The Civic is the most expensive Honda car to insure, despite its reputation as a safe and economical vehicle. The 2019 Civic is the most expensive to insure, with policies costing $2,502 per year.
Susceptibility to Damage
The National Highway and Traffic Safety Administration assigns a score to automobiles based on their susceptibility to harm. The Honda Civic gets a score of 109, which is higher than the overall average (100) but lower than the 119 average of its competitors.
Cost of Repairs
The Honda Civic has greater replacement costs than local automobiles in its class because it is an imported vehicle. However, due to its popularity and affordability, this model’s repairs are comparatively inexpensive when compared to those for other foreign vehicles.
Rate of Thefts
Because of the vehicle’s relatively high theft rates, the cost of insurance for a Honda Civic rises slightly. Because there are so many Civics on the road, it’s understandable that they’re stolen more frequently than less common cars. These cars also have high-value parts that can be used in other Civics from different model years. While previous Civics have an ignition block that is readily cracked by a burglar, later versions have improved security.
Safety Ratings
When it comes to insurance costs, the Civic’s impressive safety ratings work in its favor. The Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration routinely award high crash test scores to each model year (NHTSA).
Driver Age
Insurance companies may see small compact cars as a higher risk. Many insurers raise the premiums for small automobiles since they are frequently purchased by younger, less experienced drivers.
This is particularly true for drivers under the age of 25. As a result, insurance for a Civic might cost up to 10% more than a Honda CR-V or comparable SUV, compared to an average of roughly 7% for a Honda CR-V or comparable SUV. Indeed, according to Value Penguin, the Civic is the most expensive Honda to insure.
In addition to age, the cost of insuring your car is influenced by it. A 30-year-old driver of a Honda Civic will pay approximately $1900 less for an annual insurance policy than a 20-year-old driver, according to Expert Insurance Reviews.
Model Year and Trim
The 2019 model is the most expensive to insure, costing an average of 6% more than previous model years ($2502). The following are the averages for other models:
The type and trim level of your Honda Civic might also affect the cost of insurance. Sportier types, such as two-door coupes, for example, are more expensive to insure than sedans.
Geographic Location
Insurance companies consider your location because it could increase your risk of accidents, theft, and other claims. Your Civic insurance could cost at least $1321 more per year if you live in Los Angeles than if you live in the Midwest.
Driving History
The cost of your Civic insurance will rise if you have tickets, insurance claims, or infractions on your driving record. Adolescents and drivers in their twenties are most affected. According to Value Penguin, the average monthly cost for a Civic for a 30-year-old owner is $197.50.
Insurance Company
ValuePenguin suggests State Farm if you’re seeking for the cheapest Honda Civic insurance. For a 2018 Honda Civic, this company’s average annual premium rate is $1642. Other firms’ yearly averages for this make and model include:
Is insurance group 23 high?
All vehicles are assigned an insurance group from 1 (the cheapest) to 50 (the most expensive) before they are made available for purchase (most expensive). As a result, the automobiles in Group 23 are among the most affordable to insure.
Cars in this category typically perform well in factors used to determine group ratings, such as low market value, good car safety, and installed security features.
These aren’t, however, the sole elements that go into determining your premium. Insurers consider a variety of additional personal characteristics, like as your age, driving history, and geographic region.
Car makes and models in insurance group 23
When it comes to vehicle insurance costs, there are a number of popular cars in insurance group 23 that are likely to be on the cheaper side.
Cars in insurance group 23 and the average cost by driver’s age
You can check for your vehicle in the table below and estimate how much you’ll pay to insure it based on your age.
Is insurance group 15e expensive?
Your car is divided into groups based on its power, value, security, and repair costs. As a result, insurance group 15 vehicles are often in the middle of the insurance cost spectrum. There are 50 different auto insurance groups, and the lower the number, the less expensive the insurance.
How much is liability insurance on a Honda Civic?
Your Honda Civic insurance premium is heavily influenced by your insurance carrier. The average annual cost of insuring this vehicle is $1,311. The difference in price between the least and most costly providers is $867 per year.
For a Honda Civic, USAA offers the most affordable auto insurance. However, it is limited to current and past military personnel, as well as their families. GEICO is the next cheapest option, with an annual premium of $1,063 on average.
How much is the average insurance on a Honda Civic?
Insurance for a Civic is $76 more per year than the Toyota Corolla, $376 less than the Hyundai Elantra, $130 less than the Volkswagen Jetta, and $6 less than the Nissan Sentra when compared to other popular small cars.
