Who Underwrites Admiral Travel Insurance?

You agree to the following terms and conditions by using this website. Please take the time to read them thoroughly. If you do not agree to these Terms and Conditions, please do not access or use this website.

‘Our’,’we’,’us’ refers to the following companies: EUI Limited; Admiral Financial Services Limited; Admiral Group plc; and any designated preferred provider in these Terms and Conditions of Use.

About us

EUI Limited trades under the name Admiral (Company Number 2686904). Admiral Financial Services Limited trades under the names Admiral Loans, Admiral Car Finance, and Admiral One (Company Number 10255225). Admiral Group plc owns both EUI Limited and Admiral Financial Services Limited. T Admiral, David Street, Cardiff, CF10 2EH is where our offices are located.

Policy underwriters

On behalf of other insurers, EUI Limited organizes the sale of motor and house insurance products. The insurers insuring your policy are explained in detail on your Certificate of Motor Insurance and in your Policy Booklet, and you can find more information in the Insurance Product Information document.

Supplementary products to the motor and house insurance products are provided in a similar manner, with the exception that the insurers for those products may differ from those listed above. The product supplier for each auxiliary product provided is listed in the relevant areas of this website and the Insurance Product Information document.

The precise coverage provided by any insurance policy or other product issued by us is subject to the policies’ terms, restrictions, and exclusions. On request, a copy of all of our policy paperwork is available online.

Commercial use

Unless we have agreed otherwise in writing, this website is for non-commercial, personal use only.

You warrant that any application you submit through this website in order to obtain a quotation for motor, home, or travel insurance or a lending product is genuine and made solely for the purpose of purchasing a motor, home, or travel insurance policy or taking out a lending product is made for your own personal use. You agree to hold us harmless from any loss, damage, expense, or cost (including full indemnity legal fees) incurred by us as a result of you breaching this guarantee or otherwise misusing this website. You acknowledge that quantifying the losses we may experience as a result of any breach or misuse by you is challenging for us, and you agree that injunctive action may be the proper remedy for us in such instances.

Residency requirement

  • For motor insurance, inhabitants of the United Kingdom, Northern Ireland, the Isle of Man, and the Channel Islands insure private motor vehicles within the United Kingdom, Northern Ireland, the Isle of Man, and the Channel Islands;
  • UK people insuring residential properties in England, Scotland, Wales, and Northern Ireland for house insurance; and
  • Residents of the United Kingdom who require travel insurance for visits overseas or within the United Kingdom; and
  • Permanent inhabitants of England, Scotland, and Wales are eligible for loans and auto financing.

You confirm that you and any joint policyholders on the policy are UK residents by requesting a vehicle or home insurance quote, and that you will notify us immediately if you, your extra drivers, or joint policyholders cease to be permanent UK residents.

By requesting a travel insurance quote, you affirm that you and any listed persons on the policy are permanent residents of the United Kingdom, and that you will tell us immediately if someone ceases to be a permanent resident of the United Kingdom.

You affirm that you are a permanent resident of England, Scotland, or Wales by requesting a loan or auto finance quote, and that you will notify us immediately if you no longer are a permanent resident of England, Scotland, or Wales.

Legal exclusions and limitation of liability

We take great care to ensure that the material on this page is correct and current. However, we make no claims or warranties regarding the information and accompanying visuals provided on this website, which may contain technical inaccuracies and typographical errors, or its correctness, completeness, reliability, or fitness for any purpose.

We do not offer legal, accounting, or other professional advice or opinions on specific facts or issues. Furthermore, neither we nor any of our directors, employees, or agents shall be liable for any damages originating from or related to the use of this website or the information contained therein.

This is a broad limitation of responsibility that covers all types of damages, including compensatory, direct, indirect, or consequential damages, loss of data, income, or profit, loss of or damage to property, and third-party claims. Nothing, however, shall limit or exclude our liability for death or personal harm caused by our negligence, that of our directors, employees, or agents. Nothing under the Financial Services and Markets Act 2000, or any other current or future financial services legislation, shall exclude or limit our obligations.

We retain the right to change the contents of this website, including these Terms and Conditions, at any time and without notice. Any modifications to these Terms of Service will be posted on this website, and by continuing to use this website after such a change, you agree to be bound by the amended Terms of Service.

We cannot guarantee that this website or its content are free of viruses or other harmful or destructive elements.

While we make every effort to keep this website up and running at all times, we cannot be held liable for any losses suffered as a result of our website being unavailable for any reason, at any time or for any length of time. We have the right to terminate your access to the website and any of our services at any time and for any reason. We may need to suspend access to the website from time to time for periodic maintenance or updates.

If you have any doubts about the accuracy of the information provided on these pages, or if you want to rely on it, it could be in your best interest to contact us for confirmation.

Data Protection and Privacy

Any personal information you provide to us through this website will be handled according to our Privacy Statement, which can be found under “Your Privacy and Security.”

This website uses a variety of cookies; for more information, please see our Cookie Policy.

These Terms of Service include our Privacy Statement and Cookie Policy. Please read them carefully as they outline our responsibilities as well as your rights in connection to your personal data.

Corporate information for the Admiral Group Plc

T Admiral, David Street, Cardiff, CF10 2EH is the registration address of the following companies in England and Wales:

The following company has a registered address in Gibraltar: 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA:

On this website, the subsidiaries indicated above may or may not offer items or services.

Governing law

This website’s content, as well as the products and services we provide, complies with relevant UK legislation and regulation. Any insurance contract issued via EUI Limited and any credit arrangement written through Admiral Financial Services Limited shall be subject to the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction unless we have agreed otherwise with you.

