What Insurance Group Is A Honda Civic?

For a 2021 Honda Civic, the average cost of vehicle insurance is $162.24 per month, or $1,946.82 per year. Your real prices, however, are determined by your driving history, vehicle model, location, and other considerations.

The average monthly cost to insure a 2021 Honda Civic is $162.24, according to our analysis of Honda Civic car insurance quotes from leading insurance carriers. An older model, on the other hand, may result in reduced rates.

Is a Honda Civic expensive to insure?

The Civic is the most expensive Honda car to insure, despite its reputation as a safe and economical vehicle. The 2019 Civic is the most expensive to insure, with policies costing $2,502 per year. This is 6% higher than the typical Civic.

What is the insurance on a Honda Civic?

Insurance for a Civic is $76 more per year than the Toyota Corolla, $376 less than the Hyundai Elantra, $130 less than the Volkswagen Jetta, and $6 less than the Nissan Sentra when compared to other popular small cars.

The Civic is ranked #5 out of 21 compact cars in the 2022 market, with an average annual insurance cost of $140 cheaper than the rest of the class. The Civic’s average annual vehicle insurance cost is $1,328, while the compact car segment’s average annual car insurance cost is $1,468.

Honda Civic insurance costs 11.8 percent less than the national average car insurance rate of $1,506 per year when compared to all 2022 model year vehicles (not just compact cars).

The figure below compares the cost of insurance for the 2022 Honda Civic to the top ten selling small cars in the United States. Following the chart, a table compares the cost of insurance for all compact cars to the cost of insuring a Honda Civic.

Why do Honda Civics cost more to insure?

  • Price. When collecting Honda Civic auto insurance quotes from different providers, it’s critical to utilize the same information in order to compare pricing effectively.
  • Deductible. The level of your deductible can have an impact on the cost of your premiums. In most circumstances, the bigger your deductible, the lower your rate (and vice versa).
  • The bare minimum of covering. Minimum coverage amounts differ by province, so make sure your policy is comprehensive enough to meet your needs.
  • Additional coverage is available. For a charge, you can add supplemental coverage like accident forgiveness or emergency assistance.
  • Restrictions. To avoid coverage gaps or denied claims, find out whether your Honda Civic insurance policy has any restrictions.
  • Manufacturer’s special offer or a discount for loyal customers. To save money on your insurance, ask your dealership if you’re eligible for manufacturer specials or loyalty discounts.
  • Warranty. To avoid paying for overlapping Honda insurance coverage, find out what your manufacturer or extended warranty covers.

Tips to get the lowest cost for Honda Civic insurance

  • Opt for a model that isn’t as athletic. If you want to save money on insurance, avoid buying a 2-door coupe or a 6-cylinder Honda Civic.
  • Anti-theft devices should be used. Anti-theft devices, such as a car alarm or steering wheel lock, can help you save money on your insurance premiums.
  • Increase the amount of your deductible. Increase the deductible you must pay to file a claim on your Honda Civic insurance policy to save money.
  • Driving defensively is a good idea. Some agencies will offer lower Honda Civic insurance prices if you take a course or download a safe driving software.
  • Combine your insurance policies. To save money, some companies allow you to bundle your Honda Civic insurance with other forms of insurance (such house or multi-car insurance).
  • Compare a variety of insurance policies. Compare numerous insurance companies to ensure you get the best deal on Honda Civic coverage.

What factors affect your Honda Civic insurance cost?

When calculating your premiums, insurance companies take into account your driving history, location, marital status, gender, annual kilometres, and a variety of other factors. One of the most essential aspects, though, is the car you drive. This is due to the fact that performance, safety features, theft rates, and other factors can differ significantly between makes and models. Here’s how the Honda Civic’s features might influence the cost of vehicle insurance.

  • Type of body. The Civic comes in three body styles: coupe, sedan, and hatchback. Insuring the sedan and hatchback models should be less expensive.
  • Vehicle type.
  • The Honda Civic is intended for occasional use, such as family vacations and daily travel. Its low-risk profile could lower insurance premiums.
  • Theft.
  • Honda Civics were regularly stolen in the past, but modern versions come with excellent security systems. However, because sedans are stolen more frequently than any other type of vehicle, picking that option may result in higher auto insurance costs.
  • Repairs. Parts and service should be easy to come by and reasonably priced. Insurance costs may be reduced as a result of this.
  • Ratings for safety. In practically every category, the Honda Civic has near-perfect safety ratings, potentially lowering your insurance prices.
  • Type of fuel. In average, gas automobiles are less expensive to insure than diesel or hybrid vehicles. Because the Civic is a gas-powered vehicle, insurance premiums should be lower.
  • Trim and package Choosing packages that boost power or overall value may enhance insurance costs. Features that improve visibility and safety, on the other hand, may minimize the cost.