The Civic is ranked #5 out of 21 compact cars in the 2022 market, with an average annual insurance cost of $140 cheaper than the rest of the class. The Civic’s average annual vehicle insurance cost is $1,328, while the compact car segment’s average annual car insurance cost is $1,468.
Honda Civic insurance costs 11.8 percent less than the national average car insurance rate of $1,506 per year when compared to all 2022 model year vehicles (not just compact cars).
The figure below compares the cost of insurance for the 2022 Honda Civic to the top ten selling small cars in the United States. Following the chart, a table compares the cost of insurance for all compact cars to the cost of insuring a Honda Civic.
Which is better Honda Civic Sport or ex?
The Honda Civic is still a popular choice among drivers in Oklahoma City. The 2020 Civic comes in five distinct trim levels, so customers in the market for a new car will have to decide which one they want. We’ll compare the 2020 Honda Civic Sport to the 2020 Honda Civic EX in our comparison guide from Battison Honda to help you determine which trim is ideal for you.
In the five-trim Civic lineup, the Civic Sport is second, and the Civic EX is third. Civic Sport versions are fitted with a base 2.0-liter engine that produces 158 horsepower. The Civic EX, on the other hand, is equipped with a more powerful engine, a 1.5-liter turbocharged engine that produces 174 horsepower on the road. The power source isn’t the only difference between these two Civics. Let’s have a look at how they compare in other areas.
Is Acura insurance more than Honda?
According to premium statistics from Quadrant Information Services, the average annual premium for full coverage across all Acura models is around $1,769 per year. Premiums vary, of course, depending on the model and the insurer. When compared to the national average cost of complete coverage, which is $1,674 per year, this average is around $8 higher each month.
The make and type of a vehicle have a significant impact on the average cost of auto insurance. Not only will insurance providers have various prices, but they may also assess a car’s make and model differently when determining premiums.
- Insurers consider a variety of elements when determining premiums for each make and model of car. The Acura MDX and Acura RDX, two of the most popular luxury SUV models, receive top marks from the Insurance Institute of Highway Safety (IIHS). All of the other Acura vehicles on our list, which are all sedans, have a high IIHS rating. Acuras are highly rated by the IIHS for a variety of safety characteristics, including its construction and safety cage. Because of the decreased insurable risk, these excellent safety ratings may reduce the likelihood of a claim, lowering the cost of Acura auto insurance premiums.
- Parts cost – Parts cost is another important consideration for insurers. Acura, as Honda’s luxury vehicle brand, is known for having more expensive parts, which might result in higher insurance costs.
What is insurance group 10 mean?
Vehicles in insurance group 10 are among the most affordable to insure. They are less expensive to insure than larger groupings.
Most of the elements used to generate the group ratings are met by the cars and other vehicles in this category. This includes minimal repair costs and adequate safety features.
Car insurance groups explained
All vehicles are assigned to an insurance group before being released. Depending on how expensive they are to insure, they will be issued a group number ranging from 1 to 50. The higher the number, the higher the price.
The following information delves into the characteristics that are used to classify vehicles into insurance groups. It will also look into other factors used by insurers to determine auto insurance premiums.
Car makes and models in insurance group 10
Some of the cars in insurance group 10 are included in the table below. You’ll probably note that a number of these vehicles are quite popular. This is because cars that are less expensive to buy and operate tend to sell more.
Cars in insurance group 10 and the average cost by driver’s age
In the table below, look for your car’s make and model. It will assist you in determining how much auto insurance you are likely to pay based on your age.
Is insurance group 20 high?
Cars in insurance group 20 are frequently less expensive to insure. Because group 20 is at the lower end of Thatcham Research’s 50 insurance groups, you may anticipate them to have relatively decent car safety features and reasonable repair costs. These are some of the most important variables in determining which group a vehicle belongs to.
You’ll learn more about the elements taken into account and how they effect your insurance premiums in the sections below.
Thatcham Research established 50 automobile insurance groups to assist insurers in determining acceptable premiums for clients.
All automobiles are assigned an insurance group from 1 (the cheapest) to 50 (the most expensive) before being made available for purchase (most expensive). This is mostly determined by comparing the car’s market value, performance, safety and security features, and part replacement prices to those of competing vehicles.
The insurance category of a vehicle isn’t the only aspect that influences the premiums you’ll be quoted. In addition to age, location, and driving history, insurance providers will look into a variety of personal characteristics.
Car makes and models in insurance group 20
You’ll see that insurance group 20 contains a number of popular vehicles. All of these should come with a car insurance coverage that is rather inexpensive.
Cars in insurance group 20 and the average cost by driver’s age
Based on the type and model of your automobile, as well as your age, the table below will help you estimate the cost of your car insurance.