Because the black box is commonly hidden below your car’s dashboard or on the battery, you may not be able to see it. However, regardless of where it is positioned, it will not cause any disturbances or have any affect on your travels.
How are insurance black boxes fitted?
When you purchase a black box car insurance policy, your insurer will arrange for the black box device to be installed in your vehicle by a third party. It’s little – around the size of a cell phone and they’ll normally conceal it in a hidden position so you won’t notice it.
Where does a black box in car go?
Where will my car’s black box be installed? Our box is about the size of a matchbox and is usually hidden below the battery of your vehicle. You won’t even notice it’s there once it’s installed, and it has no affect on your car’s performance.
Installed telematics insurance box
A tiny device is fitted in the automobile to monitor driving behavior in the standard black box and telematics car insurance coverage. The box is roughly the size of a cell phone and is normally hidden below the dashboard of a car.
This black box captures your driving without you needing to remember to turn it on, thanks to a number of inbuilt sensors.
Are you insured before the black box is fitted?
Yes, you are covered from the commencement of your coverage. Within two weeks of the commencement of your coverage, ensure sure your black box is installed in your vehicle. The only time you’ll be charged is if you switch vehicles and need a new car box. You’ll be charged a fee to cover the expense of a new car box.
Does a black box track where you park?
Yes. If your car is equipped with a black box system and you have black box auto insurance, the device can tell you where it is parked. Telematics data can track where your car is stored overnight and inform your insurer about your driving habits.
Does a black box Track your location?
To keep you safe on the road, your black box will only consider specific factors. Here are a few things that a black box won’t tell you:
If your car is faulty
We develop a general picture of your driving behavior, so black box technology is unable to determine whether your vehicle requires service. Maintaining your vehicle’s maintenance, such as tyre pressure, is important because it impacts your driving and consumes gasoline.
Where you are right now
We would never monitor your whereabouts in real time unless you asked us to. Black box technology employs GPS tracking to monitor the roads you use and the speed limits, but we would never monitor your location in real time unless you asked us to. However, GPS can be useful in rare cases, such as if your automobile is stolen. We can pass on the GPS details regarding your car’s location to the police once it’s been activated, so they can try to recover it for you.
How loud your music is
You are not being watched by black box technology! It won’t capture your chats, music level, or how loudly you sing along to the radio. It simply looks at your driving safety, which only you, we, and your insurance can monitor through the WiseDriving portal.
If black box insurance appeals to you, request a quote today to see how much money you can save on auto insurance.
What happens to black box when policy ends?
Your information is only used to customise future insurance premiums for you. If you choose to cancel your policy, we will delete all of your personal data from the LittleBox database and utilize it to improve the products and services we provide. But don’t worry, we’re using the data of thousands of people, so you won’t be recognized in any way. Of course, we don’t share any LittleBox information with competitors.
Can you drive after 10pm with a black box?
SmartMiles is Hastings’ version of black box insurance. The cost of installing the black box is included in the purchase, and they have theft monitoring equipment that makes it simple to track down your car if it is stolen. You may also track and monitor your driving score and progress using an online dashboard and mobile app.
Driving at night will not result in a penalty, but driving between 10 p.m. and 5 a.m. will lower your driving rating.
Hastings scored a 4.4 out of 5 star rating on Trustpilot and a 4 out of 5 star rating on ReviewCentre. Hastings is ranked on both review sites for all of its insurance products, not just its SmartMiles insurance (true as of June 2021).
Cheaper insurance for young and convicted drivers
The main benefit of telematics insurance coverage is that they are usually less expensive than traditional insurance plans. This is commonly accomplished through a linked app or website that provides daily, weekly, or monthly feedback.
Feedback is frequently focused on your driving style and where you may have gone wrong. This will let you to remedy any errors you make before they become costly premiums. Read our blog on black box insurance explained to learn more about how telematics insurance works.
If you’re a new driver or have had previous offenses and are paying high insurance premiums, black box insurance can help you prove how good of a driver you are while also saving money. After at least a year of driving with a black box, this usually leads to cheaper insurance premiums you could notice a 60 percent drop in your premiums!
You can choose who views your information with the right insurance policy
While some people are concerned that telematics insurance may compromise their privacy, this isn’t always the case. Many methods provide you the option of deciding who sees your data.
So, whether you want to share your information with your parents or keep it secret, you have the power to make that decision. If you study the terms of your selected insurance provider or question a staff member, you can find out if this is the case.
Ideal for convicted drivers to prove you’re a safe driver
This type of coverage isn’t limited to new drivers. It may also be beneficial if you have previous driving or criminal convictions. A telematics coverage can help you prove that you’re a cautious driver, which can result in lower insurance premiums upon renewal, especially if you don’t need to file a claim.
Can deter thefts
If your black box is visible, robbers are more likely to think twice about stealing your car while you’re away! Because most black boxes are effectively trackers, they will be able to readily locate your automobile if it is stolen. This is especially crucial if you’re a car enthusiast who wants to buy a good car for oneself.
Passers-by aren’t always aware of some black boxes. As a result, while cars with non-visible telematics systems are just as likely to be stolen, the chances of their being found are significantly higher than if you had a regular car without a tracking device or black box.
Can help settle claims
If someone accuses you of colliding with them when you weren’t even present, or accuses you of causing the accident when you didn’t, the data acquired by the black box can help prove that you weren’t present or that you didn’t cause the accident.
Can help improve driving skills
A black box can be used to supplement your driving training. Many people provide you with regular feedback to let you know how you’re doing. Some apps even show you a map of where you went wrong so you can avoid making the same error next time.
Translates to cheap car insurance when you pass and get regular insurance
While you may have a poor perception of telematics devices, they can help you save hundreds, if not thousands, of dollars on your insurance premiums. And once you’ve proven to insurance providers that you’re a safe driver, you’ll be able to get cheaper car insurance.
Even if you have a black box, some insurance policies give a no claims bonus for claims-free driving.
Does insure the box track location?
It may assist us in locating your vehicle if it has been stolen. When you pick insurethebox black box auto insurance, the box also functions as a theft tracking device, which means that if your car is stolen, we may be able to track it down for you. For example, we can determine where any impact on the car occurred.