The main NAIC number for Mercury is 16810. The National Association of Insurance Commissioners (NAIC) distributes numbers to recognized insurance carriers in order to trace customer complaints and ethics breaches across state lines. Mercury’s NAIC number is a five-digit identifier.
Anyone can learn more about Mercury’s financial data, types of complaints lodged by customers, and any enforcement actions taken against the company by looking up its NAIC number. Customers will also require Mercury’s NAIC number in order to report fraud or make an insurance claim.
Although Mercury’s main NAIC number is 16810, each of Mercury’s subsidiary firms has been assigned a unique code, which is mentioned below. On your Mercury insurance card, you’ll discover the number that pertains to your specific policy.
How do I find my insurance company NAIC number?
Your insurance card will have the NAIC code on it. The NAIC is printed on your ID card most of the time, however it is not identified. It’s a five-digit figure.
What is insurance company NAIC code number?
What Is A NAIC Code And What Does It Mean? The National Association of Insurance Commissioners (NAIC), which is an organization founded to perform regulatory oversight of insurance activities in the United States, assigns an insurance business a five-digit code.
Do all insurance companies have an NAIC number?
The NAIC assigns a five-digit NAIC number to all licensed and permitted insurance companies in the United States. Consumer reports, such as the amount of closed complaints for an insurance firm, any fraud or measures taken against the company, and company financial data, are also available through the NAIC database.
The NAIC numbers of most companies differ from one type of insurance to the next. For example, the NAIC number for Allstate vehicle and homeowners insurance is distinct from the NAIC number for the company’s life insurance. In addition, Liberty Mutual Insurance provides two different codes for homeowners and vehicle insurance, as well as fire insurance. Because this can be perplexing for customers, it’s crucial to double-check a company’s NAIC number to confirm it’s correct.
Only risk-bearing companies are granted NAIC codes, which means a corporation where the actual return on an investment is likely to be lower than the expected return. On the NAIC website, you can apply for an NAIC code.
The following are some of the largest insurance carriers, along with their NAIC numbers, that may be found in the NAIC database:
How do I find a company’s insurance carrier?
- In most circumstances, you can make an insurance claim with your agent or directly with your provider.
- Your insurance carrier’s details can be found on your declarations page or on your insurance cards, or you can call your agent.
What is NAIC stand for?
The National Association of Insurance Commissioners (NAIC) is a standard-setting and regulatory support organization in the United States that was founded and is administered by chief insurance regulators from all 50 states, the District of Columbia, and five U.S. territories.
Is Mercury Insurance in Oregon?
We are a Mercury Insurance Agency in OREGON, Illinois, and we are an approved, independent Mercury Insurance Agency. We offer affordable rates and professional service for vehicle insurance in OREGON, Illinois.
Who bought Mercury Insurance?
Mercury General Corporation (the “Company”) (NYSE: MCY) announced today that its largest insurance subsidiary, Mercury Casualty Company, has reached a definitive agreement with Aon Corporation to purchase Auto Insurance Specialists, Incorporated (“AIS”).
Is Mercury Insurance Expensive?
Mercury’s auto insurance is straightforward, with a few useful endorsements and otherwise conventional coverage options. Understanding Mercury’s vehicle insurance coverages, Quadrant Information Services’ average rates, and discounts may help you decide whether or not you should receive a quote from the firm.
Types of coverage
- Liability coverage covers for the injuries and losses you cause to others if you are at fault in an accident.
- Collision coverage: This protects your car from damage caused by a covered collision, regardless of fault.
- Comprehensive coverage protects your car against damage caused by a variety of events, like as hitting an animal, theft, and storm damage.
- Medical payments coverage pays for medical expenses incurred as a result of a covered accident, regardless of fault. In some states, medical payments coverage is not accessible.
- Personal injury protection, or PIP, is a type of insurance that pays for medical bills and other expenditures incurred as a result of a covered accident, regardless of who is at fault. In some states, PIP is not available.
- Rental car coverage: After a covered loss, rental car coverage helps cover the cost of a rental car.
- Ride-hailing insurance: This option may cover you if you have your ridesharing app turned on but have not yet accepted a customer, depending on your state.
- Towing, flat tire replacement, battery jump start, emergency gasoline and fluid supply, and locksmith services are all included in this option.
- Uninsured and underinsured motorist coverages protect you from bodily injury if you are hit by a driver who does not have insurance or does not have enough coverage to meet your expenditures. Uninsured motorist property damage coverage, which covers damage to your automobile and other property if it is damaged by an uninsured driver, may be available depending on where you live.
Cost of Mercury car insurance
Mercury’s typical prices are somewhat lower than the national average cost of vehicle insurance. Mercury’s minimum coverage costs an average of $553 per year, compared to a national average of $565 per year. Mercury’s full coverage costs an average of $1,558 per year, whereas the national average full coverage premium is $1,674.
Auto insurance providers, on the other hand, base their premiums on a variety of criteria. The cost you pay may be more or lower than these averages.