If any of these provisions is found to be unlawful, void, or unenforceable for any reason, that provision will be deemed severable, and the validity and enforceability of the remaining provisions will not be affected.

Events beyond our reasonable control

We will not be liable to you if we violate these Terms of Service or if we fail to offer, or delay in providing, our services through our website due to an event or condition beyond our reasonable control. Strikes, lockouts, and other industrial disputes, system or network failure, fire, explosion, accident, insurgency, and war are all examples of this.

Trade Marks and ownership of the website

We possess the registered trade mark “Admiral,” as well as its logos. Unless otherwise agreed in writing, nothing on this website shall be construed as conferring any license or right to use such trade mark on any person, and any such use shall be constituted an infringement of our rights.

Permission is allowed to electronically copy and print elements of this website solely for the purpose of obtaining a quote or purchasing items and services. Without prior explicit permission, any other use of the content on this website (including reproduction for purposes other than those stated above, editing, modification, distribution, or republication) is strictly prohibited.

Links to other websites

Certain links on this website, including hypertext links, will take you to websites or pages outside of our control. These links are given for your convenience and information, and the inclusion of any link does not mean that we support the website to which the connection refers in any manner.

We assume no duty or responsibility for the content of external websites. If you are redirected to another website from ours, you must contact that organization independently to have your information removed from their database.

Is Admiral a broker or insurer?

Through our four brands: Admiral, Bell, Diamond, and elephant.co.uk, we are one of the UK’s largest vehicle insurance companies, with a history of innovation.

Gladiator is the Group’s Commercial Vehicle insurance broker, which acts on behalf of several of the UK’s leading commercial vehicle insurers. It was founded in 1998. With Admiral Van, we started underwriting our own commercial products in 2017.

Admiral Household was founded in 2012, and Admiral Law, the Group’s law practice, was founded in 2013.

We also introduced Admiral MultiCover, which lets our clients to combine their car, van, and house insurance into a single policy at a lower cost.

Admiral Financial Services and, more recently, Veygo for novice driver and temporary insurance were both introduced in 2017.

Admiral Pioneer was recently established with the goal of investigating and investing in innovative ventures and developing consumer requirements.

Are Hastings and Admiral the same company?

Two of the major vehicle insurance firms in the UK are Admiral and Hastings Direct. Both have the majority of’must-have’ characteristics, yet their goods are not comparable.

Is Admiral an underwriter?

For its UK vehicle insurance business, Admiral Group has extended its underwriting contracts with Munich Re. Admiral benefits from the long-standing collaboration by reducing risk and earning profit commissions.

Munich Re underwrites 40% of Admiral’s UK auto insurance business, which will be extended until at least the end of 2018 under the new deal. The cost and contractual parameters are kept under wraps, although the Group says that they provide Admiral with a modest improvement over 2017.

Henry Engelhardt, the company’s chief executive officer, commented on the events, saying: “Munich Re is an excellent partner, and we are delighted to continue our long-term partnership for at least another five years. This deal demonstrates their continuous faith in our company, and we look forward to continuing to collaborate with them for many years to come.”

Who underwrites cover for you travel insurance?

The World Wide Internet insurance group owns Cover For You. Members of the Cover For You Club receive discounts from companies such as Odeon Cinemas, Holiday Extras, and Virgin Wines, as well as discounts on other insurance products.

AXA Insurance UK plc underwrites Cover For You’s travel insurance plans.

Is Admiral and Elephant same company?

Elephant is a trademark of EUI Ltd, a subsidiary of Admiral Group plc. Ty Admiral, David Street, Cardiff, CF10 2EH is where our offices are located (Company Number 2686904).

Is Eui A Ltd Admiral?

EUI Ltd Debt Collection Company (Debt Collector) collects past-due debts on behalf of a company or after purchasing past-due debts from other companies to which you may have missed payments.

EUI Limited trades under the name Admiral. You have a separate arrangement with EUI Limited, who administers the policy, in addition to your insurance with the Authorised Insurers. In addition to the additional services EUI Limited may perform on behalf of the Authorised Insurers, this agreement covers specific insurance intermediary services delivered to you.

If you owe money to Eui Ltd or another debt collection agency and are having trouble making payments, investigate if you qualify to have part of your obligations forgiven.

Is Sheilas Wheels part of Admiral?

Sheilas’ Wheels is an automobile insurance company headquartered in the United Kingdom that specializes in female drivers. Peter Wood launched the brand, which is named after the Australian slang term sheila for a lady, in October 2005 as part of Esure, the insurance firm he co-founded with HBOS in February 2000.

Three women dressed in pink sequined costumes sing a series of jingles promoting Sheilas’ Wheels (e.g., “For bonzer auto insurance deals, girls get onto Sheilas’ Wheels”), often from the seats of a bubblegum pink convertible dubbed “The Sheilamobile.”

Who is Churchill Insurance owned by?

Churchill Insurance was one of the earliest direct automobile insurers in the UK, having been established in 1989. We began providing house insurance in 1990 and have since expanded our services to include car insurance, home insurance, travel insurance, pet insurance, breakdown coverage, and van insurance. We are a UK-based firm that sells insurance plans over the phone and online.

The Royal Bank of Scotland Group bought Churchill in 2003, making the bank’s insurance business the UK’s second largest general insurer.

We left the bank in 2012 to start a new chapter, but our commitment to providing exceptional customer service has never wavered.