Why is the Honda Civic so expensive?

Hondas are becoming increasingly pricey due to a growing inventory shortfall at dealerships around the country. Most vehicle manufacturers are experiencing serious production issues due to a shortage of semiconductor chips. In the instance of Honda, customers may discover that their preferred automobile is far more expensive than usual.

Honda is having one of the greatest automobile shortages, according to Cox Automotive, with only a 17-day supply of its vehicles. This puts it in a tie with Kia and just ahead of Toyota. For the sake of reference, the current industry average is 33 days. With a massive 98 days’ supply, Chrysler now boasts the greatest days’ supply.

While Honda offers vary from month to month, large reductions are uncommon even in typical circumstances. That changed earlier this year, when Honda announced an extraordinary 0% APR deal and, for the first time, incentives. However, due to supply limits in many of the United States, the best deals were only available for a limited time.

Honda prices, like most other manufacturers, are influenced by local supply and demand. Unfortunately, even the promoted lease deals from the brand are prohibitively pricey. The 2022 Civic, for example, has a monthly effective cost of $291. That’s a dollar more per month than you could have gotten on an Accord a year ago at this time.

You might be lucky to pay MSRP on a Honda if you’re looking for a good deal. While paying more than MSRP for a vehicle, truck, or SUV can make sense in some cases, customers may find it useful to compare car prices from various dealers and potentially widen their search area in order to locate a dealer ready to give the best bargain.

Is Insurance Group 23 high?

All vehicles are assigned an insurance group from 1 (the cheapest) to 50 (the most expensive) before they are made available for purchase (most expensive). As a result, the automobiles in Group 23 are among the most affordable to insure.

Cars in this category typically perform well in factors used to calculate group ratings, such as low market value, good car safety, and installed security measures.

These aren’t, however, the sole elements that go into determining your premium. Insurers consider a variety of additional personal characteristics, like as your age, driving history, and geographic region.

Car makes and models in insurance group 23

When it comes to vehicle insurance costs, there are a number of popular cars in insurance group 23 that are likely to be on the cheaper side.

Cars in insurance group 23 and the average cost by driver’s age

You can check for your vehicle in the table below and estimate how much you’ll pay to insure it based on your age.

What does insurance group 34 mean?

When it comes to auto insurance, all vehicles are assigned an insurance group ranging from 1 (lowest) to 50 (highest), which helps insurers calculate your premiums.

Vehicles in group 34 are among the most expensive to insure, with insurance groups ranging from 1 to 50. This group of vehicles often has greater market values, more powerful engines, and higher repair costs. They may be deemed wanting in terms of safety and security aspects in some circumstances.

Which is better Honda Civic Sport or ex?

The Honda Civic is still a popular choice among drivers in Oklahoma City. The 2020 Civic comes in five distinct trim levels, so customers in the market for a new car will have to decide which one they want. We’ll compare the 2020 Honda Civic Sport to the 2020 Honda Civic EX in our comparison guide from Battison Honda to help you determine which trim is ideal for you.

In the five-trim Civic lineup, the Civic Sport is second, and the Civic EX is third. Civic Sport versions are fitted with a base 2.0-liter engine that produces 158 horsepower. The Civic EX, on the other hand, is equipped with a more powerful engine, a 1.5-liter turbocharged engine that produces 174 horsepower on the road. The power source isn’t the only difference between these two Civics. Let’s have a look at how they compare in other areas.

What is comprehensive insurance coverage?

When you get comprehensive coverage, it helps cover the cost of damages to your vehicle that aren’t caused by a collision. Theft, vandalism, hail, and hitting an animal are all covered with comprehensive coverage. For example, if you are driving and struck a deer, comprehensive coverage would cover the damage. Comprehensive coverage does not apply if you swerve to avoid hitting a deer and hit a tree because this is considered a collision with an item.

You can add comprehensive coverage to your policy to help protect your vehicle. Unlike some other coverages, comprehensive does not have a limit. The maximum amount it will pay is determined on the vehicle’s real cash worth. Your chosen deductible will be your responsibility to pay.