the lesion. To avoid trauma to the site, you may be advised to refrain from intense activity for 2-4 weeks. Crutches can be used to ease pressure from plantar excisions.

Aftercare: Similar to electrosurgery and curettage, the specialist will educate you on correct wound care. If you have significant pain, bleeding, or a fever, or if the wound becomes infected, call your doctor.

VBeam Laser Treatment

What to expect: A strong light beam will be used by your dermatologist to break down the wart’s blood veins. Depending on the severity of the problem, each session might last anywhere from 15 minutes to 2 hours.

The doctor may advise you to avoid sun exposure, chemical peels, vitamin A-containing drugs, and other procedures that could make your skin photosensitive before your consultation.

Is VBeam laser wart treatment painful? While the laser is being applied, your care provider will use a device that sprays a cold, numbing mist on the skin. Although warts in sensitive locations may require topical pain medication, most patients report minor discomfort throughout the process. For up to two weeks, the area may be somewhat painful.

Downtime: The length of time it takes to recuperate from laser surgery is determined by the size, distribution, and location of the wart. If it’s modest and far away from the plantar areas or other often compressed locations, downtime is low. Otherwise, it will take a few weeks to recover.

Aftercare: The wart will dry up after 1-2 weeks, and the healing region may turn black. Keep it clean, dry, and out of the light. Itching or bruising may occur, although this will subside within a few days. Avoid picking at the wound until it has totally healed.

Drink a lot of water. Hydration is crucial because your body will assist in the removal of dead cells and infection from the wound site.

Although some warts respond to VBeam laser treatment right away, most instances require many treatments.

Bleomycin Injection

What to expect: Your dermatologist will wipe the wart and inject it with an anti-cancer medication. It should just take a few minutes to complete. It’s possible that you’ll experience some minor bleeding. The injection of bleomycin does not necessitate any prior preparations.

Is it uncomfortable to treat warts with bleomycin? Although a bleomycin shot might induce pain at the injection site, numbing medication is usually not required. The injections may be particularly responsive to warts in the palms and plantar areas. It’s possible that minor soreness will last for up to two weeks.

Bleomycin injections do not require any downtime. After the session, you can resume your daily activities.

Wart bleeding can occur at home in a small percentage of people. If this happens, clean gauze can be used to cover the wound and the affected body part can be elevated. Maintain a clean and dry environment. If you have prolonged bleeding, evidence of infection, severe pain, or extreme allergic reactions, contact your doctor.

Because bleomycin can disrupt hair and nail growth, it is not injected in a hairy area or near the nails. It might also cause skin discoloration at the wart treatment site.

Patients’ reactions to bleomycin vary, but typically require at least four treatments spaced three to four weeks apart. The wart drying up suggests that the treatment is working.

The recovery processes of the several office wart treatments are compared in the table below.

Common warts

Common warts normally form on your fingers and toes, but they can also appear on other parts of your body. They have a rounded top and a rough, grainy appearance. Common warts are darker in color than the skin around them.

Plantar warts

Plantar warts are warts that form on the bottoms of the feet. Plantar warts, unlike other warts, grow into your skin rather than out of it. If you discover what appears to be a small hole in the bottom of your foot surrounded by tough skin, you may have a plantar wart. Plantar warts can make it difficult to walk.

Flat warts

Flat warts are most commonly found on the face, thighs, and arms. They’re little and unnoticeable at first. The tops of flat warts are flat, as if they’ve been scraped. They come in a variety of colors, including pink, brownish, and somewhat yellow.

Filiform warts

Filiform warts appear around the lips and nose, as well as on the neck and beneath the chin. They’re little and resemble a tiny skin flap or tag. The color of filiform warts is the same as the color of your skin.