The engine protection cover is an add-on to a motor insurance policy that protects the engine of the insured four-wheeler in the event of a loss or damage. On payment of an additional premium, it covers the cost of repairing or replacing your automobile’s engine or/and its parts under your car insurance policy. It allows you to receive financial assistance from your auto insurance carrier if your car’s engine or parts are destroyed.
For example, during the monsoon season, your city receives significant rainfall, and an inadequate drainage system has resulted in flooding. As a result, moisture collects in your parking lot and penetrates your car’s engine, causing damage. In this case, the engine protection cover can be useful because it will cover the cost of repairing the damages to your car’s engine under your four-wheeler insurance policy.
In a nutshell, engine protection insurance covers any damage to the car’s engine or its parts caused by water intrusion, lubrication oil leakage, damage to the hydrostatic lock, and damage to engine parts such as the gearbox, crankshaft, cylinder, connecting rods, pistons, and so on.
Is engine protection cover needed?
In the event that your engine and/or its parts are damaged, an engine protection policy in your automobile insurance keeps you financially covered.
Damages to the automobile’s engine or its parts, such as the crankshaft, piston, pins, cylinder, gearbox, and so on, are not covered by a comprehensive car insurance policy. An engine protection cover acts as a financial safeguard against damage to the car’s engine caused by lubricating oil leaks, water intrusion, hydrostatic lock, and other factors.
- Because engine damage isn’t covered by your standard comprehensive policy, you’ll need this add-on.
Is car engine covered under insurance?
However, any engine damage caused by wear and tear or technical failure will not be covered as part of an insurance claim.
Will car insurance pay for a blown engine?
Maintenance, such as an oil change, is often not covered by automobile insurance, according to the National Association of Insurance Commissioners. Car insurance will almost certainly not cover the price of repairing or replacing your vehicle, whether it’s for routine maintenance, a mechanical issue, or a blown engine.
How much does an engine cover cost?
RepairPal estimates the cost of replacing the engine front cover. Labor costs are expected to range from $971 to $1,225, with parts costing between $751 and $753. This range excludes taxes and fees, as well as your individual car and geographic region. Repairs to the surrounding area may also be required.
What does engine protect mean?
An engine protection cover is a car insurance add-on that provides financial coverage for any damage to an insured vehicle’s engine. The cost of the engine and its parts will be covered by this add-on.
Does full coverage insurance cover your engine?
Engine repairs are typically not covered by automobile insurance unless they are directly related to an accident or other risk covered by the policy. If your car is still new or you purchased an extended warranty, the manufacturer may cover the cost of repairs in the event of an engine failure or other technical issue. Some insurers may offer “mechanical breakdown insurance,” which works similarly to a warranty in that it covers mechanical failure.
Does warranty cover engine failure?
The powertrain of your car, which includes the engine, transmission, and drivetrain, is the foundation for nearly all non-specialized extended warranty plans.
The parts of the engine that are covered tend to differ, and this depends on the amount of coverage as well as the warranty you have. Let’s look at the different sorts of warranties and some specific plans to see what’s covered to make things a little easier for you.
What is engine protection plus?
Engine Protect Plus is an add-on for our Engine Protect product. It reimburses expenses spent when an engine or engine part needs to be repaired or replaced.