Humana can assist you with periodontal disease treatment. We provide a variety of dental plans with differing levels of coverage, many of which have affordable monthly premiums. Some of our plans have no waiting periods, so you could be covered in as little as 5 days. Check out our Humana Insurance Company dental insurance website to see what plans and costs are available in your area.
Does my insurance cover periodontal disease?
Some treatments for periodontal disease and its complications may be covered by medical insurance. While most medical insurance policies do not cover periodontal operations, some do “If the patient is having a different surgical procedure that is covered by the plan, it may pay for the periodontal assessment and treatment” (Haney 2018). Some insurance policies cover gum surgery in part if it is classified as a “medical operation” (“Laser Gum Treatment & Cost”). Typically, insurance policies do not cover “Gum grafting is a procedure in which a periodontist takes tissue from the roof of the mouth and grafts it over exposed roots or damaged gums” (Haney 2018). A periodontal, or gum, abscess can also be caused by periodontitis, a deep periodontal pocket, or a weakened immune system “unable to combat infection” (Higuera 2018). Non-surgical medical care can be billed by dentists “periodontal abscess curettage,” to medical insurance (Taxin 2016).
Which dental insurance is best for periodontal disease?
Humana can assist with the treatment of periodontal disease. Humana can assist you with periodontal disease treatment. We provide a variety of dental plans with differing levels of coverage, many of which have affordable monthly premiums. Some of our plans have no waiting periods, so you could be covered in as little as 5 days.
How much does it cost to treat periodontitis?
Many people are frightened by the prospect of developing periodontal disease. The cost of the treatment may be enough to make you doubt it. Here are the average prices and what to expect from your dentist if you’ve already observed bleeding gums and other symptoms that lead to gum disease.
The cost of treating periodontal disease ranges from $1,700 to $8,000, and tooth extractions cost between $200 and $300 each tooth. Root scaling and planning is the first treatment option. If this does not work, surgery may be required, which may include pocket reduction and bone grafting.
You’ll have a three-month follow-up consultation to assess your development after all of this. You’ll also be told to practice good oral hygiene. Periodontal disease treatment is usually covered by most dental insurance plans. If you’re unsure, a simple phone call could provide you with the information you need. Let’s take a closer look at this procedure.
Can a dentist help with periodontal disease?
When it comes to scheduling a normal dental exam or cleaning, you’re probably thinking of contacting a family dentist. The same is true if you have dental pain or want to whiten your teeth. There are situations, however, when a dentist is unable to assist and you require the services of a periodontist.
Premier Periodontics has seven locations in Washington, including Olympia, Bellevue, Everett, Kent, Kirkland, Mercer Island, and Redmond, where our periodontal specialists give care. They’ve received further training in soft tissue (gums) and bone. While a conventional dentist can treat gum disease with cleanings, scaling, and root planing, only a periodontist can treat severe periodontal disease patients.
Is receding gum surgery covered by insurance?
The average cost of a gum graft in Frisco, TX is between $600-$1700. The cost of a gum graft, like any other surgery, is determined by a variety of factors, including the number of teeth that need to be grafted, the type of graft used, and whether the procedure is combined with other procedures. Your out-of-pocket payments may be significantly reduced if your insurance plan covers the gum grafting treatment. If you’re not sure whether your dental insurance plan covers gum grafting, ask your provider, regular dentist, or periodontist for an estimate.
Additional Cost Factors
There will be additional expenditures in addition to the gum graft that will affect the overall amount of money needed to finish the surgery. This includes the cost of your initial consultation to see if gum grafting is correct for you, as well as any further operations performed in conjunction with gum grafting. The overall cost will be determined by the severity of your case and the length of time required to execute the gum grafting operation, as well as whether or not dental sedation is needed, and if so, what type of dental sedation is employed.
Payment Options
Gum grafting is usually covered by insurance, however each patient’s plan will have varied levels of coverage and out-of-pocket costs. If you’re having a gum graft along with other treatments, it’s a good idea to schedule part of your treatment for the end of the fiscal year and any follow-up appointments for the beginning of the next year, when your plan cycles over. Additional payment options for funding the cost of gum grafting are listed below if you do not have dental insurance.
FSAs allow patients to contribute $2,600 each year, which is tax-free and can be used to pay for out-of-pocket health care costs. Some employers contribute to the FSA as well, but they are not required to. HSAs allow patients to contribute $3,400 per person or $6,700 per family per year, which is tax-free and can be used to pay for out-of-pocket health care expenses. Unlike FSAs, HSA funds are carried over from year to year and can be transferred if you move jobs.
If you want to use this kind of payment, be sure you know what your clinic’s payment procedures are. Some clinics need you to pay them first and then be reimbursed, while others may bill your account straight.
If you don’t have access to these payment alternatives and are putting off scheduling a gum grafting treatment because you’re worried about the cost, ask your dentist or periodontist if they offer payment plans. Although each clinic’s finance policies differ significantly, it is customary for clinics to allow customers to pay for a portion of the operation up front and then make monthly payments over a set length of time.
Does insurance cover receding gums?
If a gum transplant is performed for medical reasons rather than cosmetic reasons, dental insurance will usually pay at least a portion of the cost. Gum graft surgery might be partially reimbursed by medical insurance when it is required to cover exposed roots and prevent bone and tooth loss.
Medical and dental insurance might vary a lot depending on where you live, who you get it from, and what plan you have. To learn more about your plan and how much, if any, of your gum graft surgery is covered by insurance, you’ll need to contact your provider.
Gum grafts might be partially or completely reimbursed by insurance. The amount you’ll have to pay out of pocket is determined by your plan and coverage level.
What is the main cause of periodontal disease?
Infections and inflammation of the gums and bone that surround and support the teeth are the main causes of periodontal disorders. The gums might become swollen, red, and bleed in the early stages of gum disease, known as gingivitis. Periodontitis is a more serious form of gum disease in which the gums pull away from the tooth, bone is lost, and teeth loosen or fall out. Adults are more likely to get periodontal disease. The two most serious dangers to dental health are periodontal disease and tooth decay.
According to a recent CDC report1, the following facts about periodontitis prevalence in the United States:
- Periodontal disease affects 47.2 percent of adults in their 30s and older.
- Periodontal disease is more common as people become older, with 70.1 percent of those 65 and older having periodontal disease.
Men are more likely than women to have this illness (56.4 percent vs. 38.4%), as are those living in poverty (65.4 percent), those with less than a high school degree (66.9%), and current smokers (64.2 percent )