What Insurance Group Is A BMW 1 Series?

The BMW 1 Series is divided into insurance groups 21 to 36, with the 116d and M135i serving as the range’s endpoints.

Is BMW expensive to insure?

A BMW’s cost of ownership extends beyond its above-average MSRP. A BMW’s auto insurance costs $1,788 per year, which is 25% higher than a standard car’s insurance. Because BMW insurance is more expensive than the national average, you should search around for a policy.

Is a BMW 1 Series cheap to run?

The 1 Series’ lower-cost models are the most affordable BMWs to buy and own. Because of the 1 Series’ remarkable engine lineup, they offer competitive fuel economy and CO2 emissions figures, and even though the car is a little more expensive to buy than other competitors, it keeps its value pretty well.

It’s worth noting that the rear-wheel drive layout of the 1 Series makes winter tyres a particularly good idea once the temperatures begin to drop. Although purchasing a second pair of tyres is an additional investment that isn’t required for front-wheel-drive vehicles, it’s well worth it for the increased safety of improved grip in adverse weather.

What Insurance Group is Golf R?

The Audi S3 is the Golf R’s closest competitor, and thanks to a 2.0-litre turbocharged engine that is nearly identical to the Golf R’s, it consumes nearly the same amount of fuel and emits nearly the same amount of CO2. The BMW M135i has a fuel economy of up to 47.1 mpg and CO2 emissions of up to 155 g/km. For these reasons, the Golf makes a compelling case for both private and company-car drivers as a performance vehicle.

Insurance group

The Golf R is in group 29, while the Audi S3 is in group 36. Of course, your personal risk profile plays a role in determining your annual premium, but so does the insurance group your vehicle belongs to. On paper, the R’s case appears to be stronger than its competitors’. In reality, it’s in the same insurance category as the Golf GTI, which is less powerful.


Volkswagen’s standard three-year/60,000-mile warranty applies to the Golf R. The first two years of mileage are limitless, while the third year is capped at 60,000 miles. VW offered extended coverage of up to five years or 90,000 miles. BMW, on the other hand, provides a three-year/unlimited mileage warranty.


Volkswagen servicing expenses are slightly more than less prestigious models, but they are less expensive than luxury brands like Audi, BMW, and Mercedes. VW offers a variety of service plans for its vehicles, and your dealer should be happy to talk you through the best option for you.

Are older BMW expensive to insure?

Purchasing a BMW can be an exciting experience, but we must constantly consider the cost of insurance, which can be rather high in some situations. The cost of BMW auto insurance is determined by a number of criteria, including age, credit score, and driving record.

When you include in the high cost of a BMW purchased in a large city, you’ll find yourself in a situation where you’re paying a premium. Insurance coverage may be limited to the bare minimum required by law in some situations, but if you lease or finance the automobile through BMW Financial Services, you must have a full coverage policy.

Having a solid credit score and no payment history can greatly assist you in obtaining the most affordable BMW auto insurance rates. Being a responsible driver with no prior speeding tickets or automobile accidents will demonstrate to insurance companies that you are dependable, and your insurance quote will be less affected.

But How Much Does It Really Cost To Insure A BMW?

The more expensive an item is, the more it costs to safeguard it, just like anything else in life. According to some surveys, a BMW auto insurance policy might cost up to $1,900 per year. Of course, the cost of BMW insurance varies greatly depending on the model and MSRP.

Insuring a top-of-the-line 2020 BMW 7 Series can cost up to $5,000 per year, while a 2020 BMW X1 or a BMW 2 Series can cost as little as $1,900 per year.

Now, if you’re looking for BMW vehicle insurance for a used model, you’ll find that the premiums are far lower. Older BMW models, but not older than ten years, can be insured for $100-$140 per month, according to our study.

In our case, we lease a 2019 BMW i3 Range Extender, and the BMW auto insurance rate is $1,400 per year, including homeowners insurance and another car on the plan. This is a fantastic deal when you consider the i3’s base price and all of the technology that comes with it.

Your mileage may vary, but for us, this was the best case scenario: no moving infractions in the previous ten years, no big claims, and an average annual mileage of 10,000 miles.

We also took a look at some BMW M vehicles. For example, a 2021 BMW M4 Coupe cost $1,500 for a full year with just auto insurance and a clean driving record. This, however, was the best-case scenario.

How To Save Money On Your BMW Car Insurance

  • Paying your coverage in advance will save you money on interest on monthly installments.
  • If you own two homes in two different counties or cities within a state, talk to your auto insurance provider to see which area provides you with the cheapest cost. Because variables like as traffic, street parking, and thieves are regarded less risky in a tiny city, Chicago City has a higher insurance rate than an Illinois suburb.

How long do BMW engines last?

If properly looked for and maintained, a BMW can easily last 150-200,000 miles. A BMW should survive at least 10 to 15 years if driven at the national average of 13,500 miles.

What is good mileage for a used BMW?

We’ll wrap up this essay by summarizing everything we’ve talked about. BMW cars, on the whole, are good at getting a lot of miles out of them. They usually have a maximum range of 150-250,000 miles. As a result, anything in that range is regarded as perhaps having too high a mileage to justify purchasing the vehicle. When they reach 60-80,000 miles, however, most BMWs are in the high mileage category. As a result, you can see that you still have a long way to go before you reach the ‘too high’ point.

With all of this in mind, purchasing a high-mileage BMW might be a wise financial decision because you will own a beautiful automobile that is reliable, has miles remaining in the tank, and is much more cheap.

Do BMW 1 Series have a lot of problems?

A rear axle problem, a problem with the power-assisted brakes, a probable defect with the side airbags and seat belt tensioners, and a possibility of some diesels catching fire have all been the subject of recalls for the 1 Series.

Is a BMW 1 Series reliable?

The 1 Series is currently ranked first in the family car class in our most recent reliability assessment, despite typically finishing in the middle of the pack. According to our survey, it received a near-perfect score of 98.7%. In the same poll, BMW came in 13th place out of 30 manufacturers.

Is a BMW 1 Series a good car?

The BMW 1 Series may have gone front (and four) wheel drive, but that hasn’t taken away from its attraction — the smallest BMW is still a blast to drive. The 1 Series also features more interior room and a variety of efficient yet powerful engines.

Quality has improved as well; the 1 Series’ interior is now on pace with the current 3 Series in terms of layout, build, and – most importantly in this class – infotainment. BMW’s Live Cockpit Plus system, which features a 10.25-inch screen, is one of the best on the market and a good complement for Mercedes-MBUX Benz’s infotainment system.

Although a Volkswagen Golf is still less expensive and more practical – particularly in terms of rear headroom – the 1 Series is a truly enticing package that’s difficult to criticise.

What Insurance Group is an Audi S3?

The Audi S3 is classified as insurance group 39 for the most part, with the exception of the S3 Cabriolet, which is classified as insurance group 42. As a result, your annual premiums will be high – and they won’t compare favorably to the BMW M140i, which is in group 37. In group 40, the BMW M240i Convertible is ranked lower than the S3 Cabriolet.


The Audi S3 has a strong track record of holding its value. In fact, trade expert CAP claimed in 2014 that you’d be better off buying a new S3 than a year-old one when considering the total cost of ownership, which includes fuel and maintenance. In either case, a healthy 55 percent of the car’s purchase price should be retained when it comes time to sell it in three years.